Allstate Insurance Agent
Tom Goins, Asheville, NC

16 Biltmore Ave,

Ste 300

Asheville, NC 28801

Call

(828) 348-7137to quote by phone

Call

(828) 348-7137to quote by phone

Call

(828) 348-7137to quote by phone

Call

(828) 348-7137to quote by phone

Select a product to get a quote

Auto insurance

Home insurance

Renters insurance

Motorcycle insurance

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	8:00 AM - 5:00 PM
Tue	8:00 AM - 5:00 PM
Wed	8:00 AM - 5:00 PM
Thu	8:00 AM - 5:00 PM
Fri	8:00 AM - 5:00 PM
Sat	Closed
Sun	Closed

Available 24/7 at

(828) 348-7137

16 Biltmore Ave,
Ste 300
Asheville, NC 28801
US

Landmarks

Our office is located in the heart of downtown Asheville, across the street from Mast General and by the entrance to the Wortham Center.

Areas Served

Asheville

Languages

English

Social

Tom Goins: Allstate Insurance

Local Allstate Insurance Agent: Tom Goins

I’ve gotten to know many local families as an Allstate agent in Asheville. I enjoy being a part of the community, and building local relationships is one of the best parts of my job. I know what life is like here in Asheville – that you choose your car and your home to fit your lifestyle and your budget. I also know how important it is to do the same when it comes to insurance. I look forward to getting to know you and helping you to find the solutions that meet your needs.

Part of what I like best about my job is that I can offer customers options for a wide variety of coverage and services. You can depend on me to help you look at the big picture.

I’m committed to helping Asheville residents assess their immediate and long-term needs and choose options that will help them achieve their goals. When you want to explore options for protecting your home, personal property, or financial future, I’m available to answer your questions. If you’re already a customer, I’m ready to review your coverage so that you can make any necessary adjustments to fit your changing needs. Call me today.

Part of what I like best about my job is that I can offer customers options for a wide variety of coverage and services. You can depend on me to help you look at the big picture.

Products we offer:

Car Insurance Agent in Asheville
Car Insurance Agent in Asheville
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
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Home Insurance Agent in Asheville
Home Insurance Agent in Asheville
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
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Condo Insurance Agent in Asheville
Condo Insurance Agent in Asheville
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance Agent in Asheville
Renters Insurance Agent in Asheville
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
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Landlords & Hosts Insurance Agent in Asheville
Landlords & Hosts Insurance Agent in Asheville
Helps protect the structure of your rental property, from covered accidents such as fire, wind/hail, vandalism and more. It also offers protection for the liability you might face as an owner. Let’s chat about the right coverage for your additional property!
Motorcycle Insurance Agent in Asheville
Motorcycle Insurance Agent in Asheville
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
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Business Insurance Agent in Asheville
Business Insurance Agent in Asheville
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Asheville
Life Insurance Agent in Asheville
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Asheville
ATV Insurance Agent in Asheville
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
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Boat Insurance Agent in Asheville
Boat Insurance Agent in Asheville
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

Allstate Insurance Agent Reviews

robert welsh

Apr. 23, 2026

neil thomas

Dec. 7, 2025

Tom has helped me understand my insurance coverages better. He is great at explaining the intricacies of the policies. H

Tom has helped me understand my insurance coverages better. He is great at explaining the intricacies of the policies. He responds to my questions.

danielle abelard

Nov. 13, 2024

Tom and the allstate team here have been amazing to work with!

joseph haney

Aug. 13, 2024

Good customer service.

michael wynne

Aug. 9, 2024

It was an overall good experience. I felt that all my needs were being addressed. The agent made it easy

beverly rayfield

Aug. 7, 2024

Very kind on phone and knows the business

tammy haire

Jul. 9, 2024

autumn holt

Jul. 2, 2024

chelsea scott

Jun. 26, 2024

I have never spoken with this man and don’t know if he exists! The women agents I have come into contact with have bee

I have never spoken with this man and don’t know if he exists! The women agents I have come into contact with have been so lovely I want to give THEM a shout out

trenton roberts

Jun. 20, 2024

Monthly rate keeps going up and down

anthony mbanefo

May. 15, 2024

Good.

mark curtis

May. 7, 2024

venkata ayyalasomayajula

May. 1, 2024

lynn clark

Feb. 28, 2024

sheminiqua johnson

Feb. 16, 2024

The wife Amy Goins make the company shine! I love her to the moon and back. She's always helpful no matter the circumsta

The wife Amy Goins make the company shine! I love her to the moon and back. She's always helpful no matter the circumstances.

michael trebinski

Jan. 31, 2024

christopher morehead

Jan. 17, 2024

So far so good!

ransom haig

Dec. 5, 2023

jordan penix

Oct. 13, 2023

bozena trebinski

Oct. 10, 2023

Allstate Online Review Policy

Frequently asked questions

What are your agency hours?

Monday: 8:00 AM - 5:00 PM
Tuesday: 8:00 AM - 5:00 PM
Wednesday: 8:00 AM - 5:00 PM
Thursday: 8:00 AM - 5:00 PM
Friday: 8:00 AM - 5:00 PM
Saturday: Closed
Sunday: Closed

Are you open on weekends?

Saturday: Closed
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Do you have more than one location?

No, this is our only location.

Tom Goins is insurance licensed in the state(s) of North Carolina, South Carolina, and Tennessee. If you do not reside in the state(s) of North Carolina, South Carolina, or Tennessee, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

you're in good hands^®