Allstate Insurance Agent
Nelson C. Espeland, Scotch Plains, NJ

LUTCF

2284 South Ave

Scotch Plains, NJ 07076

Call

(908) 233-6300to quote by phone

Call

(908) 233-6300to quote by phone

Call

(908) 233-6300to quote by phone

Call

(908) 233-6300to quote by phone

Select a product to get a quote

Auto insurance

Motorcycle insurance

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	Available by appointment9:00 AM - 6:00 PM
Tue	Available by appointment9:00 AM - 6:00 PM
Wed	Available by appointment9:00 AM - 6:00 PM
Thu	Available by appointment9:00 AM - 6:00 PM
Fri	Available by appointment9:00 AM - 6:00 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(908) 233-6300

2284 South Ave
Scotch Plains, NJ 07076
US

Landmarks

50 yards East of the South Ave and Hetfield Ave. intersection on South Ave.

Areas Served

Scotch Plains, Fanwood, Mountainside

Additional Contact

Fax: (908) 233-8885

TTY: (908) 233-6300

Languages

English, Creole, Spanish, French, Portuguese

Social

Nelson C. Espeland: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Insurance Agent: Nelson C. Espeland

The Espeland family is proud to have served Allstate customers in our Scotch Plains location since 1982. I am a second generation agent who learned a great deal from my father prior to taking over the agency in 2000. While much has changed within the industry over the years, my agency’s core commitment to customers and my community remains the same.

I am an active volunteer for various community organizations’ such as Habitat for Humanity of Greater Plainfield & Middlesex County, Homefirst Interfaith Housing and Family Services’ Inc., and the Summit Area YMCA. I also earned the prestigious Life Underwriter Training Council Fellow designation in 1999, which has enabled me to assist customers with financial services and life insurance. I am passionate about helping people learn how to protect the assets that they have worked so hard to earn, and to shield the families that they love from misfortune.

Products we offer:

Car Insurance Agent in Scotch Plains
Car Insurance Agent in Scotch Plains
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
get a quote
Home Insurance Agent in Scotch Plains
Home Insurance Agent in Scotch Plains
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
Condo Insurance Agent in Scotch Plains
Condo Insurance Agent in Scotch Plains
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance Agent in Scotch Plains
Renters Insurance Agent in Scotch Plains
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
Motorcycle Insurance Agent in Scotch Plains
Motorcycle Insurance Agent in Scotch Plains
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
get a quote
Business Insurance Agent in Scotch Plains
Business Insurance Agent in Scotch Plains
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Scotch Plains
Life Insurance Agent in Scotch Plains
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Scotch Plains
ATV Insurance Agent in Scotch Plains
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
get a quote
Boat Insurance Agent in Scotch Plains
Boat Insurance Agent in Scotch Plains
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

10+

Years of
Experience

25+

Years in the
Community

Your Local Allstate Team

Michael Jasuta

Personal Financial Representative - Licensed Producer

Licensed Producer

Craig Ott

Licensed Sales Professional

Craig has worked in insurance since 1970, and we were excited to welcome someone with his many years of experience to our team in 2017. Craig is the proud recipient of three advanced degrees. In 1986 he received his bachelor’s in philosophy from St. Bonaventure University, his Master’s in business administration from St. John’s University in 1977, and then his Master of Science in 1990 from Pace University. Call our Allstate agency to see how Craig can assist you.

Kelly Poeschl

Customer Care Professional

Kelly has lived in Scotch Plains since 1998, and we were excited to welcome her to our team in 2018. Kelly and her husband, Andre, are proud to raise their family in Scotch Plains and love the community. As a devoted mother, Kelly loves the opportunity to meet and assist other families with their unique insurance needs. When she’s not in the office, Kelly can often be found going to the beach, hanging out with family in the pool, going to concerns and cheering on her daughter at her sporting events. Call and see how Kelly can assist you.

Meghan Terry

Licensed Sales Professional

Meghan has lived in New Jersey her entire life dating from her days in Maplewood to Berkeley Heights, Bedminster and has lived in Summit since 2008. We were excited to welcome Meghan to our agency in 2016, and she has a passion for helping others in her communities she loves. Outside of the agency, Meghan enjoys making memories with her three children, relaxing with a book, hiking, or volunteering in the community. Call our agency to see how Meghan can assist you.

Michael Espeland

Licensed Sales Professional

Michael has worked in insurance since 2008 – the same year he began working for our team. As a Licensed Sales Professional at our Allstate agency, Michael is able to assist customers with various types of insurance opportunities. In his spare time, Michael can often be found watching auto racing, saltwater fishing, and making memories with family and friends. I’m proud to work with family. Call our agency to see how Michael can assist you with your insurance needs.

Eric Schlig

Licensed Sales Professional

Eric has been in the community since 1979, and that’s why he’s so passionate about helping others with their unique insurance needs since he joined our team in 2006. Eric received his bachelor’s degree from Fairleigh Dickinson University, loves to garden, work on home improvements, cook, and spend time in the community. As a devoted husband and father, Eric loves to meet and assist other families with their unique insurance needs.

Allstate Insurance Agent Reviews

ronald mclaurin

May. 21, 2026

Agent Response

Thank you, Ronald, for your positive feedback! We'

Thank you, Ronald, for your positive feedback! We're thrilled to hear that you're satisfied with our services. As a valued customer, your trust and support mean a lot to us. If you ever need assistance, feel free to reach out.

lillian ciatto

May. 5, 2026

Agent Response

Thank you, Lillian, for your positive feedback! We

Thank you, Lillian, for your positive feedback! We're thrilled to hear that you're satisfied with our services. As a valued customer, your trust means a lot to us. If you ever have any questions or need assistance, feel free to reach out. We're here to help!

sukhwinderjit singh

Apr. 10, 2026

Agent Response

Thank you, Sukhwinderjit, its 11:38PM Friday night

Thank you, Sukhwinderjit, its 11:38PM Friday night and playing some catch up. Really appreciate your note and sharing the positive. Thank YOU

john reaves

Apr. 7, 2026

Great staff had a small problem and it was resolved very quickly

Agent Response

Thank you, John, for your kind words and for being

Thank you, John, for your kind words and for being a valued customer. We're delighted to hear that our staff could quickly resolve your issue. We appreciate your trust.

joseph derdzikowski

Apr. 6, 2026

Always pleasant

Agent Response

Aww appreciate the love and kind! Keep in touch! T

Aww appreciate the love and kind! Keep in touch! Tell all I said Hello!

paul morello

Apr. 2, 2026

Agent Response

Thank you, Paul, for your positive feedback! We're

Thank you, Paul, for your positive feedback! We're thrilled to hear that you had a great experience with us. If you ever need assistance, feel free to reach out.

lawrence szenyi

Mar. 28, 2026

Agent Response

Thank you, Lawrence, for your positive feedback! W

Thank you, Lawrence, for your positive feedback! We're thrilled to hear that you're satisfied with our services. Your trust and support mean a lot to us. If you ever need assistance, feel free to reach out.

howard friedman

Mar. 23, 2026

Agent Response

Thank you, Howard, for your feedback and for being

Thank you, Howard, for your feedback and for being a valued customer. We're glad to hear your experience was positive. If you have any further suggestions or concerns, please feel free to reach out to nelson@allstate.com.

jacqueline salvatore

Mar. 22, 2026

Agent Response

Thank you, Jacqueline, for your wonderful feedback

Thank you, Jacqueline, for your wonderful feedback! We're thrilled to hear that you had a positive experience with us. Your trust and satisfaction mean a lot, and we're here to continue providing reliable service. If you ever need assistance, feel free to reach out.

siranoush topalian

Mar. 2, 2026

Nelson Espeland and his staff are simply the best! After almost thirty years of being a loyal customers we can’t say e

Nelson Espeland and his staff are simply the best! After almost thirty years of being a loyal customers we can’t say enough good things about him. Professional, friendly and utmost helpful are just a start. Nelson will go above and beyond to meet and customize our insurance needs, needless to say we trust him implicitly about all the suggestions and advices. Thank you Nelson for all that you do!

Agent Response

Thank you, Siranoush, for your positive feedback!

Thank you, Siranoush, for your positive feedback! We truly appreciate your support and are delighted to know you're satisfied with our services. Your trust in us means a lot, and we're here whenever you need assistance.

henry sanchez

Mar. 1, 2026

Agent Response

Thank you, Henry, for your high marks. The team a

Thank you, Henry, for your high marks. The team and I appreciate you and the positive shared!!

sheridan falvo

Feb. 19, 2026

Nelson and his team are the best!

Agent Response

Thank you so much, Sheridan! Your positive feedba

Thank you so much, Sheridan! Your positive feedback means a lot to us. We're here to provide you with reliable and trustworthy service whenever you need it.

dinora ferreras

Feb. 17, 2026

Agent Response

Thank you, Dinora, for your positive feedback. We'

Thank you, Dinora, for your positive feedback. We're delighted to hear that you had a great experience with our agency. If you have any further questions or need assistance, please feel free to reach out to nelson@allstate.com. Your trust means a lot to us!

janice mc geary

Feb. 5, 2026

katherine reggio

Jan. 24, 2026

Agent Response

Thank you, Katherine, for your wonderful feedback.

Thank you, Katherine, for your wonderful feedback. We're thrilled to know you're satisfied with our services. Your trust and support mean a lot to us. If you ever need assistance, feel free to reach out.

laurence kalmanson

Jan. 23, 2026

Very satisfied thank you

Agent Response

Thank you, Laurence, for your positive feedback! W

Thank you, Laurence, for your positive feedback! We're thrilled to hear that you're very satisfied with our services. Your satisfaction is our top priority, and we look forward to continuing to meet your insurance needs.

linda messner

Jan. 2, 2026

Agent Response

Thank you, Linda, for your wonderful feedback and

Thank you, Linda, for your wonderful feedback and for being a valued customer. We're thrilled to know you're satisfied with our services. Your trust and support mean a lot to us!

karen dejesus

Dec. 23, 2025

Everyone on Nelson's team is great amd knowledgeable. I truly appreciate all they have done for me.

Agent Response

Thank you so much, Karen, for your kind words and

Thank you so much, Karen, for your kind words and for being a valued customer. We're thrilled to hear that our team has been able to assist you effectively. Your appreciation means a lot to us!

scott kumpf

Dec. 7, 2025

Agent Response

Thank you, Scott, for your feedback and for being

Thank you, Scott, for your feedback and for being a valued customer. We're glad to hear you had a positive experience with our agency. If you have any further questions or need assistance, please feel free to reach out to nelson@allstate.com. Your trust means a lot to us.

kevin prado

Nov. 13, 2025

Agent Response

Thank you, Kevin, for your positive feedback and f

Thank you, Kevin, for your positive feedback and for being a valued customer. We're thrilled to know you're satisfied with our services. If you ever have any questions or need assistance, feel free to reach out. Your trust means a lot to us!

Allstate Online Review Policy

Your Local Allstate Team

Michael Jasuta

Personal Financial Representative - Licensed Producer

Licensed Producer

Craig Ott

Licensed Sales Professional

Kelly Poeschl

Customer Care Professional

Meghan Terry

Licensed Sales Professional

Michael Espeland

Licensed Sales Professional

Eric Schlig

Licensed Sales Professional

Frequently asked questions

What are your agency hours?

Monday: 9:00 AM - 6:00 PM
Tuesday: 9:00 AM - 6:00 PM
Wednesday: 9:00 AM - 6:00 PM
Thursday: 9:00 AM - 6:00 PM
Friday: 9:00 AM - 6:00 PM
Saturday:
Sunday: Closed

Are you open on weekends?

Saturday:
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: Creole, English, Spanish, French, Portuguese

Do you have more than one location?

No, this is our only location.

Referral Rewards: The referred customer must purchase an auto policy with Allstate New Jersey Property and Casualty Insurance Co. Under extremely rare circumstances the actual credit may be less than $75. These circumstances include instances where the premium charged is less than the credit amount. Maximum of three rewards can be banked at a time. Other rules and conditions apply.

*Note: In Florida, Allstate agencies are authorized to represent a number of companies that are part of the Allstate family. Through these separate and distinct companies a wide variety of insurance products are available. For example, auto insurance in Florida is available from Allstate Insurance Company, Allstate Indemnity Company and Allstate Property and Casualty Insurance Company(Home Office:Northbrook, IL). Property insurance, such as homeowners, condominium owners and renters insurance is available in Florida from Castle Key Insurance Company and Castle Key Indemnity Company(Home Offices: St. Petersburg, FL).

It's important to note that Castle Key Insurance Company and Castle Key Indemnity Company are separate and distinct companies from each other and from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Life Insurance Company. This means, for example, that property insurance products provided by Castle Key Insurance Company and Castle Key Indemnity Company are not underwritten or reinsured by Allstate Insurance Company or Allstate Life Insurance Company.

Nelson C. Espeland is insurance licensed in the state(s) of Florida and New Jersey. If you do not reside in the state(s) of Florida or New Jersey, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®