(908) 233-6300(908) 233-6300
(908) 233-8885(908) 233-8885
2284 South AveScotch Plains, NJ 07076

Office Hours:

9:00 AM - 6:00 PM
9:00 AM - 7:00 PM
9:00 AM - 7:00 PM
9:00 AM - 7:00 PM
9:00 AM - 6:00 PM
10:00 AM - 12:00 PM
Available 24/7 at (908) 233-6300
Other Locations:

About Nelson C. Espeland - Scotch Plains Insurance Agent

  • Animals
  • Family
  • Health/Fitness
  • Outdoor Activities
  • Self-Improvement
  • Spiritual
  • Volunteerism
  • Water Sports
  • Youth Programs

Our family has worked closely with Allstate for years to help people with their insurance needs – from homes to auto to boats and more. Our quality, service-oriented agency is not only owned and operated by a family, customers tell us we make them feel like family too.

I’m proud to work with a company who’s been serving satisfied customers for over 70 years. I can offer quality insurance that’s affordable and provide easy access for you to contact me in person, over the phone, or through my Web site - wherever and whenever you need. Both Allstate and I know how important price and service are for a long-lasting relationship.

I’m committed to showing you how Allstate is different and better than the rest. From sharing our broad product offerings for your protection and financial needs to offering you a real relationship you can count on. I’ll help you prepare for your financial future and offer a higher standard of service, delivered wherever and whenever you need.

    Civic Services
  • State of New Jersey Senate & General Assembly Citation of Commendations and Praise Award, May 2009
  • Scotch Plains Fanwood Playmakers / BNI - Member Since 97
  • Industry Services
  • Positive Allstate Agent Group (PAAG) - Member
  • Allstate New Jersey Business Advisory Board - Member 2000-2007
  • Northeast Agencies Elite Broker
  • National Association of Insurance & Financial Advisors - Member Since 97
  • Scotch Plains Fanwood Playmakers / BNI - Member Since 97
  • Life Underwriter Training Council Fellow
  • Allstate New Jersey Presidents Club - Member
  • Awards
  • Allstate Financial Leader Award-11 years
  • Honor Ring-10 years
  • National Conference Award-7 years
  • Allstate Leader's Forum-7 years
  • Circle of Champions-3 years
  • National Conference-7 years
  • Inner Circle Elite-1 years
  • Community Services
  • Allstate 2010 Ray Lynch Award Nominee
  • Business Professional Association of Fanwood - Member - 2009 Business of the Year
  • YMCA / Red Cross / Scotch Plains Rescue Squad / Scotch Plains PBA, Dare & Fire Dept. - Supporter
  • Good Hands in The Community Award - 12 years
  • Homefirst - Vice President Board of Trustees
  • Summit Branch YMCA-Advisory Board / Someone Special Needs You-Board Member
  • Scotch Plains Business & Professional Association - Member - 2009 Business of the Year
  • 10+ Years of Service

Here to Help You

Connect With Us

Meet the Team

Michael Espeland
Sr. Account Associate - Licensed Producer
Licensed Producer
  • Certified Business Planner®
Wilma Neal
Sr. Account Associate - Licensed Producer
Licensed Producer
David Panetta
Personal Financial Representative - Licensed Producer
Licensed Producer
Eric Karwowski
Account Associate - Licensed Producer
Licensed Producer
Eric Schlig
Sr. Customer Service Representative - Licensed Producer
Licensed Producer
Michael Jasuta
Personal Financial Representative - Licensed Producer
Licensed Producer
Meghan Terry
Account Associate
Licensed Producer
Michele Polhamus
Customer Service Representative

Request An Appointment

Want to request an appointment for a call or visit? Use the calendar to pick the date you'd like to visit and then choose a time. While we can't guarantee agency availability, your request will route to the agency inbox and we'll do our best to accommodate your schedule.
First, select a date:
Next, select a time:

Help Your Friends, Help Your Family, Help Yourself

With the Refer Friends and Family program, get a $75 credit when your referral signs up for an auto policy with me. Plus, you can bank up to three credits at a time! Only Allstate New Jersey offers that.
* cost varies
Get started

Protect What Matters Most

Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.

Insurance Products & Services

Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.

With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Scotch Plains.

You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. As an Allstate agent, I can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.

Insurance products and services offered at my Allstate agency include:

  • Auto Insurance
  • Car Insurance
  • Flood Insurance
  • Insurance
  • Life Insurance
  • Motorcycle Insurance
  • Home Insurance
  • Insurance Quote
  • Insurance Agency
  • Business Insurance
  • Annuities
  • Retirement
  • College Savings Plan

Plan Your Financial Future.
Calculator: Social Security & Retirement
Buy vs. Lease Calculator
What's the Difference Between Term and Permanent Life Insurance?
Mortgage Tax Credit Calculator

Make sure you're doing all you can to protect the life you deserve—no matter what stage you're at in life.
Is Social Security part of your retirement plan? Estimate your projected annual benefits.
What’s more cost efficient – buying or leasing a car? This calculator can help crunch the numbers.
Life insurance policies typically fall into two categories: term or permanent insurance. Which type of policy is right for you?
Calculate your potential average yearly tax savings over the life of your mortgage.
Learn moreLearn moreLearn moreLearn moreLearn more

Areas Served

Proud to serve the areas of:

  • Scotch Plains
  • Fanwood
  • Westfield

Quote, email, or call my agency today for your personalized insurance quote.

Referral Rewards: The referred customer must purchase an auto policy with Allstate New Jersey Property and Casualty Insurance Co. Under extremely rare circumstances the actual credit may be less than $75. These circumstances include instances where the premium charged is less than the credit amount. Maximum of three rewards can be banked at a time. Other rules and conditions apply.

Nelson C. Espeland is insurance licensed in the state(s) of New Jersey. If you do not reside in the state(s) of New Jersey, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

Subject to terms, conditions & availability.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.