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The Owens Agency, LLC - Columbia, SC - Allstate Agent

The Owens Agency, LLC

6316 Saint Andrews Rd, Ste B
Columbia, SC, 29212


Call: (803) 798-0404
Fax: (803) 772-4499

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Get quality protection at a great price. Every policy comes with the support of a knowledgeable and friendly Allstate agent.

Auto Insurance

Save up to 30% on your auto insurance by taking advantage of the available discounts.

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Home Insurance

Protect your family and your biggest investment with quality home protection from Allstate.

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Other Products

Allstate offers many kinds of insurance. Speak with me about renters insurance, life insurance, motorcycle insurance, and more.

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Our Team

Sandy Lynch - Columbia, SC - Allstate Team
Sandy LynchLicensed Sales ProducerSandy.Lynch@Allstate.comSandy's fun personality will make you feel very comfortable. She has over 26 years in insurance sales and stands ready to help with your request.
Betsy Gathright - Columbia, SC - Allstate Team
Betsy GathrightCustomer Account RepresentativeBGathright@Allstate.comBetsy's 25 years of service allows her to handle many situations! Additionally, she is licensed and can help you with your insurance questions.
Jerry Owens - Columbia, SC - Allstate Team
Jerry OwensBusiness Development / Office ManagerJerry.Owens@Allstate.comJerry's primary focus is the growth and marketing of the agency. In addition, he handles the everyday business management of the agency.
Crystal Owens - Columbia, SC - Allstate Team
Crystal OwensAgency Owner - Personal Financial Representative

About Us

The mission of The Owens Agency is to sell a range of insurance and financial products that provide peace of mind, and provide financial growth opportunities to the Midlands population of Columbia, South Carolina through premier in-person and virtual customer service.

One of the things I like best about working with Allstate is the variety of products and services I can offer customers. More than insurance, I can offer a variety of solutions to address their financial needs – such as saving for a child’s education or retirement.

I’m committed to helping you protect what you have today and prepare for tomorrow. I understand the importance of thinking about the “big picture” when it comes to your financial future. From life insurance to retirement, I’m committed to helping you reach your financial goals.

As a Personal Financial Representative in Columbia, I know many local families. My knowledge and understanding of the people in this community help me provide customers with an outstanding level of service. I look forward to helping families like yours protect the things that are important - your family, home, car and more. I can also help you prepare a strategy to achieve your financial goals.

Civic Services:
Member - Greater Lexington Chamber of Commerce
Member - Greater Irmo Chamber of Commerce
Poll Manager - Lexington County Elections Commission

Community Services:
South Carolina ETV (Public TV / Radio) - Member since 2015
Charleston Southern Univ - Board of Visitors (past member)
Lex-Rich 5 school district - Business Advisory Committee
Girl Scouts (Troop 785) - Troop Leader

Bachelor of Arts-George Washington University
Master of Arts-Webster University



Business Hours
8:30 a.m.
5:30 p.m.
8:30 a.m.
5:30 p.m.
8:30 a.m.
5:30 p.m.
8:30 a.m.
5:30 p.m.
8:30 a.m.
5:00 p.m.
Auto Insurance
Car Insurance
Flood Insurance
Life Insurance
Motorcycle Insurance
Home Insurance
Insurance Quote
Insurance Agency
Business Insurance
College Savings Plan
  • Columbia
  • Irmo
  • Lexington
  • 29212
  • 29063
  • 29072
  • Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.
    With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Columbia.

    You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. An agent can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.
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    Save up to 30% when you combine insurance policies.
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    The Owens Agency, Llc is insurance licensed in the state(s) of South Carolina. If you do not reside in the state(s) of South Carolina, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

    Subject to terms, conditions & availability.

    This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.You should carefully consider the investment objectives, risks, charges and expenses of 529 college savings plans before purchasing or investing money. Investors should consider whether the investor's or designated beneficiary's home state offers any state tax or other benefits that are only available with an investment in the home state's plan. Additional information about these and other subjects can be found in the Plan Description. You may obtain copies of the Plan Description from your Allstate Personal Financial Representative. Please read the Plan Description carefully before purchasing or sending money.

    Allstate and its affiliates do not render tax or legal advice. Please consult with your tax and legal advisors regarding your personal circumstance.