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Protect What Matters Most
Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.
What Does Homeowners Insurance Cover?
Homeowners insurance may help protect your house from a number of threats, such as fire, hail or vandalism. But you'll typically find that coverage extends to more than your home's physical structure. Most homeowners policies also provide some protection for your belongings, such as clothing, electronics or furniture. You'll usually also find that homeowners insurance includes liability coverage, which may help prevent you from paying out of pocket if a guest is injured at your home and you're found legally responsible for their medical bills. Give me a call with any questions about what your policy may cover or for help tailoring your coverages so that they better fit your needs.
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3 Car Insurance Myths Explained
It's my job to explain the ins and outs of car insurance. Unfortunately, there are several persistent car insurance myths that should be cleared up. Misinformation about car insurance coverage can lead to frustration if you think you're covered when you're not. Read up on these common car insurance myths so you can make informed decisions about your coverage.
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5 Things to Bring Apartment Hunting
Looking for an apartment can be both fun and exhausting. After searching listings and setting up appointments to see places in person, you can get lost in the moment or maybe just want the search to be over. But it's important not to forget to look for important details, like a lack of natural lighting or worn out carpeting, while you're admiring the recently remodeled kitchen. From measuring the rooms to having the right paperwork with you, here are some helpful tips for finding the right apartment for you.
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What Is Whole Life Insurance?
You know life insurance is a great way to help protect your loved ones, but do you know what kind of life insurance might be best for you? If you're looking for life-long protection, predictable costs and a savings vehicle, whole life insurance might be a good fit. Take a look at this overview to see if it's something that interests you. I'd be happy to tell you more about whole life insurance and help you decide if it's the right choice for you.
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Tips for Managing Small Business Insurance Costs
Being a small business owner can mean working long after you've "closed" for the day. The to-do list is never done, and you're frequently juggling priorities. But you may want to move reviewing your business insurance to the top of that list. There's a lot to consider when covering the business you put your heart into. From making sure you having the right amount of protection to managing risks and bundling coverages, I'm here to help you choose the coverage that is right for your business.
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Motorcycle Insurance for a Brand New Bike
When it comes to helping repair a damaged bike, a standard motorcycle insurance policy typically accounts for depreciation in value. But, what if you have a brand new motorcycle? Three types of additional insurance coverage may help protect your investment in your new motorcycle. Need help determining if you're eligible for new motorcycle coverage? Give me a call.
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Condo Insurance
You found the perfect condominium, called about the utilities and have movers lined up. But before you move in, do you have the right coverage for your new home? Condos are unique in the way they are insured - both you and the condo association need policies. From common areas to personal property, it's important that you understand what your policy covers and what your condo association's insurance may help protect. Take a look at this overview of condominium insurance, and then let's make sure you have the coverage you need.
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What's Umbrella Insurance?
You have insurance to help protect your home and car, but what happens in situations where your standard insurance coverage is not enough? That's when a personal umbrella insurance policy (PUP) could help. If you're found legally responsible for damages resulting from an accident or if you're sued, a PUP may help prevent you from paying out of pocket for costs that exceed the limits of your homeowners or auto insurance. A PUP from Allstate may help cover attorney costs and lost wages, even if you're out of the country. If you're interested in increasing your protection, I'd be happy to talk to you about umbrella coverage today.
Learn More Referral Rewards: The referred customer must purchase an auto policy with Allstate New Jersey Property and Casualty Insurance Co. Under extremely rare circumstances the actual credit may be less than $75. These circumstances include instances where the premium charged is less than the credit amount. Maximum of three rewards can be banked at a time. Other rules and conditions apply.
Marc A Ludwig is insurance licensed in the state(s) of New Jersey. If you do not reside in the state(s) of New Jersey, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Check the background of this firm on FINRA's BrokerCheck website.
Marc A Ludwig is insurance licensed in the state(s) of New Jersey. If you do not reside in the state(s) of New Jersey, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Check the background of this firm on FINRA's BrokerCheck website.
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