Car, Homeowners, & Life Insurance Quotes in
Ronkonkoma, NY - Tara Smith-Vera

As a Personal Financial Representative in Ronkonkoma, I know many local families. My knowledge and understanding of the people in this community help me provide customers with an outstanding level of service. I look forward to helping families like yours protect the things that are important – your family, home, car and more. I can also help you prepare a strategy to achieve your financial goals.

One of the things I like best about working with Allstate is the variety of products and services I can offer customers. More than insurance, I can offer a variety of solutions to address their financial needs – such as saving for a child’s education or retirement.

Determine your immediate and long-term financial goals
Find solutions to meet your and your family’s needs
Understand investment solutions, such as annuities, retirement, life insurance and college savings
Review your insurance and financial needs as they change
Answer questions and provide ongoing service and support

Education

B.A. University of Maryland

Civic Services

Notary Public

Awards

Honor Ring-5 years

Allstate Financial Leader Award-2 years

Elite Performance Award - Agency Experience Score-1 years

Community Services

Memorial Sloan Kettering Cancer Center

Fred's Team Fundraiser

10+ Years of Service

Meet the Team

Harold Smith III

Licensed Sales Associate

Marie Quick

Licensed Sales Associate

Request An Appointment with Tara Smith-Vera

Want to request an appointment for a call or visit? Use the calendar to pick the date you'd like to visit and then choose a time. While we can't guarantee agency availability, your request will route to the agency inbox and we'll do our best to accommodate your schedule.

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Protect What Matters Most

Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.

Choosing Between Homeowners and Landlord Insurance

If you own more than one home, you may think homeowners insurance is the best way to protect them. But if you plan to rent one out to tenants, you may actually need a landlord insurance policy.

Learn More

5 Tips for Insurance Shopping Online

The choices you make when selecting insurance coverages, limits and deductibles can affect what you'll pay for a policy. Learn about what to expect when you're shopping for car insurance online.

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Comparing Renters Insurance Quotes

When comparing renters insurance quotes from different insurers, it's important to take more than price into consideration. Understanding what the policy covers and making sure it fits your needs may help give you the peace of mind that comes from knowing you have certain protections in place while you're living in a rented home or apartment.

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Retirement & Life Insurance

You've planned for your retirement so that you can afford what's important to you, whether it's travel, hobbies or time with the grandkids. But have you included life insurance in your planning, too? Retirement may affect your life insurance needs, from the cost of premiums on a new budget to how long you need a policy or if you need an emergency fund. Whether retirement is around the corner or you're already enjoying your new freedom, make sure you have a life insurance policy that will fit your needs during retirement.

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Photographers Insurance

Families and businesses trust you to capture some of life's most important moments - from weddings and first birthdays to ribbon cuttings and charitable events. Your clients rely on you to document their special occasions, and you are very careful about safeguarding those irreplaceable images. You should take the same care when choosing your business insurance, too, from making sure your equipment is covered to knowing you have liability protection if something is damaged during a shoot. I'm here to help make sure you can focus on business as usual.

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Insurance That Protects Your Bike

Your motorcycle is more than just a way to get around. You've invested your time in it, you've made sure it's in perfect working order and you took classes and bought the right gear so you could enjoy it safely. It only make sense that you put the same effort into safeguarding your bike, and you, with insurance. Whether it's collision coverage or a custom paint job, it's important to make sure you have the protection that fits your bike. Here's a breakdown of coverages to help you decide what is right for you.

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RV Insurance 101

You may be so used to driving your RV that it doesn't seem different than any other vehicle on the road. But when it comes to insurance, an RV is quite different. You need coverage in case of an accident, but what about all the stuff that makes it your home away from home? From state required insurance coverage to storing your RV when it's not on the road, there's a lot to take into account. This overview can help get you thinking about the best options for insuring your RV.

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Condo Liability

When you get ready for company, chances are you're planning what to serve and making sure everything is clean. Someone getting hurt may not even cross your mind, but unfortunately something as simple as a friend tripping on your rug could lead to an injury and lawsuit. Thankfully, personal liability coverage is typically included in standard condo insurance and can help if you are sued due to an accident or if you damage someone else's property. Let's make sure you have the coverage that fits your life so that you can focus on enjoying time with your guests.

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Insurance Products & Services

Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.

With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Ronkonkoma.

You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. As an Allstate agent, I can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.

Insurance products and services offered at my Allstate agency include:

Auto Insurance
Car Insurance
Flood Insurance
Insurance
Life Insurance
Motorcycle Insurance
Home Insurance
Insurance Quote
Insurance Agency
Business Insurance
Annuities
Retirement
College Savings Plan

Contact

Phone

(631) 471-5500(631) 471-5500

Fax

(631) 471-6597(631) 471-6597

Email:

tarasmithvera@allstate.com tarasmithvera@allstate.com

Address:

29 Railroad AveRonkonkoma, NY 11779

Get Directions

Landmarks:

Our office is located across from the Ronkonkoma train station.

Areas Served:

Proud to serve the areas of All of New York. Call or email me today for a personalized insurance review.

Office Hours:

Mon	9:00 AM - 5:00 PM
Tue	9:00 AM - 5:00 PM
Wed	9:00 AM - 5:00 PM
Thu	9:00 AM - 5:00 PM
Fri	9:00 AM - 5:00 PM
Sat	Closed
Sun	Closed

After-Hours Appointments Available

Available 24/7 at (631) 471-5500

You can view my financial industry experience and background at FINRA’s BrokerCheck

Other Locations:

My Account

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Tara Smith-Vera - What's the Difference Between Term and Permanent Life Insurance?

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Protect What Matters Most

Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.

Choosing Between Homeowners and Landlord Insurance

If you own more than one home, you may think homeowners insurance is the best way to protect them. But if you plan to rent one out to tenants, you may actually need a landlord insurance policy.

Learn More