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Michael D Watson - Owasso, OK - Allstate Agent

Michael D Watson

8283 N Owasso Expy, Ste A
Owasso, OK, 74055


Call: (918) 272-1000
Fax: (918) 272-3180

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Get quality protection at a great price. Every policy comes with the support of a knowledgeable and friendly Allstate agent.

Auto Insurance

Save up to 30% on your auto insurance by taking advantage of the available discounts.

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Home Insurance

Protect your family and your biggest investment with quality home protection from Allstate.

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Other Products

Allstate offers many kinds of insurance. Speak with me about renters insurance, life insurance, motorcycle insurance, and more.

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About me

In 1980 when I first began my career as an Allstate agent, one goal was to provide an extraordinary level of customer service. The entire staff at A GREAT RATE Ins. Agency understands and supports this philosophy because we realize that after the contract is signed and the check received our job is just beginning, not finished. That same business philosophy remains today as not only the foundation and vision but also the motto for our agency. So call today and let us show you what we mean by "There's more to A Great Rate than price!"

I’m proud to work with a company who’s been serving satisfied customers for over 80 years. Customers count on outstanding financial strength and superior claims service to help protect what they value most. Allstate delivers on their promise. In fact, their outstanding financial strength and superior claims service received an A+ (Superior) rating by A.M. Best. Quality service, strength and satisfaction – that’s something I’m glad to be a part of.

I’m committed to helping you protect not only what you have today, but to also prepare for tomorrow. I can help you understand how insurance is a part of your "safety net" and a cornerstone to your financial security. Together, we’ll work to evaluate your coverages and select flexible payment options that work for you.

I've been with Allstate for over 30 years and have worn many hats in the company. My tenure and experience has allowed me to not only understand the ins-and-outs of insurance, but also to service hundreds of families regarding their protection needs. I can help you protect the things that are important - your family, home, car, boat and more. I'm proud to work with a company that's one of the biggest in the insurance industry. In fact, last year Allstate had a relationship with about one of every six American households and protected an estimated 17 million autos. A stable, reputable company that reaches out to millions of American households to meet their needs - that's my kind of company. I'm committed to helping you protect not only what you have today, but to also prepare for tomorrow. I can help you understand how insurance is a part of your "safety net" and a cornerstone to your financial security. Together, we'll work to evaluate your coverages and select flexible payment options that work for you.
National Conference Award-7 years
Allstate Leader's Forum-2 years
Quality Agent-1 years
Circle of Champions-1 years
National Conference-1 years
Honor Ring-16 years

Civic Services:
Board of Directors Owasso Education Foundation - Serving 19th year
Founding Member of Owasso Ambassador
Board of Directors Owasso Chamber of Commerce - Served 12 years
First Honorary Member - Partners In Prevention - Owasso Fire Department
Life Member - Owasso Historical Society
Chamber of Commerce
Chamber Awards - Newcomer of the Year
Three Trailblazer
& Member of the Year

Community Services:
Allstate National Safety Leadership Award
Allstate Good Hands Award
Allstate Outstanding Community Service Award
VICA Employer of the Year Award
Owasso Economic Development Authority Spotlight Business Award
30 Year Allstate Agency Affilation Recognition Plaque

Industry Services:
Serves on Oklahoma Insurance Department's " C.E. Advisory Board"
Oklahoma 2006 Agent of the Year

Personal Watercraft

My Team

Terri Watson - Owasso, OK - Allstate Team
Terri WatsonSales AgentTerriWatson@Allstate.comSenior Sales Agent and Agency Co Owner Terri Watson joined Michael's business in 1988 and became his partner for life making it a true family affair.
Elizabeth (Libby) Taylor - Owasso, OK - Allstate Team
Elizabeth (Libby) TaylorSales AgentLibbyTaylor@Allstate.comLibby first joined Michael in 1990 and enhances her value to the agency by maintaining her Certified Insurance Counselor and Certified Insurance Service Representative Designations.
Jordan Willyard - Owasso, OK - Allstate Team
Jordan WillyardSales Agent & Annual Review Specialistjordancrawford@Allstate.comJordan joined the "Agency Team" in March 2010 and then joined the "Watson Family Team" by marriage to Michael's oldest son Derek June 2012. Jordan manages one of the most important responsibilities in conducting the agency's annual customer protection reviews referred to as the "Good Hands Coverage Check Up".
Ida Pearson - Owasso, OK - Allstate Team
Ida PearsonSales Agentidapearson@allstate.comIda brought 2 years of Allstate product experience with her when she first joined the "Agency Team" in May 2011 after moving to Skiatook, Ok from Arkansas.
Brian Hinshaw - Owasso, OK - Allstate Team
Brian HinshawPersonal Financial RepresentativeBrianHinshaw@Allstate.comBrian assists customers with the agency's portfolio of financial products including Retirement and Life insurance options. He also offers business and individual products.
Chad Watson - Owasso, OK - Allstate Team
Chad WatsonMarketing & Administrative Assistantschadwatson@allstate.comChad & Cory are Michael and Terri's twin boys who help out with many marketing campaigns and community involvement events that A Great Rate Ins. Agency participates. They have served as Vince & Larry the Crash Dummies, McGruff the Crime Fighting Dog, and assisted in Partners In Prevention projects that the agency has spearheaded in many of the communities it serves. Other "Partners" the twins coordinate with include police, fire, sheriff depts., MADD, OHP, and OKHighway Safety Commission.
Cory Watson - Owasso, OK - Allstate Team
Cory WatsonMarketing & Administrative Assistantscorywatson@allstate.comIn the previous picture Chad, in red and Cory in blue are passing out red delicious apples at a Back To School Appreciation Reception. In the picture above the twins are Crash Dummies Vince and Larry at a "Partners In Prevention" project. Working as the organizing sponsor, we helped secure a "Fire Simulation Home" where kids took a learning tour and then had to escape once the smoke started. We also provided parents with their child's fingerprints conducted by local law officer and a DNA Kit.


Business Hours
8:30 a.m.
6:00 p.m.
8:30 a.m.
6:00 p.m.
8:30 a.m.
6:00 p.m.
8:30 a.m.
6:00 p.m.
8:30 a.m.
6:00 p.m.
8:30 a.m.
12:30 p.m.
Auto Insurance
Car Insurance
Flood Insurance
Life Insurance
Motorcycle Insurance
Home Insurance
Insurance Quote
Insurance Agency
Business Insurance
  • Tulsa
  • Collinsville
  • Skiatook
  • Claremore
  • Catoosa
  • Oologah
  • Sperry
  • Pryor
  • Bixby
  • Verdigris
  • Nowata
  • Glenpool
  • Owasso
  • Broken Arrow
  • Talala
  • 74055
  • 74070
  • 74021
  • 74073
  • 74053
  • As your local Allstate agent I can help you with your insurance needs.

    ...And you know you’re in good hands when:

    · You can talk to a licensed insurance professional 24/7
    · Your claim can be filed easily and handled promptly
    · You could be eligible for many discounts
    · You have the support of 75+ years of experience

    When you’re buying insurance in Owasso you’re looking for just the right mix of price and protection. At Allstate, we want to give you more than just an insurance quote. To help ensure our coverage recommendations include the greatest number of discounts available to you, we want to understand your situation, coverage expectations, budget, etc. The more we know...the better we can advise you.
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    Michael D Watson is insurance licensed in the state(s) of Kansas and Oklahoma. If you do not reside in the state(s) of Kansas or Oklahoma, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

    Subject to terms, conditions & availability.

    This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY.