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Allstate Insurance Agent

Woody Erhardt, Ringoes, NJ

176 Hwy 202 31 N

Ringoes, NJ 08551

(908) 782-7760available 24/724/7

Select a Product to Get a Quote

Office Hours

Day of the Week	Hours
Mon	9:00 AM - 6:00 PM
Tue	9:00 AM - 6:00 PM
Wed	9:00 AM - 6:00 PM
Thu	9:00 AM - 6:00 PM
Fri	9:00 AM - 5:00 PM
Sat	Closed
Sun	Closed

Available 24/7 at

(908) 782-7760

176 Hwy 202 31 N
Ringoes, NJ 08551
US

Landmarks

Two lights south of Rt 202 Circle in Flemington, next to Shop Rite. In strip mall with 7/11

Areas Served

Flemington, Lambertville, Ringoes

Additional Contact

Fax: (908) 782-6503

Social

Woody Erhardt: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet Woody Erhardt

I’m a proud long-time New Jersey resident. I grew up in Colts Neck before moving to Clark and I’ve lived in Bridgewater since 2004. Some of my favorite benefits of living in the area include the proximity to the beach, as well as being near two of my favorite sports teams – the New York Yankees and New Jersey Devils. After years of working in transportation, I decided to shift focus and opened the doors to my agency in 2013. Our agency specializes in auto, home and life insurance.

Part of being a valuable member of Flemington is supporting our community as we strive to help it grow. I’m proud to support businesses with a similar mindset. I’m a member of the Somersville Elks Lodge, and I love volunteering through the Knights of Columbus.

Outside of work, I like keeping my body and mind sharp. I’m an avid runner and can often be found jogging for fun, or racing in 5Ks, 10Ks and half-marathons. When I’m not running long distances, I love reading various genres of books, traveling with my wife, attending Yankees or Devils games and, of course, spending time with my daughter, Elizabeth, and her husband, Dave. My son, Edward, works in the office with me. Fun fact – I met my wife, Christine, in college and we’ve been married since 1991. I graduated from York College of Pennsylvania with my bachelor’s degree in marketing in 1989.

As an Allstate representative, I feel I can make a difference in people’s lives to help them know they’re working with someone who cares. We care about families and would love the opportunity to work with yours. Thank you.

Products we offer:

Auto Insurance in Ringoes
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Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property.

We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car.

I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
Get a Quote
Home Insurance in Ringoes
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Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more.

Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
Get a Quote
Condo Insurance in Ringoes
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Helps protect the portion of your condo, co-op or townhome in which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are “walls-in” and HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Get a Quote
Renters Insurance in Ringoes
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Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism and more. Give me call today to review what type of coverage makes sense for where you live and what you own.
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Motorcycle Insurance in Ringoes
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Our motorcycle policies include the basic coverage you may need, like liability coverage, guest passenger liability and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage.

Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
Get a Quote
Business Insurance in Ringoes
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Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business.

I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build.

Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance in Ringoes
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Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance in Ringoes
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Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills.

If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire.

Give me a call to get a quote on an ATV insurance policy today!
Get a Quote
Boat Insurance in Ringoes
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Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

10+

Years in the
Community

Our team

John Leidy

Licensed Sales Professional

John has lived in Hunterdon County since 1958. He began working in insurance in 1984, and we were pleased to have him join our team in 2014. John is a proud graduate of Ashford University, where he received his bachelor’s degree in accounting. Outside of the office, John enjoys playing golf, tennis and softball. When it’s time to relax, he can often be found reading about history or sports.

Christine Erharrdt

Licensed Sales Professional

Christine has lived in Bridgewater since 2005 but has proudly served the Flemington community since she began working at our agency in 2014. She loves helping others. As a member of this family-run business, she enjoys meeting other families and seeing how she can help. Outside of the agency, Christine can often be found walking her dog and playing word games to keep her mind sharp.

Amanda Thomson

Licensed Sales Professional

Amanda has lived in Flemington since her family moved here in 1989. She’s passionate about helping those in the community. Amanda has worked in insurance since 2015, and we were excited to have her join our team in 2018. Outside of the agency, it’s hard for Amanda not to stay busy. She loves attending games at Hunterdon Central Regional High School, where her son plays football and lacrosse, and she’s often traveling for her daughter who plays travel softball for the Hunterdon Pride.

Our team

John Leidy

Licensed Sales Professional

Christine Erharrdt

Licensed Sales Professional

Amanda Thomson

Licensed Sales Professional

Local events & news

My agency is looking for a Licensed Sales Professional to join our team. If you are licensed in insurance or interested in becoming licensed, passionate about helping others in the Ringoes community and looking for an opportunity with the potential for growth, please send your resume to werhardt@allstate.com. I am excited to hear from you!

As an Allstate agency owner in Ringoes, it’s important to me to be involved with local organizations that benefit our community. I joined the Liberty Hose Company No. 2, in Lykens, Pennsylvania, as a social member. This means I will help fundraise and volunteer with the fire department, including selling raffle tickets, making soup and other opportunities.

Our team helped New Jersey Coalition to End Domestic Violence receive an Allstate Foundation Helping Hands Grant of $20,000 that will help the nonprofit continue to serve domestic violence survivors in our community. Domestic violence and financial abuse affect every community, including ours. Using tools provided through The Allstate Foundation, New Jersey Coalition to End Domestic Violence can help empower survivors on the path to safety and security. Thank you for donating to our supply drive!

Since 2013, I’ve been helping local families protect what matters most to them. I want to thank you for your business, loyalty and friendship — our community is the reason I’m proud to be your Allstate agency. This feedback helps us to improve, and it's always great to hear how I have made a difference in your life. Thank you again for teaming with me for your insurance needs!

Condominium living in New Jersey can offer a lifestyle free from mowing, shoveling and other maintenance, but you’re not completely without responsibility. To protect that lifestyle, you’ll need the right coverage — which means getting help filling in coverage gaps left by your condo association’s insurance policy. Every association is different, and together we can customize your coverage to suit your needs. Contact my agency today at werhardt@allstate.com to learn more about your condo insurance choices.

In mid-July, our Allstate agency relocated to 176 Route 202 North in Ringoes. We’re directly across from the Department of Motor Vehicles (DMV) and next to a fitness center. Our new location will be better equipped to assist you with your insurance needs while serving the community. Please feel free to stop by and check out the new office!

As an agency owner in Flemington, it’s important to me to help people in our community. With my new role serving on an Allstate committee, I feel like I can further make a difference. I’m proud to be a member of the Business Relations Committee with other agency owners from around the country. We met at the company headquarters in Northbrook, Illinois, in May 2019, where we discussed a variety of business topics.

On April 28, I was proud to participate in the Novo Nordisk New Jersey Marathon in Long Branch. Representing our local agency, I ran in the half-marathon in honor of my son, who passed away in 2017 from an overdose, and to raise awareness for drug awareness. One of the nice things about this race is that you get to choose the charities you’re racing for. This was my third year running in this race.

Domestic violence is an issue affecting every community in the country, including ours. As volunteers with New Jersey Coalition to End Domestic Violence, we recently helped the organization receive a $44,000 Allstate Foundation Helping Hands in the Community grant to support the organization’s efforts to help women affected by domestic violence. We’re proud to be one of thousands of Allstate agencies around the country rallying together to support domestic violence programs, so they can help victims reclaim their independence.

Frequently Asked Questions

What are your agency hours?

Monday: 9:00 AM - 6:00 PM
Tuesday: 9:00 AM - 6:00 PM
Wednesday: 9:00 AM - 6:00 PM
Thursday: 9:00 AM - 6:00 PM
Friday: 9:00 AM - 5:00 PM
Saturday: Closed
Sunday: Closed

Are you open on weekends?

Saturday: Closed
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Do you have more than one location?

No, this is our only location.

Referral Rewards: The referred customer must purchase an auto policy with Allstate New Jersey Property and Casualty Insurance Co. Under extremely rare circumstances the actual credit may be less than $75. These circumstances include instances where the premium charged is less than the credit amount. Maximum of three rewards can be banked at a time. Other rules and conditions apply.

*Note: In Florida, Allstate agencies are authorized to represent a number of companies that are part of the Allstate family. Through these separate and distinct companies a wide variety of insurance products are available. For example, auto insurance in Florida is available from Allstate Insurance Company, Allstate Indemnity Company and Allstate Property and Casualty Insurance Company(Home Office:Northbrook, IL). Property insurance, such as homeowners, condominium owners and renters insurance is available in Florida from Castle Key Insurance Company and Castle Key Indemnity Company(Home Offices: St. Petersburg, FL).

It's important to note that Castle Key Insurance Company and Castle Key Indemnity Company are separate and distinct companies from each other and from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Life Insurance Company. This means, for example, that property insurance products provided by Castle Key Insurance Company and Castle Key Indemnity Company are not underwritten or reinsured by Allstate Insurance Company or Allstate Life Insurance Company.

Woody Erhardt is insurance licensed in the state(s) of Florida and New Jersey. If you do not reside in the state(s) of Florida or New Jersey, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Allstate life insurance issued by Direct General Life Insurance Co., 911 Chestnut Street, Orangeburg SC 29115; Allstate Life Ins. Co. & Allstate Assurance Co., 3075 Sanders Rd, Northbrook IL 60062; American Heritage Life Ins. Co., 1776 American Heritage Life Dr., Jacksonville FL 32224. In New York, life insurance issued through Allstate Life Insurance Company of New York, Hauppauge NY. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.

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