Allstate Insurance Agency
Ric Cave, Tampa, FL

7755 W Waters Ave

Tampa, FL 33615

Call

(813) 498-1001to quote by phone

Call

(813) 498-1001to quote by phone

Call

(813) 498-1001to quote by phone

Call

(813) 498-1001to quote by phone

Select a product to get a quote

Auto insurance

Renters insurance

Motorcycle insurance

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	9:00 AM - 5:00 PM
Tue	9:00 AM - 5:00 PM
Wed	9:00 AM - 5:00 PM
Thu	9:00 AM - 5:00 PM
Fri	9:00 AM - 5:00 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(813) 498-1001

7755 W Waters Ave
Tampa, FL 33615
US

Landmarks

Head West on Waters ave from Dale Mabry. In about 2 miles the office will be on the right hand side.

Areas Served

Brandon FL, Valrico FL, Carrollwood FL, Tampa FL, St Petersburg, Clearwater

Additional Contact

Fax: (813) 884-1400

Languages

English

Social

Ric Cave: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agency: Meet Ric Cave

From an early age I’ve enjoyed helping people, that passion led me to open my agency here in Tampa Bay in 2012. Providing outstanding customer service in a community I love, while helping friends and neighbors learn how to choose the right coverage, is very rewarding.

Giving back to this community is important to me. My agency supports Jackson in Action 83 Foundation. I also regularly sponsor local charity golf tournaments.

As a member of the Tampa Bay community since 1995, I know and love life here. My wife Carissa, co-agent of the Ric Cave agency, and I are proud to raise our family here in Tampa Bay. When I’m not working, I enjoy playing with my sons and spending time with my family. Outside of the office, I can be found on the local links playing a round of golf, or cheering on the Tampa Bay Rays, the Buccaneers, and the Lightning.

When customers come to my agency, I want them to feel welcome. You can always stop by for a policy review or to get answers to insurance-related questions. Call 813-498-1001 today to schedule an appointment!

Giving back to this community is important to me. My agency supports Jackson in Action 83 Foundation. I also regularly sponsor local charity golf tournaments.

Products we offer:

Car Insurance Agent in Tampa
Car Insurance Agent in Tampa
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
get a quote
Home Insurance Agent in Tampa
Home Insurance Agent in Tampa
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
Condo Insurance Agent in Tampa
Condo Insurance Agent in Tampa
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance Agent in Tampa
Renters Insurance Agent in Tampa
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
get a quote
Motorcycle Insurance Agent in Tampa
Motorcycle Insurance Agent in Tampa
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
get a quote
Business Insurance Agent in Tampa
Business Insurance Agent in Tampa
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Tampa
Life Insurance Agent in Tampa
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Tampa
ATV Insurance Agent in Tampa
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
get a quote
Boat Insurance Agent in Tampa
Boat Insurance Agent in Tampa
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

10+

Years of
Experience

30+

Years in the
Community

Your Local Allstate Team

Carissa Cave

Co-Owner

Carissa is the co-owner of the Ric Cave Agency and has been a part of the team since our opening day in 2012. Carissa is a Tampa Bay native, and a proud Florida resident. She graduated from the University of South Florida in 2007 with a bachelor’s degree in management and earned her master’s in business administration from the University of Florida in 2013. Outside of the office, she loves spending time with her family, playing with her son and staying active on her spin bike.

Meaghan Baker

Licensed Sales Professional

Meaghan joined our agency in May 2020 and is excited to help the community with its insurance needs. Meaghan is a Tampa Bay native and attended Wiregrass Ranch High School in the Wesley Chapel area. Outside of the office, she loves spending time with her son especially while enjoying the Florida sun at local theme parks. Give her a call today!

Melany Mora

Licensed Sales Representative

Dajiane Rivera

Licensed Sales Representative

My name is Dajiane. I am born and raised in Tampa and I'm bilingual in Spanish. I have been working in the insurance industry for about 8 years, and really enjoy being able to help others on their insurance needs. On my free time

Krystal Valdez

Licensed Sales Representative

Hi there! I’m Krystal Valdez—born and raised in the vibrant Bronx, NY, and now soaking up the sun in beautiful Tampa, FL! ☀️
With over six years in the insurance industry, I’ve found my true calling—informing and helping protect families like a bilingual (English & Spanish!) insurance superhero 🦸🏽‍♀️. Whether it's helping you find the right coverage or helping see you're prepared for life’s curveballs, I’m here to make it simple, stress-free, and even a little fun.
When I’m not helping customers, you’ll find me at church, experimenting in the kitchen, enjoying the water, or spending time with my adorable fur babies—Bugz (my calm and cuddly Shih Tzu) and Loui (my sassy French Bulldog).
Let’s connect—I’m here to help and happy to serve! 💙

Allstate Insurance Agent Reviews

jeffrey suarez

Jun. 2, 2026

Agent Response

Thank you, Jeffrey, for your positive feedback! We

Thank you, Jeffrey, for your positive feedback! We're thrilled to hear that you're satisfied with our services. Your trust and support mean a lot to us. If you ever need assistance, feel free to reach out.

vincent rizzuto

Apr. 16, 2026

Agent Response

Thank you, Vincent, for your feedback and for bein

Thank you, Vincent, for your feedback and for being a valued customer. We're glad to hear you're satisfied with our services. If you have any suggestions or further concerns, please feel free to reach out to RICHARDCAVE@allstate.com. Your trust means a lot to us!

stephanie brisley

Mar. 27, 2026

Agent Response

Thank you, Stephanie, for your positive feedback a

Thank you, Stephanie, for your positive feedback and for being a valued customer. We're thrilled to hear you're satisfied with our services. If you have any further questions or need assistance, feel free to reach out. Your trust means a lot to us!

carmen medina

Mar. 17, 2026

The experience with the customer service team was very helpful and they did the best they could and they were willing to

The experience with the customer service team was very helpful and they did the best they could and they were willing to go the extra mile. Very grateful.

Agent Response

Thank you, Carmen, for your kind words! We're thri

Thank you, Carmen, for your kind words! We're thrilled to hear that our customer service team was able to assist you effectively and go the extra mile. Your gratitude means a lot to us. If you ever need further assistance, feel free to reach out.

barbara dil

Mar. 8, 2026

Agent Response

Thank you, Barbara, for your positive feedback and

Thank you, Barbara, for your positive feedback and perfect rating! We're thrilled to know you're satisfied with our services. Your trust and support as a valued customer mean a lot to us. If you ever need assistance, feel free to reach out.

naida tossas

Mar. 8, 2026

Agent Response

Thank you, Naida, for your positive feedback! We'r

Thank you, Naida, for your positive feedback! We're thrilled to know you're satisfied with our services. Your trust and support mean a lot to us. If you ever need assistance, feel free to reach out.

walter carter

Mar. 7, 2026

Agent Response

Thank you, Walter, for your feedback and for being

Thank you, Walter, for your feedback and for being a valued customer. We're glad to hear about your positive experience with our insurance services. If you have any further questions or need assistance, please feel free to reach out to RICHARDCAVE@allstate.com. Your trust is important to us.

ronald mickey

Mar. 1, 2026

Agent Response

Thank you, Ronald, for your positive feedback and

Thank you, Ronald, for your positive feedback and for being a valued customer. We're thrilled to hear that your experience with us has been excellent. Your trust in our services is greatly appreciated. If you ever need assistance, feel free to reach out.

miguel villegas

Feb. 20, 2026

Great customer service, amazing response when I needed assistance with an issues. Thanks

Agent Response

Thank you, Miguel, for your kind words and for bei

Thank you, Miguel, for your kind words and for being a valued customer. We're thrilled to hear that our team provided great customer service and assistance when you needed it. Your satisfaction is our priority!

everado hernandez

Feb. 19, 2026

I recommend Rick to couple of my friends because he is really helpful and professional .

Agent Response

Thank you, Everado, for recommending me to your fr

Thank you, Everado, for recommending me to your friends! We're thrilled to hear that you found us to be helpful and professional. Your support means a lot to us, and we're here to continue providing reliable service.

donald yohe

Feb. 17, 2026

Excellent experience. We'll done

Agent Response

Thank you, Donald, for your positive feedback! We'

Thank you, Donald, for your positive feedback! We're thrilled to hear about your excellent experience with us. Your satisfaction is important, and we appreciate your support. If there's anything more we can do, feel free to let us know.

milagros olivo

Feb. 5, 2026

Agent Response

Thank you, Milagros, for your positive feedback an

Thank you, Milagros, for your positive feedback and for being a valued customer. We're pleased to hear about your satisfaction with our services. If you have any further questions or need assistance, feel free to reach out. Your trust in us is greatly appreciated!

tashona corvi

Feb. 3, 2026

I have all my insurance policies with the company yet my policies keep increasing without proper discounts our savings.

I have all my insurance policies with the company yet my policies keep increasing without proper discounts our savings. Looking to change coverage if we can’t get this down. I need more affordable coverage.

Agent Response

Hi Tashona, thank you for being a valued customer.

Hi Tashona, thank you for being a valued customer. I understand your concern about the increasing costs. I wish the price was something we can control at our agency, but it is not. We did review the policy with you on November 19th, but you did not want to move forward with the suggested changes to your policy. We again offered to go over the policy again on January 19th. Please reach out to me if you would like me to personally go over the policy with you at RichardCave@Allstate.com

james gordon

Jan. 22, 2026

Agent Response

Hi James, thank you for sharing your feedback. I'm

Hi James, thank you for sharing your feedback. I'm sorry to hear about your experience. We value your input and would like to address any concerns you have. Please feel free to reach out to RICHARDCAVE@allstate.com so we can assist you further. Your satisfaction is important to us.

matthew brown

Jan. 9, 2026

Agent Response

Thank you for your feedback, Matthew. We appreciat

Thank you for your feedback, Matthew. We appreciate your insights and are committed to improving our services. If you have any specific concerns or suggestions, please reach out to RICHARDCAVE@allstate.com. Your satisfaction is important to us, and we value your long-term relationship with our agency.

manuel de paz

Jan. 6, 2026

Agent Response

Thank you, Manuel, for your positive feedback and

Thank you, Manuel, for your positive feedback and for being a valued customer. We're thrilled to know you're satisfied with our services. Your trust in us is greatly appreciated, and we're here to support you with all your insurance needs.

bob russell

Jan. 1, 2026

Agent Response

Thank you, Bob, for your positive feedback and for

Thank you, Bob, for your positive feedback and for being a valued customer. We're thrilled to know you're satisfied with our services. Your trust in us is greatly appreciated!

diomedes espinosa

Dec. 30, 2025

Rick’s office makes the renewal process simple and effective

Agent Response

Thank you, Diomedes, for your kind words! We're th

Thank you, Diomedes, for your kind words! We're thrilled to hear that you found the renewal process simple and effective. Your satisfaction is our priority, and we appreciate your trust in us. If you need any further assistance, feel free to reach out.

ralph wade

Dec. 27, 2025

They advised me and helped me choose the best policy for me. They are friendly and professional people, looking out for

They advised me and helped me choose the best policy for me. They are friendly and professional people, looking out for their customers.

Agent Response

Thank you, Ralph, for your kind words and for bein

Thank you, Ralph, for your kind words and for being a valued customer. We're delighted to hear that our team was able to assist you in finding the best policy. Your trust and satisfaction are important to us. If you have any further questions or need assistance, feel free to reach out.

amod sarnaik

Dec. 25, 2025

Great just on the expensive side

Agent Response

Thank you, Amod, for your feedback and for being a

Thank you, Amod, for your feedback and for being a valued customer. We appreciate your kind words and understand your concern about pricing. If you have any questions or need assistance, please feel free to reach out.

Allstate Online Review Policy

Your Local Allstate Team

Carissa Cave

Co-Owner

Meaghan Baker

Licensed Sales Professional

Melany Mora

Licensed Sales Representative

Dajiane Rivera

Licensed Sales Representative

Krystal Valdez

Licensed Sales Representative

Frequently asked questions

What are your agency hours?

Monday: 9:00 AM - 5:00 PM
Tuesday: 9:00 AM - 5:00 PM
Wednesday: 9:00 AM - 5:00 PM
Thursday: 9:00 AM - 5:00 PM
Friday: 9:00 AM - 5:00 PM
Saturday:
Sunday: Closed

Are you open on weekends?

Saturday:
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Do you have more than one location?

No, this is our only location.

*Note: In Florida, Allstate agencies are authorized to represent a number of companies that are part of the Allstate family. Through these separate and distinct companies a wide variety of insurance products are available. For example, auto insurance in Florida is available from Allstate Insurance Company, Allstate Indemnity Company and Allstate Property and Casualty Insurance Company(Home Office:Northbrook, IL). Property insurance, such as homeowners, condominium owners and renters insurance is available in Florida from Castle Key Insurance Company and Castle Key Indemnity Company(Home Offices: St. Petersburg, FL).

It's important to note that Castle Key Insurance Company and Castle Key Indemnity Company are separate and distinct companies from each other and from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Life Insurance Company. This means, for example, that property insurance products provided by Castle Key Insurance Company and Castle Key Indemnity Company are not underwritten or reinsured by Allstate Insurance Company or Allstate Life Insurance Company.

Ric Cave is insurance licensed in the state(s) of Florida. If you do not reside in the state(s) of Florida, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®