Allstate Insurance Agent
Robert O Neil, Pensacola, FL

40 W Nine Mile Rd,

Ste E

Pensacola, FL 32534

Call

(850) 937-7037to quote by phone

Call

(850) 937-7037to quote by phone

Call

(850) 937-7037to quote by phone

Call

(850) 937-7037to quote by phone

Select a product to get a quote

Auto insurance

Renters insurance

Motorcycle insurance

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	8:00 AM - 5:00 PM
Tue	8:00 AM - 5:00 PM
Wed	8:00 AM - 5:00 PM
Thu	8:00 AM - 5:00 PM
Fri	8:00 AM - 4:00 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(850) 937-7037

40 W Nine Mile Rd,
Ste E
Pensacola, FL 32534
US

Landmarks

Our office is located at the intersection of Hwy 29 and Nine Mile Rd between Nine Mile and Old Palafox St.

15497 Stoneybrook West Pkwy

Winter Garden, FL 34787

5622 Woodbine Rd

Pace, FL 32571

Areas Served

Pensacola, Milton, Pace, Cantonment, Molino, Walnut Hill, Century, Ensley, Ferry Pass, Bellview, West Pensacola, Brent, Myrtle Grove, Warrington, Fairhope

Languages

English

Social

Robert O Neil: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Insurance Agent: Robert O Neil

Christmas 2025

Products we offer:

Car Insurance Agent in Pensacola
Car Insurance Agent in Pensacola
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
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Home Insurance Agent in Pensacola
Home Insurance Agent in Pensacola
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
Condo Insurance Agent in Pensacola
Condo Insurance Agent in Pensacola
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance Agent in Pensacola
Renters Insurance Agent in Pensacola
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
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Motorcycle Insurance Agent in Pensacola
Motorcycle Insurance Agent in Pensacola
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
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Business Insurance Agent in Pensacola
Business Insurance Agent in Pensacola
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Pensacola
Life Insurance Agent in Pensacola
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Pensacola
ATV Insurance Agent in Pensacola
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
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Boat Insurance Agent in Pensacola
Boat Insurance Agent in Pensacola
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

10+

Years of
Experience

25+

Years in the
Community

Your Local Allstate Team

Amanda O'Neil

Office Manager

I'm no stranger to Pensacola, having lived here off and on throughout my life due to my military family roots. Since 2010, I've made this vibrant city my permanent home. Before joining Allstate, I worked in the medical field, where my passion for helping people truly took root.

Representing Allstate has been more than just a career move; it's been an opportunity to build incredible relationships with customers. Every person I meet holds a special place in my heart, and I am deeply committed to assisting them in every way I can. Whether it's addressing insurance needs or lending a helping hand, I'm always here for my community.

When I'm not in the office or working community events, you'll likely find me at the beach, enjoying quality time with my friends, or engaging in activities with my five wonderful children. At home, chaos is the norm, thanks to my two dogs, five fish, and a bearded dragon, but I wouldn't have it any other way. My family is my rock, and I cherish every moment spent with them.

Community involvement is vital to me. I'm an active participant, always eager to meet new people and contribute positively to the place I call home. Connecting with others and making a difference in their lives is not just my passion; it's my purpose.

I look forward to meeting you and becoming the one you trust on your insurance journey.

Teryn Powell

Customer Service Manager

Hello there!

Pensacola is not just my home; it's my heart. I've been a part of the vibrant community here my entire life, and since 2018, I've had the privilege of being a part of the incredible O'Neil Group, where I've poured my passion into customer service.

Every day in the world of insurance is a new adventure, and I relish the opportunity to assist people. Helping others navigate the intricacies of insurance brings me immense pride. At the core of my work is a deep love for meeting new people and learning about their families. It's not just about policies; it's about understanding the unique needs of each individual and helping see they have protection options.

Outside of the office, my husband and I share a love for Ice Flyers Hockey, spending lazy days at the beach, and doting on our beloved fur babies. Life's challenges don't deter me; in fact, they energize me. When a problem arises, you can bet I'm up for the challenge and dedicated to finding the best solution.

I'm here to make insurance not only understandable but also a positive experience. I look forward to the opportunity of getting to know you and your family, and providing the dedicated service that you deserve.

Tammy Moye

Licensed Sales Professional

Greetings! I'm proud to call Pensacola my hometown, and now I reside in the lovely Pace area. With a passion for insurance, I've dedicated 22 years of my life to helping people secure their futures. For the initial 16 years, I honed my skills working with an independent agent, learning the intricacies of the industry.

Transitioning to Allstate, I found my professional home six years ago and instantly felt a strong connection. The agency isn't just work; it's a family, and I cherish the connections we share. My approach to customer service is simple: I treat every customer like they're family, helping see they receive the care and attention they deserve.

Beyond the office, my heart belongs to my own family, along with my horses and faithful dog. But the true stars of my world are my two beautiful grandchildren. They bring boundless joy to my life, and I cherish every moment spent with them.

Thank you for allowing me to share a glimpse of my story. I look forward to serving you and your family with the same dedication and warmth that I bring to every aspect of my life.

Teressa Cardwell

Customer Service Representative

Christopher Coulter

Licensed Sales Producer

Meet Christopher, a seasoned professional with nearly two decades of distinguished experience in the world of finance. His journey in the financial realm has been marked by a diverse background, including retail financial management, small business knowhow, and business development strategies.

Christopher's commitment to excellence is evident in both his knowhow and military service. He attended Johnson & Wales University in Providence, where he laid the foundation for his financial knowhow. Additionally, he proudly served in the United States Marine Corps, embodying discipline and dedication in every aspect of his life.

Beyond the boardrooms and financial markets, Christopher is a man of many talents. During his time off, he channels his passion into the art of cooking, where he has achieved the status of an accomplished culinary chef. His creativity and skill in the kitchen mirror his innovative approach to finance, showcasing a multifaceted individual who excels in both the analytical and creative realms.

Christopher's journey is a testament to his unwavering commitment to knowhow, whether he's shaping financial futures or crafting culinary masterpieces. With a rich tapestry of experiences and knowhow, he continues to inspire and make a mark in both the financial and culinary worlds.

Tammy Leckenby

Licensed Sales Representative

I am a proud Pensacola native, having spent my early years in Perdido Key before my family settled in Cantonment, where I still call home today.

My life revolves around my wonderful marriage and the joy of raising three children and four grandchildren, not to mention our cherished fur babies.

For the past two decades, I've been dedicated to the insurance industry as a licensed sales representative, with my entire career spent at Allstate. Nineteen of those years were under the mentorship of my former employer, Ty Cowen. During my time with Mr. Cowen, I was honored with The Caring Heart Award from Allstate for opening my home to a displaced Hurricane Katrina victim. I never asked for any payment, understanding the immense challenges they faced. They became an integral part of my family, and even today, their daughter-in-law remains a loyal Allstate customer. When Mr. Cowen retired, I found myself fortunate to continue my journey with the O'Neil Agency.

What fuels my passion for this profession is the knowledge that I can make a real difference in people's lives through insurance. I'm not just in it for the financial aspect; I'm here to create a positive impact and provide genuine assistance to those I serve.

Sean O'Neil

Customer Service Representative

Sean O'Neil, an insurance professional at Allstate Insurance since June, was born and raised in Pensacola, Florida, into a family with a combined 30+ years of insurance experience. He is committed to utilizing his family's legacy of insurance knowledge to assist customers in protecting their assets and preparing for the future. With a genuine desire to address challenges and provide support, Sean O'Neil is dedicated to making a positive impact in the insurance realm.

Sheila Grim

Customer Service Representative

With more than 20 years of dedicated service at Allstate, Sheila Grim is a seasoned Customer Service Representative known for her reliability, compassion, and unwavering commitment to exceptional customer care. Throughout her career, she has had the unique privilege of working alongside her sister, Tammy, for over two decades—an experience that has made her professional journey especially meaningful.

Sheila credits much of her growth and success to the mentorship of respected Allstate agent Ty Cowen, whose guidance helped shape her skills, values, and deep understanding of what true customer service looks like. She remains grateful for the knowledge and support he shared.

Outside of the office, Sheila enjoys spending time with her family and her three beloved fur babies. She also loves crafting and expressing her creativity through a variety of hands-on projects.

Starr Fisher

Licensed Sales Representative

Hi! I’m Starr Fisher, a licensed insurance agent and proud Florida native. I’ve spent my entire life in the Sunshine State, and caring for my community has always been at the center of who I am. I graduated from Florida State University in 2000 with a degree in Criminology and went on to serve as a police officer with the Bay County Sheriff’s Office—an experience that strengthened my commitment to helping others.

My work as a Red Cross volunteer deepened my passion for protecting families and helping see they have the insurance coverage, they need to feel truly secure. Today, I bring that same dedication to every customer I serve, helping them make informed decisions and gain the peace of mind they deserve.

When I’m not assisting customers, you’ll find me enjoying life with my wonderfully lively family—my husband, our two kiddos, and our two lovable pups. And when I get a little time to myself, I love restoring antique furniture and soaking up Florida’s natural beauty.

I’m here to help you feel confident, supported, and fully covered—no matter where life takes you.

Brian Gladstone

Personal Financial Representative

Allstate Insurance Agent Reviews

william carter

Apr. 22, 2026

The representative was very helpful in answering my question. Thank him for me.

thomas allen

Apr. 14, 2026

Great customer service. Boys were very helpful and completed transaction quickly.

samuel jones

Apr. 9, 2026

Premiums are higher than other companies

Agent Response

Hi Samuel, thank you for your feedback and for bei

Hi Samuel, thank you for your feedback and for being a valued customer. We understand your concern about premiums. Please feel free to reach out to ROBERTONEIL@ALLSTATE.COM to discuss your policy options. We appreciate your trust in us.

warren sellers

Mar. 19, 2026

mirna gonzales

Mar. 4, 2026

kimberly reaves

Feb. 18, 2026

Easy to contact and get the information needed in a timely manner.

linda cammett

Feb. 15, 2026

Always good information and efficient assistance.

william smith

Feb. 13, 2026

We are so grateful for the help that the lady/agent who signed my husband and I up with the app. Last year to get us the

We are so grateful for the help that the lady/agent who signed my husband and I up with the app. Last year to get us the discount, as we are not tech savvy at all! Allstate did save us money.

dominic tascarella

Feb. 11, 2026

dennis argabrite

Feb. 4, 2026

very easy and just what I wanted.....

rita quinby

Jan. 30, 2026

Friendly, knowledgeable and always ready to help. I highly recommend them to anyone looking for an insurance agency that

Friendly, knowledgeable and always ready to help. I highly recommend them to anyone looking for an insurance agency that put customer first.

judy radel

Jan. 12, 2026

karen baxley

Jan. 1, 2026

Tammy assisted my husband and I with the best, policy for all of our auto insurance needs She was professional and knowl

Tammy assisted my husband and I with the best, policy for all of our auto insurance needs
She was professional and knowledgeable and answered all of our questions and concerns
I would recommend this agency to all of our friends

bobby franklin

Dec. 16, 2025

kenneth colburn

Dec. 9, 2025

It's been fine until I asked to change my payment date. Just because I won't do auto withdrawal, I can't change my paym

It's been fine until I asked to change my payment date. Just because I won't do auto withdrawal, I can't change my payment date. We are on a tight fixed income and sometimes it makes it a little hard to get it on the first part of the month.

linda kimble

Nov. 6, 2025

I’ve had my Homeowners Insurance with this agency for almost 10 years. When I recently purchased a new car they helped

I’ve had my Homeowners Insurance with this agency for almost 10 years. When I recently purchased a new car they helped me find car insurance.

bradford brash

Oct. 23, 2025

comvertable speaking with repercentive possitive intereaction

susan dombrowski

Oct. 16, 2025

norvel beffa

Oct. 15, 2025

leona spenger

Oct. 15, 2025

Quick and simple. Courteous

Allstate Online Review Policy

Your Local Allstate Team

Amanda O'Neil

Office Manager

Teryn Powell

Customer Service Manager

Tammy Moye

Licensed Sales Professional

Teressa Cardwell

Customer Service Representative

Christopher Coulter

Licensed Sales Producer

Tammy Leckenby

Licensed Sales Representative

Sean O'Neil

Customer Service Representative

Sheila Grim

Customer Service Representative

Starr Fisher

Licensed Sales Representative

Brian Gladstone

Personal Financial Representative

Frequently asked questions

What are your agency hours?

Monday: 8:00 AM - 5:00 PM
Tuesday: 8:00 AM - 5:00 PM
Wednesday: 8:00 AM - 5:00 PM
Thursday: 8:00 AM - 5:00 PM
Friday: 8:00 AM - 4:00 PM
Saturday:
Sunday: Closed

Are you open on weekends?

Saturday:
Sunday: Closed

Can I text your agency with questions?

No, we do not have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Do you have more than one location?

15497 Stoneybrook West Pkwy, Winter Garden, FL
5622 Woodbine Rd, Pace, FL

*Note: In Florida, Allstate agencies are authorized to represent a number of companies that are part of the Allstate family. Through these separate and distinct companies a wide variety of insurance products are available. For example, auto insurance in Florida is available from Allstate Insurance Company, Allstate Indemnity Company and Allstate Property and Casualty Insurance Company(Home Office:Northbrook, IL). Property insurance, such as homeowners, condominium owners and renters insurance is available in Florida from Castle Key Insurance Company and Castle Key Indemnity Company(Home Offices: St. Petersburg, FL).

It's important to note that Castle Key Insurance Company and Castle Key Indemnity Company are separate and distinct companies from each other and from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Life Insurance Company. This means, for example, that property insurance products provided by Castle Key Insurance Company and Castle Key Indemnity Company are not underwritten or reinsured by Allstate Insurance Company or Allstate Life Insurance Company.

Robert O Neil is insurance licensed in the state(s) of Alabama and Florida. If you do not reside in the state(s) of Alabama or Florida, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®