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Protect What Matters Most
Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.
Clean Your Washing Machine
It may seem a little odd to clean the machine that washes your clothes, but it is actually something you should do regularly. Whether you have a front- or top-loader, a routine cleaning may help your machine run more efficiently and help keep it running well for a long time. From removing debris and detergent residue to preventing odors, these tips can help your washer stay squeaky clean so that it can do its job well.
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What Does Auto Liability Insurance Cover?
You know you need liability car insurance, but what is it exactly? Liability insurance may help cover damages to another person resulting from an accident you cause, such as damage to their property or costs associated with their resulting injuries if you are found at fault. While liability is a basic type of auto insurance coverage, you'll still have some decisions to make, including setting property damage and bodily injury coverage limits. I'm here to help you choose the coverage that fits your needs while also meeting NC's minimum requirements.
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Does Renters Insurance Cover a Laptop Computer or Mobile Device?
You can be connected just about anywhere these days. You probably don't think much of checking your email in a coffee shop, walking around the office with your laptop computer or even watching a movie on your patio. Whether you're working at the kitchen table or finishing a project in the library, your laptop may go as many places as you do. But did you know that your renters insurance policy may be able to help if your laptop is stolen or damaged? Here are a few things to consider about protecting your laptop.
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Term Life Insurance 101
Term life insurance can be an affordable way to help protect your loved ones for a set amount of time - typically anywhere from one to 30 years. You'll be covered for the length of the selected term, and your beneficiaries will receive the policy benefit if you should pass away during that time. If you're interested in term insurance, this brief overview is a great place to start. I know that buying life insurance can be a difficult decision, but it is an important one. That's why I’m here to help you choose the best options for you.
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Photographers Insurance
Families and businesses trust you to capture some of life's most important moments - from weddings and first birthdays to ribbon cuttings and charitable events. Your clients rely on you to document their special occasions, and you are very careful about safeguarding those irreplaceable images. You should take the same care when choosing your business insurance, too, from making sure your equipment is covered to knowing you have liability protection if something is damaged during a shoot. I'm here to help make sure you can focus on business as usual.
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What Does Special Event Insurance Cover?
Special event insurance may help protect what you've invested in your event if it needs to be postponed or canceled or if something goes awry on the big day.
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Insurance That Protects Your Bike
Your motorcycle is more than just a way to get around. You've invested your time in it, you've made sure it's in perfect working order and you took classes and bought the right gear so you could enjoy it safely. It only make sense that you put the same effort into safeguarding your bike, and you, with insurance. Whether it's collision coverage or a custom paint job, it's important to make sure you have the protection that fits your bike. Here's a breakdown of coverages to help you decide what is right for you.
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Renting A Motorhome?
Whether it's for a weekend getaway or a summer touring the country, renting a motorhome can be a great way to travel. While you're researching the motorhome and rental company that are right for your trek, don't forget to look into insurance, too. Your current auto and homeowners policies may offer some coverage for a motorhome rental, but supplemental insurance can be a good idea. Here are the basics on what your policies may cover and why you might want to consider additional insurance before hitting the road.
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Condo Liability
When you get ready for company, chances are you're planning what to serve and making sure everything is clean. Someone getting hurt may not even cross your mind, but unfortunately something as simple as a friend tripping on your rug could lead to an injury and lawsuit. Thankfully, personal liability coverage is typically included in standard condo insurance and can help if you are sued due to an accident or if you damage someone else's property. Let's make sure you have the coverage that fits your life so that you can focus on enjoying time with your guests.
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Insurance Premiums, Deductibles, Limits
When it comes to buying an insurance policy, there is no one-size-fits-all. Instead, it's important to choose the amount of coverage (known as limits) that is right for you. The same holds true when it comes to selecting a deductible (that's the amount you'll have to pay before your policy kicks in after a covered loss) and premium, which is your cost to maintain your policy. Understanding limits, premiums and deductibles is key when you’re buying or renewing insurance policies.
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Quiz: How Much Do You Know About Personal Umbrella Policies?
You may know that a personal umbrella policy (PUP) may help protect you if the limits of an underlying policy (homeowners or auto, for instance) are exhausted. But how much do you know about how PUPs work? Test your knowledge with these five questions.
Learn More Rusty Russ is insurance licensed in the state(s) of North Carolina and South Carolina. If you do not reside in the state(s) of North Carolina or South Carolina, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Check the background of this firm on FINRA's BrokerCheck website.
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Check the background of this firm on FINRA's BrokerCheck website.
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