Allstate Insurance Agent
Michael Garza, Bakersfield, CA

In-Person or Virtual

Call

(661) 589-5404to quote by phone

Call

(661) 589-5404to quote by phone

Call

(661) 589-5404to quote by phone

Call

(661) 589-5404to quote by phone

Select a product to get a quote

Auto insurance

Renters insurance

Motorcycle insurance

ATV insurance

Location Details

Hours

Day of the Week	Hours
Mon	Available by appointment9:00 AM - 5:30 PM
Tue	Available by appointment9:00 AM - 5:30 PM
Wed	Available by appointment9:00 AM - 5:30 PM
Thu	Available by appointment9:00 AM - 5:30 PM
Fri	Available by appointment9:00 AM - 5:00 PM
Sat	Available by appointment
Sun	Available by appointment

After-hours appointments available.

Available 24/7 at

(661) 589-5404

Areas Served

Bakersfield

Languages

English, Spanish

Social

Link to Facebook

Michael Garza: Allstate Insurance

Let's Meet

We’re available to meet you when, where, and how you’d prefer to meet to discuss your protection needs. to schedule an in-person or virtual meeting today.

Local Allstate Insurance Agent: Michael Garza

I’ve gotten to know many local families as an Allstate agent in . I enjoy being a part of the community, and building local relationships is one of the best parts of my job. I know what life is like here in – that you choose your car and your home to fit your lifestyle and your budget. I also know how important it is to do the same when it comes to insurance. I look forward to getting to know you and helping you to find the solutions that meet your needs.

Part of what I like best about my job is that I can offer customers options for a wide variety of coverage and services. You can depend on me to help you look at the big picture.

I’m committed to helping residents assess their immediate and long-term needs and choose options that will help them achieve their goals. When you want to explore options for protecting your home, personal property, or financial future, I’m available to answer your questions. If you’re already a customer, I’m ready to review your coverage so that you can make any necessary adjustments to fit your changing needs. Call me today.

Part of what I like best about my job is that I can offer customers options for a wide variety of coverage and services. You can depend on me to help you look at the big picture.

Products we offer:

Car Insurance in Bakersfield
Car Insurance in Bakersfield
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
get a quote
Home Insurance in Bakersfield
Home Insurance in Bakersfield
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
Condo Insurance in Bakersfield
Condo Insurance in Bakersfield
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance in Bakersfield
Renters Insurance in Bakersfield
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
get a quote
Motorcycle Insurance in Bakersfield
Motorcycle Insurance in Bakersfield
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
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Business Insurance in Bakersfield
Business Insurance in Bakersfield
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance in Bakersfield
Life Insurance in Bakersfield
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance in Bakersfield
ATV Insurance in Bakersfield
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
get a quote
Boat Insurance in Bakersfield
Boat Insurance in Bakersfield
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

10+

Years of
Experience

25+

Years in the
Community

Our team

Julie Contreras

Agency Sales Manager

Julie has over 20 years of experience in the Allstate family. She is our lead on the sales team, handling new business from personal lines like auto and home, to commercial and life insurance.

Jackie Guillen

Service Team Manager

Jackie has over 10 years in the Allstate family. She is our lead handling service requests for our current customers and specializes in personal lines insurance.

Anthony Munoz

Agent

Anthony has over 10 years in the financial services industry. His focus is on insurance services now.

Gabby Mendoza

Service Agent

Gabby has over 5 years in the Allstate family. She helps service our exisiting customers in the agency.

Alejandra Gutierrez

Service Agent

Alejandra has 5 years with the Allstate family. She helps service existing customers.

Jessica Macario

Sales Agent

Jessica has been in the Allstate family for 5 years. She works on the sales side of our agency.

Yajayra Hernandez

Sales Agent

Yajayra has been in the Allstate family for 5 years. She works on the sales side of the agency

Rosa Acosta

Service & Sales Representative

Rosa has over 25 years in the Allstate family. She handles servicing existing customers and selling new policies.

Shelsea Aldana

Sales Agent

Shelsea has over 5 years of experience in the insurance industry. She works on the sales side of our agency.

Nicole Vega

Sales Agent

Nicole has over 5 years in the insurance industry. She works on the sales side of our agency.

Andrea Perez

Service Agent

Recent reviews

jayro moran

Apr. 16, 2026

I Love it.

sharon lafever

Mar. 19, 2026

thi thanh huynh

Feb. 2, 2026

ivan razo

Jan. 7, 2026

jacqueline nelson

Jan. 4, 2026

sherie julian

Dec. 23, 2025

maria vasquez

Dec. 23, 2025

augustin magana

Dec. 3, 2025

efrain gracia

Jun. 24, 2025

karen wroe

May. 27, 2025

Very good

juarez gonzalo

May. 13, 2025

I feel great. I think everything went smooth Priscilla the girl I talked to was very professional very nice to me and ve

I feel great. I think everything went smooth Priscilla the girl I talked to was very professional very nice to me and very self-explanatory so I’m really thankful

joette veale

Dec. 26, 2024

No problems-satisfied

elmer toribio jr

Nov. 21, 2024

owen rigdon

Oct. 30, 2024

juan manuel gonzalez

Oct. 24, 2024

guadalupe cabrera

Oct. 10, 2024

joaquin garay torres

Sep. 26, 2024

mary ellen cordero

Sep. 4, 2024

The only problem is my payment keeps rising

donna g morris

Aug. 28, 2024

Have been great throughout the years!

juan ramirez

Aug. 19, 2024

I feel unappreciated as a long customer. I feel over charged. My experience here is very overwhelming and as soon as I

I feel unappreciated as a long customer. I feel over charged. My experience here is very overwhelming and as soon as I can change to a different insurance company that is what I will be doing.

Allstate Online Review Policy

Our team

Julie Contreras

Agency Sales Manager

Julie has over 20 years of experience in the Allstate family. She is our lead on the sales team, handling new business from personal lines like auto and home, to commercial and life insurance.

Jackie Guillen

Service Team Manager

Jackie has over 10 years in the Allstate family. She is our lead handling service requests for our current customers and specializes in personal lines insurance.

Anthony Munoz

Agent

Anthony has over 10 years in the financial services industry. His focus is on insurance services now.

Gabby Mendoza

Service Agent

Gabby has over 5 years in the Allstate family. She helps service our exisiting customers in the agency.

Alejandra Gutierrez

Service Agent

Alejandra has 5 years with the Allstate family. She helps service existing customers.

Jessica Macario

Sales Agent

Jessica has been in the Allstate family for 5 years. She works on the sales side of our agency.

Yajayra Hernandez

Sales Agent

Yajayra has been in the Allstate family for 5 years. She works on the sales side of the agency

Rosa Acosta

Service & Sales Representative

Rosa has over 25 years in the Allstate family. She handles servicing existing customers and selling new policies.

Shelsea Aldana

Sales Agent

Shelsea has over 5 years of experience in the insurance industry. She works on the sales side of our agency.

Nicole Vega

Sales Agent

Nicole has over 5 years in the insurance industry. She works on the sales side of our agency.

Andrea Perez

Service Agent

Frequently asked questions

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English, Spanish

Michael Garza is insurance licensed in the state(s) of California and Nevada. If you do not reside in the state(s) of California or Nevada, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

California Insurance License Name and Number: 0M49003 GARZA, MICHAEL G

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

you're in good hands^®