Car, Homeowners, & Life Insurance Quotes in
Bowie, MD - Patrick Carmen Jr

As an Allstate Agent in Bowie, I know many local families. My knowledge and understanding of the people in this community help me provide customers with an outstanding level of service. I look forward to helping families like yours protect the things that are important - your family, home, car, boat, and more.

10+ Years of Service

Request An Appointment with Patrick Carmen Jr

Want to request an appointment for a call or visit? Use the calendar to pick the date you'd like to visit and then choose a time. While we can't guarantee agency availability, your request will route to the agency inbox and we'll do our best to accommodate your schedule.

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The Lost Purse Project

Allstate Foundation Purple Purse has helped over 1 million survivors break free through financial empowerment. You can’t always see the signs of financial abuse. To help people take notice, we gave them a glimpse into a victim’s life through a lost purse. Still, thousands more still need your help.

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Protect What Matters Most

Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.

What's Covered by Homeowners Insurance?

There's no stock answer to what homeowners insurance covers, as policies vary from customer to customer and from state to state. But there are some standard coverages included in most homeowners policies, such as protection for your dwelling and personal property for certain natural disasters and personal liabilities. It's important to know exactly what is and isn't covered by your policy and to understand your coverage limits. If you'd like to talk through your current policy or get coverage tailored to life in MD, I'd be happy to help.

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5 Tips for Insurance Shopping Online

The choices you make when selecting insurance coverages, limits and deductibles can affect what you'll pay for a policy. Learn about what to expect when you're shopping for car insurance online.

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Vacation Home Coverage

Whether you're looking for that perfect spot on the beach, want a kitchen to use or need somewhere with room for extended family, sometimes a vacation rental is the best fit for your getaway. And while you probably thought about the cost, you may not have thought about the insurance implications of staying in a rental. Are you covered if your suitcases are stolen during your stay? What happens if the home is damaged while you're there? Before you start packing, make sure you'll be covered while you're away.

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What Is A Life Insurance Beneficiary?

I know that choosing to buy life insurance can be an emotional decision. No one wants to think about leaving their loved ones behind. And selecting beneficiaries, who will receive the benefits from the policy, can be a very hard choice - especially if you have multiple people or groups you'd like to provide for. Your life insurance beneficiary may be your spouse, your children of even your alma mater. Start here for some helpful information on selecting or changing your beneficiary.

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Tips for Managing Small Business Insurance Costs

Being a small business owner can mean working long after you've "closed" for the day. The to-do list is never done, and you're frequently juggling priorities. But you may want to move reviewing your business insurance to the top of that list. There's a lot to consider when covering the business you put your heart into. From making sure you having the right amount of protection to managing risks and bundling coverages, I'm here to help you choose the coverage that is right for your business.

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Safety Vs. Style

The choice between stylish riding gear and truly protective gear should be easy - whatever makes it more likely you'll walk away from an accident safely. Thankfully there is a lot of gear that is both safe and stylish these days. And while I certainly hope you're never in an accident, choosing your protective wear wisely can make a big different if you are. From helmet guidelines to leather jackets to armor, here are some helpful tips on choosing the right gear for your ride.

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Motorhome Insurance Basics

If you own a motorhome or are thinking about purchasing one, here are some things you may want to consider when it comes to protecting your home on wheels.

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Fire Damage To Your Condo

Living in a condominium has its perks, especially if the condo board manages upkeep of the building. But you're still at risk when things go wrong in common areas or neighboring units, especially when it comes to a fire. The damage can be hard enough to deal with, but you could also be left wondering whose insurance will cover the costs of repairs and replacing your belongings. While you hopefully never experience a fire in or near your condo, it is important to be familiar with not only your condo insurance's fire coverage but also with the association's coverage.

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Insurance Products & Services

Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.

With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Bowie.

You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. As an Allstate agent, I can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.

Insurance products and services offered at my Allstate agency include:

Auto Insurance
Car Insurance
Flood Insurance
Insurance
Life Insurance
Motorcycle Insurance
Home Insurance
Insurance Quote
Insurance Agency
Business Insurance
Annuities
Retirement
College Savings Plan

Contact

Phone

(301) 805-1800(301) 805-1800

Email:

pcarmen@allstate.com pcarmen@allstate.com

Address:

1540 Pointer Ridge PlSte BBowie, MD 20716

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Areas Served:

Proud to serve the areas of Bowie, Woodmore, Glenn Dale. Call or email me today for a personalized insurance review.

Office Hours:

Mon	9:00 AM - 6:00 PM
Tue	9:00 AM - 6:00 PM
Wed	9:00 AM - 6:00 PM
Thu	9:00 AM - 6:00 PM
Fri	9:00 AM - 6:00 PM
Sat	9:00 AM - 1:00 PM
Sun	Closed

Available 24/7 at (301) 805-1800

You can view my financial industry experience and background at FINRA’s BrokerCheck

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What's the Difference Between Term and Permanent Life Insurance?
Plan Your Financial Future.
Buy vs. Lease Calculator
Mortgage Tax Credit Calculator

Patrick Carmen Jr - What's the Difference Between Term and Permanent Life Insurance?

Patrick Carmen Jr - Plan Your Financial Future.

Patrick Carmen Jr - Buy vs. Lease Calculator

Patrick Carmen Jr - Mortgage Tax Credit Calculator

Life insurance policies typically fall into two categories: term or permanent insurance. Which type of policy is right for you?

New Family? Nearing Retirement? Make sure you're doing all you can to protect the life you deserve—no matter what stage you're at in life.

What’s more cost efficient – buying or leasing a car? This calculator can help crunch the numbers.

Calculate your potential average yearly tax savings over the life of your mortgage.

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