Allstate Insurance Agent
Michelle Johnson, Lexington, KY

3320 Clays Mill Rd,

Ste 114

Lexington, KY 40503

Call

(859) 224-4474to quote by phone

Call

(859) 224-4474to quote by phone

Call

(859) 224-4474to quote by phone

Call

(859) 224-4474to quote by phone

Select a product to get a quote

Auto insurance

Home insurance

Renters insurance

Landlords & Hosts insurance

Motorcycle insurance

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	Available by appointment8:00 AM - 4:45 PM
Tue	Available by appointment8:00 AM - 4:45 PM
Wed	Available by appointment8:00 AM - 4:45 PM
Thu	Available by appointment8:00 AM - 4:45 PM
Fri	Available by appointment8:00 AM - 4:00 PM
Sat	Available by appointment
Sun	Available by appointment

After-hours appointments available.

Available 24/7 at

(859) 224-4474

3320 Clays Mill Rd,
Ste 114
Lexington, KY 40503
US

Landmarks

Our Lexington, Kentucky office is located near the Fayette Mall, near New Circle Road, near Lexington Christian Academy, on Clay Mills Rd in the Wellington Chase Condominiums directly across from Jesse Clark Middle School

12484 La Grange Rd

Louisville, KY 40245

Areas Served

Kentucky, Lexington, Kentucky, Louisville, Kentucky, Serving all 120 counties in Kentucky, Central Kentucky, Northern Kentucky, Covington/Florence Kentucky, Western Kentucky, Clarksville - Hopkinsville Metro, Henderson - Evansville Metro, Ashland - Huntington Metro, Southern Ohio, Southern Indiana, Tennessee, Serving all 95 counties in Tennessee, Serving Southern Ohio, Serving Southern Indiana

Languages

English

Social

Michelle Johnson: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Insurance Agent: Michelle Johnson

I’ve gotten to know many local families as an Allstate agent in Lexington. I enjoy being a part of the community, and building local relationships is one of the best parts of my job. I know what life is like here in Lexington – that you choose your car and your home to fit your lifestyle and your budget. I also know how important it is to do the same when it comes to insurance. I look forward to getting to know you and helping you to find the solutions that meet your needs.

Part of what I like best about my job is that I can offer customers options for a wide variety of coverage and services. You can depend on me to help you look at the big picture.

I’m committed to helping Lexington residents assess their immediate and long-term needs and choose options that will help them achieve their goals. When you want to explore options for protecting your home, personal property, or financial future, I’m available to answer your questions. If you’re already a customer, I’m ready to review your coverage so that you can make any necessary adjustments to fit your changing needs. Call me today.

Part of what I like best about my job is that I can offer customers options for a wide variety of coverage and services. You can depend on me to help you look at the big picture.

Products we offer:

Car Insurance Agent in Lexington
Car Insurance Agent in Lexington
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer underinsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, additional replacement protection coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
get a quote
Home Insurance Agent in Lexington
Home Insurance Agent in Lexington
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
get a quote
Condo Insurance Agent in Lexington
Condo Insurance Agent in Lexington
Helps protect the portion of your condo, co-op or townhome you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance Agent in Lexington
Renters Insurance Agent in Lexington
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
get a quote
Landlords & Hosts Insurance Agent in Lexington
Landlords & Hosts Insurance Agent in Lexington
Helps protect the structure of your rental property, from covered accidents such as fire, wind/hail, vandalism and more. It also offers protection for the liability you might face as an owner. Let’s chat about the right coverage for your additional property!
get a quote
Motorcycle Insurance Agent in Lexington
Motorcycle Insurance Agent in Lexington
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage, and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
get a quote
Business Insurance Agent in Lexington
Business Insurance Agent in Lexington
Commercial insurance protects your small business, your livelihood. Instead of having one policy for your business personal property/building then another for the liability, a BOP combines both policies into one. In addition to these basic coverages, commerical insurance can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business, and your employees.
Life Insurance Agent in Lexington
Life Insurance Agent in Lexington
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Lexington
ATV Insurance Agent in Lexington
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
get a quote
Boat Insurance Agent in Lexington
Boat Insurance Agent in Lexington
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

20+

Years of
Experience

30+

Years in the
Community

Allstate Insurance Agent Reviews

louis hatcher

Sep. 8, 2026

Agent Response

Hi Louis and Dora! First off, I want to say that

Hi Louis and Dora! First off, I want to say that we appreciate you reaching out to our agency for assistance with the purchase of your new home. I understand that quoting the home insurance online yourself, without an agent to help you understand the quoting process and coverage options, can be frustrating. Thank you for allowing us to be your local agency here in Lexington, Kentucky. P.S. I bet you are still super busy getting settled into your new home. I hope you are enjoying these moments with your family! ~Michelle :-)

robert gross

Sep. 8, 2026

It was all pretty simple 👍🏻👍🏻

Agent Response

Hi Robert! Thank you for your 5 star review of our

Hi Robert! Thank you for your 5 star review of our agency! We pride ourselves on how easy it is to get quotes and review your auto and home insurance coverage with our agency. Plus, Ashley says you made it even easier because you already knew a lot about insurance. :-) We look forward to serving you for many years to come. Reach us by email, phone, text, or through your Allstate mobile app. We are here for you! ~ Michelle :-)

janice markel

Aug. 27, 2026

Very Satisfied

Agent Response

Hi Janice! Thank you for your positive review of o

Hi Janice! Thank you for your positive review of our agency in Lexington, Kentucky. It was a happy day when your son reached us to help you with your car and home insurance too. We look forward to being here for you when you need us. ~Michelle :-)

sobia amjad

Aug. 13, 2026

carrol adams

Jul. 9, 2026

pamela trapp

Jun. 18, 2026

joy jerkatis

Jun. 2, 2026

heather smith

Jun. 1, 2026

leon huffman

May. 20, 2026

So far, it has been great. The folks I have worked with were very friendly and professional. They made the transition fr

So far, it has been great. The folks I have worked with were very friendly and professional. They made the transition from my old provider to Allstate easy. Good job!

jerry barnes

Apr. 16, 2026

It feels good to know my agents are here for me when needed, answer my questions and try to get me the best quote they c

It feels good to know my agents are here for me when needed, answer my questions and try to get me the best quote they can, I’ve been very impressed with my Insurance and the service I get, thank you Team AllState 🙏🏾

kevin sullivan

Apr. 2, 2026

bradley trusty

Mar. 10, 2026

No problem switching companies

janice houp

Feb. 19, 2026

cindy hitchcock

Feb. 10, 2026

brad hoskins

Jan. 10, 2026

Very helpful and very professional would recommend!!

charles mcmillan

Jan. 7, 2026

Excellent service.

james kinney

Dec. 30, 2025

Raised my rates, without having any issues, paid on time every month, had called several times wanting to ad a car to my

Raised my rates, without having any issues, paid on time every month, had called several times wanting to ad a car to my insurance, and couldn’t get anyone to call me back, until i bought the car and went with another insurance company.

leeann uebel

Dec. 29, 2025

ursula johnson

Dec. 24, 2025

kim marion

Dec. 17, 2025

Allstate Online Review Policy

Frequently asked questions

What are your agency hours?

Monday: 8:00 AM - 4:45 PM
Tuesday: 8:00 AM - 4:45 PM
Wednesday: 8:00 AM - 4:45 PM
Thursday: 8:00 AM - 4:45 PM
Friday: 8:00 AM - 4:00 PM
Saturday:
Sunday:

Are you open on weekends?

Saturday:
Sunday:

Can I text your agency with questions?

No, we do not have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Do you have more than one location?

12484 La Grange Rd, Louisville, KY

Michelle Johnson is insurance licensed in the state(s) of Indiana, Kentucky, Ohio, and Tennessee. If you do not reside in the state(s) of Indiana, Kentucky, Ohio, or Tennessee, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®