Allstate Insurance Agency The Carvalho Agency

Allstate Insurance Agency
The Carvalho AgencyPearl City, HI

Select a Product to Get a Quote
Auto Insurance
Renters Insurance
Motorcycle Insurance
ATV Insurance

Office Hours

Day of the WeekHours
Mon8:30 AM - 5:30 PM
Tue8:30 AM - 5:30 PM
Wed8:30 AM - 5:30 PM
Thu8:30 AM - 5:30 PM
Fri8:30 AM - 5:30 PM
SatAvailable by appointment
SunClosed
After-hours appointments available.
Available 24/7 at

850 Kamehameha Hwy,
Ste 162
Pearl City, HI 96782
US

Map of 850 Kamehameha Hwy in Pearl City

Areas Served

All Islands

Landmarks

We are conveniently located in the Pearl City Shopping center above American Savings Bank, next to Finance Factors and Bank of Hawaii. Allstate Banner on rail.

Additional Contact

Fax: (808) 379-2994

Languages

English
Allstate Insurance Agent: The Carvalho Agency

Local Allstate Agency: Meet The Carvalho Agency

The difference between The Carvalho Agency and our competitors is that we’re a full-service agency that can assist you with insurance and financial services under one roof.


My name is Michelle Santos, agency owner of The Carvalho Agency in Pearl City, Hawaii. After being a trusted Allstate advisor since 1996, I opened my agency on May 1, 2019. I named my agency after my father, who is my hero. My mission in life is to make a difference in our communities.


I’ve assisted many families and small-business owners by helping them understand insurance so they can select coverage for their unique situation. Becoming a business owner in Pearl City has been such a great learning experience. I now know what it takes to become a small-business owner and can help better guide others with such a great appreciation for the process. Insurance and financial services are a big part of this process.


I chose to open my agency in Pearl City because it’s near my home in Waipio. I have two sons who are also here on Oahu. In my free time, I enjoy hanging out with my family, going to the beach and making a difference in my community.


Please call or stop by our agency today. There is no charge for insurance reviews or financial consultations.

The difference between The Carvalho Agency and our competitors is that we’re a full-service agency that can assist you with insurance and financial services under one roof.


My name is Michelle Santos, agency owner of The Carvalho Agency in Pearl City, Hawaii. After being a trusted Allstate advisor since 1996, I opened my agency on May 1, 2019. I named my agency after my father, who is my hero. My mission in life is to make a difference in our communities.


I’ve assisted many families and small-business owners by helping them understand insurance so they can select coverage for their unique situation. Becoming a business owner in Pearl City has been such a great learning experience. I now know what it takes to become a small-business owner and can help better guide others with such a great appreciation for the process. Insurance and financial services are a big part of this process.


I chose to open my agency in Pearl City because it’s near my home in Waipio. I have two sons who are also here on Oahu. In my free time, I enjoy hanging out with my family, going to the beach and making a difference in my community.


Please call or stop by our agency today. There is no charge for insurance reviews or financial consultations.

Products we offer:

  • AutoAuto
  • HomeHome
  • CondoCondo
  • RentersRenters
  • MotorcycleMotorcycle
  • BusinessBusiness
  • LifeLife
  • ATVATV
  • BoatBoat
20+
Years of
Experience
10+
Years in the
Community
Business Auto Insurance
Business Owner Policy
In-Home Business Insurance
Free Business and Personal insurance reviews
Term and Permanent Life Insurance

Our team

Bundle & save on insurance

Auto Insurance

Protecting what you love can be practical, too. With Allstate, you'll save when you purchase auto insurance along with another product. Your agent can help you maximize your savings and decide if bundling is right for you.

Home Insurance

Protecting your home can save you money. When you purchase a home policy with at least one other Allstate policy, you'll unlock our bundling discount. Talk to your Allstate agent to learn how you can maximize your savings and best protect your home.
Learn More

Life Insurance

Protecting the people you love is your first priority. But, when you purchase a life insurance policy alongside another Allstate product, you can also save money. Talk to an agent for help deciding if bundling is right for you.
Learn More

Our team

Local events & news

Bundle & save on insurance

Auto Insurance

Protecting what you love can be practical, too. With Allstate, you'll save when you purchase auto insurance along with another product. Your agent can help you maximize your savings and decide if bundling is right for you.

Home Insurance

Protecting your home can save you money. When you purchase a home policy with at least one other Allstate policy, you'll unlock our bundling discount. Talk to your Allstate agent to learn how you can maximize your savings and best protect your home.
Learn More

Life Insurance

Protecting the people you love is your first priority. But, when you purchase a life insurance policy alongside another Allstate product, you can also save money. Talk to an agent for help deciding if bundling is right for you.
Learn More

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The Carvalho Agency is insurance licensed in the state(s) of Hawaii. If you do not reside in the state(s) of Hawaii, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Subject to terms, conditions & availability.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY.