Allstate Insurance Agent
Tim Fleming, Saint James, NY

419 N Country Rd,

Ste 1

Saint James, NY 11780

Call

(631) 208-5266to quote by phone

Call

(631) 208-5266to quote by phone

Call

(631) 208-5266to quote by phone

Call

(631) 208-5266to quote by phone

Select a product to get a quote

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	9:00 AM - 5:00 PM
Tue	9:00 AM - 5:00 PM
Wed	9:00 AM - 5:00 PM
Thu	9:00 AM - 5:00 PM
Fri	9:00 AM - 4:00 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(631) 208-5266

419 N Country Rd,
Ste 1
Saint James, NY 11780
US

Landmarks

Our office is located on the West side of North Country Rd. next to Starbucks and North Shore Fuel.

Areas Served

St. James, Smithtown, Nesconset, Hauppauge, Stony Brook, Commack, Setauket, Nortport, Kings Park, Fort Salonga, East Setauket, Port Jefferson, Sayville, Ronkonkoma, Mount Sinai, Great River, Lake Grove

Languages

English

Social

Tim Fleming: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Insurance Agent: Tim Fleming

Tim Fleming owner of Allstate Saint James NY offering car insurance, homeowners insurance, Condo Insurance, Renters Insurance, Life Insurance and more!

New Office Tim Fleming Allstate St. James. 419 North Country Rd St. James 631.208.5266

Don't miss out on the added benefits of working with a local insurance agent. Get started today and get the coverage you need!

Get a quick and easy quote with our online tool, but don't miss out on the added benefits of working with a trusted agent.

Protect What Matters Most—With a Local Agent You Can Trust in Saint James

Looking for retirement, life insurance, or personalized coverage for your car or home? I’m Tim Fleming, your local Allstate agent based in Saint James, NY, serving the Smithtown, Nesconset communities, Nassau and Suffolk County and the entire state of New York.

Unlike generic online quotes, I offer personalized guidance and real conversations—so you can feel confident about protecting your future.

Life Insurance & Retirement —Made Simple

Life moves fast. Whether you're starting a family, or preparing your legacy, I can help you make sense of your options.
Let’s talk about:

Term and Whole Life Insurance to help protect your loved ones’ future

Retirement and Annuity choices that support your long-term goals

College Savings & Financial Service strategies for peace of mind

💬 “I don’t want my family to struggle if something happens to me.”
You’re not alone—and that’s exactly why I’m here.

More Than Life: Coverage for Every Chapter
I also offer tailored solutions for:

Auto Insurance: From daily commutes to weekend road trips, I’ll help you stay protected.

Home, Condo & Renters Insurance: Coverage that helps safeguard your property and the things you’ve worked for.

Business Insurance: Local entrepreneurs trust me to help protect what keeps them moving.

Why Choose a Local Allstate Agent?
Anyone can offer a policy. I offer a relationship.
✅ You get local experience with national support
✅ We can regularly review your coverage together so you’re never under- or over-insured
✅ I'm just a phone call or visit away—no call centers, no long holds

You're Not Just Another Policy Number
As a member of the Knights of Columbus in Nesconset and an active supporter of local events, I care deeply about this community. I understand the challenges—and dreams—families in our area face.

Let’s work together so that your insurance choices reflect your real life, not a checkbox.

Referral Bonus: Help Friends, Get Rewarded
Happy with our service? Refer a friend or family member and get $25 as our way of saying thanks. Helping others protect what matters is a win-win.

Ready to Start?
Whether you’re curious about life insurance, reviewing your preparation for retirement, or just need a quick quote, I’m here to help.

📞 Call
📍 Visit the Tim Fleming Allstate Agency in Saint James
💬 Request a Free Quote or Schedule a Consultation

Your future deserves more than a click. Let’s protect it together.

Products we offer:

Car Insurance Agent in Saint James
Car Insurance Agent in Saint James
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
get a quote
Home Insurance Agent in Saint James
Home Insurance Agent in Saint James
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
get a quote
Condo Insurance Agent in Saint James
Condo Insurance Agent in Saint James
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
get a quote
Renters Insurance Agent in Saint James
Renters Insurance Agent in Saint James
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
get a quote
Motorcycle Insurance Agent in Saint James
Motorcycle Insurance Agent in Saint James
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
get a quote
Business Insurance Agent in Saint James
Business Insurance Agent in Saint James
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Saint James
Life Insurance Agent in Saint James
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Saint James
ATV Insurance Agent in Saint James
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
get a quote
Boat Insurance Agent in Saint James
Boat Insurance Agent in Saint James
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

10+

Years of
Experience

25+

Years in the
Community

Allstate Insurance Agent Reviews

david henry

Apr. 9, 2026

Car insurance has become too expensive

Agent Response

Hi David, I understand your concern about the risi

Hi David, I understand your concern about the rising cost of car insurance. We value your feedback and would like to discuss your situation further. Just keep in mind you are reviewing our agency's customer service and NOT Allstate's pricing.

Please reach out to me 631.208.5266 so we can review your policies together and see if there are any discounts you aren't currently taking advantage of. Thank you for being with us.

david miller

Mar. 18, 2026

Agent Response

Thank you, David, for your kind words! We're happy

Thank you, David, for your kind words! We're happy to know that you are pleased with our services. Your trust is important to us. If you need help, please don't hesitate to contact us. Best, Tim Fleming Allstate St James NY 11780 631.208.5266

daniel garcia

Mar. 4, 2026

Tim’s good.

Agent Response

Thank you, Daniel, for your positive feedback! We'

Thank you, Daniel, for your positive feedback! We're thrilled to know that you had a good experience with Tim Fleming: Allstate Insurance. If you ever need assistance, feel free to reach out.

Best,
Tim Fleming Allstate St James NY 11780 631.208.5266

dennis kaplon

Feb. 6, 2026

office is always very helpful!

Agent Response

Thanks, Dennis — really appreciate you saying th

Thanks, Dennis — really appreciate you saying that. Glad we could help with everything, and don’t hesitate to reach out if anything comes up. Be safe and say hi to your wife and family for me.

samir moawad

Dec. 31, 2025

Agent Response

Thank you, Samir, for the five-star rating. We app

Thank you, Samir, for the five-star rating. We appreciate the support and are always here if you need anything. - Tim Fleming Owner / Personal Financial Rep.

george diffendale

Dec. 17, 2025

not happt

Agent Response

Hi George, thank you for your feedback. I'm sorry

Hi George, thank you for your feedback. I'm sorry to hear you're not completely satisfied with your rates. Just keep in mind this review is intended to rate our overall customer service and not Allstate corporate. We value your input and would like to understand more about your experience. Please feel free to reach out to me 631.208.5266 Your satisfaction is important to us.

Be safe. Tim Fleming Allstate St James 11780

ronnie harris

Dec. 16, 2025

Everyone was very very helpful in my auto insurance and my homeowner switchover. Shoutout to Sherri who was very profess

Everyone was very very helpful in my auto insurance and my homeowner switchover. Shoutout to Sherri who was very professional and helpful.

Agent Response

Thank you, Ronnie, for your kind words and for cho

Thank you, Ronnie, for your kind words and for choosing us for your auto and homeowner insurance needs. We're thrilled to hear that Sherri and our team were able to assist you effectively. Your satisfaction is our priority!

wesley shen

Dec. 7, 2025

Agent Response

Thank you, Wesley, for your positive feedback! We'

Thank you, Wesley, for your positive feedback! We're thrilled to hear that you had a great experience with us. As a valued customer, your satisfaction is our top priority. If you ever need assistance, feel free to reach out.

We also work off Referrals. If you know anyone who owns a car, home, condo or in need of any insurance please let us know.

Best,
Tim Fleming Allstate

annette ferraro

Nov. 4, 2025

Friendly and informative

Agent Response

Thank you, Annette, for your kind words! We're thr

Thank you, Annette, for your kind words! We're thrilled to hear that you found our service friendly and informative. Your satisfaction is our priority, and we appreciate your feedback. If you ever need assistance, feel free to reach out.

We also work off Referrals. If you know anyone who owns a car, home, condo or in need of any insurance please let us know.

robert tilton

Dec. 17, 2024

Darlene was very helpful and courteous and answered all my questions

Agent Response

Hi Robert, Thank you for your kind words about Da

Hi Robert,

Thank you for your kind words about Darlene. We're thrilled to hear she was helpful and courteous in addressing all your questions. Your satisfaction is important to us, and we appreciate your feedback. If you need further assistance, feel free to reach out.

We also work off Referrals. If you know anyone who owns a car, home, condo or in need of any insurance please let us know.

Best regards,
Tim Fleming: Allstate Insurance

arlene reitzel-williams

Sep. 10, 2024

Whenever I need to contact Tim or the Staff all of you are pleasant and
very helpful in resolving any of my concerns.

Agent Response

Hi Arlene, thank you so much! We appreciate your b

Hi Arlene, thank you so much! We appreciate your business, and kind words. Please let us know if you have any other family or friends that can benefit from the same great service we provide.

Don't for get if it has wheel, life or walls we can insure it! Even your retirement!

Thanks, Tim Fleming Allstate Saint James NY 11767

Who handles your mortgage protection?

brenda graef

Aug. 6, 2024

Agent Response

Hi Brenda, thank you for the 5 star review! We app

Hi Brenda, thank you for the 5 star review! We appreciate your business and for taking the time to leave us a review. Don't forget we can help insure your mortgage and retirement. Be safe!

Tim Fleming Allstate 419 N. Country Rd Saint James NY 11780

daniel cooley

Jul. 15, 2024

Agent Response

Hi Daniel, let us know what we can do to get a 5 s

Hi Daniel, let us know what we can do to get a 5 star review. We do our best to offer everyone the same great service. We look forward to your feedback. If you need anything else, please let us know. Stay Safe!

We offer financial reviews, insurance reviews, homeowners Insurance, Car insurance, condo insurance, Renters insurance, Personal Umbrella's and Mortgage Protection TOO!

Tim Fleming Allstate 419 N. Country Road Saint James NY 11780

david henry

May. 30, 2024

Insurance is getting too expensive

Agent Response

Hi David, I understand your concern about the risi

Hi David, I understand your concern about the rising cost of insurance. We strive to offer competitive rates and value your feedback. Please feel free to reach out to timfleming@allstate.com to discuss your situation further. Thank you for being with us.

paige buzard

May. 29, 2024

I usually don’t reach out for help or advice so that’s good. Did notice my monthly cost jumped, do not know why, but

I usually don’t reach out for help or advice so that’s good. Did notice my monthly cost jumped, do not know why, but also not sure if I got an email explaining it because I wasn’t good at looking for emails.

Agent Response

Hi Paige, thank you for sharing your feedback. It'

Hi Paige, thank you for sharing your feedback. It's great to hear you haven't needed much help, but I understand your concern about the cost increase. Please feel free to reach out to timfleming@allstate.com for clarification. We're here to assist you.

charles innamorato

May. 28, 2024

Agent Response

Hi Charles! Thank you for your business. We apprec

Hi Charles! Thank you for your business. We appreciate your loyalty to my agency. Thank you too for the 5 Star Review! It's very humbling to receive such a great review. Don't forget we offer financial reviews and insurance reviews for FREE!

We work every day with our customers to INSURE their retirement funds. If you would like to schedule a review, just send me an email or call the office. If you know anyone that can benefit from the same great customer service, feel free to send us their name and number. Thanks again for your business, and be safe, Tim Fleming Allstate St. James 631.208.5266

#lifeinsurance #401k #rollover #financialreview #insurance #stjames

dawn luccioni

May. 27, 2024

Agent Response

Hi Dawn! Catching up on some reviews and saw your

Hi Dawn! Catching up on some reviews and saw your 5 Star Review. Thank you! We appreciate your business. If you know anyone who we can help with their insurance or retirement, please let us know.

We offer financial reviews, insurance reviews, homeowners Insurance, Car insurance, condo insurance, Renters insurance, Personal Umbrella's and Mortgage Protection TOO!

Tim Fleming Allstate 419 N. Country Road Saint James NY 11780

timothy cleary

May. 20, 2024

It's hard to say. I have only one annual policy that covers my rental unit. I have been doing business for two years. I

It's hard to say. I have only one annual policy that covers my rental unit. I have been doing business for two years. I only hear from you at annual billing period. I am not complaining but what else can I say. I am glad to do business with you., but what else can I say.

lawrence baldwin

May. 18, 2024

Agent Response

Thanks so much for the 5 Star rating. We do our be

Thanks so much for the 5 Star rating. We do our best to take care of our customers, and if you need anything let us know.

Keep in mind we also provide financial services such as mutual funds, IRA's, Life insurance and complimentary financial reviews. If you are interested in insuring your retirement funds let me know.

Thanks again for the 5-star review of the Fleming Insurance Agency with Allstate.
Be safe, Tim Fleming
Allstate Insurance and Financial
St James NY 11780

***Referrals are the life blood of our agency. If we can be of service to anyone you know, we are just a phone call, text or email away.

jason wilkinson

May. 17, 2024

Agent Response

Thanks so much for the 5 Star rating. We do our be

Thanks so much for the 5 Star rating. We do our best to take care of our customers, and if you need anything let us know.

Keep in mind we also provide financial services such as mutual funds, IRA's, Life insurance and complimentary financial reviews. If you are interested let me know. Thanks again for the 5-star review of the Fleming Insurance Agency with Allstate.

Be safe, Tim Fleming
Allstate Insurance and Financial
St James NY 11780

***Referrals are the life blood of our agency. If we can be of service to anyone you know, we are just a phone call, text or email away.

Allstate Online Review Policy

Frequently asked questions

What are your agency hours?

Monday: 9:00 AM - 5:00 PM
Tuesday: 9:00 AM - 5:00 PM
Wednesday: 9:00 AM - 5:00 PM
Thursday: 9:00 AM - 5:00 PM
Friday: 9:00 AM - 4:00 PM
Saturday:
Sunday: Closed

Are you open on weekends?

Saturday:
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Do you have more than one location?

No, this is our only location.

Tim Fleming is insurance licensed in the state(s) of New York. If you do not reside in the state(s) of New York, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®