Allstate Insurance Agent
Woody Erhardt, Ringoes, NJ

176 Hwy 202 31 N

Ringoes, NJ 08551

Call

(908) 782-7760to quote by phone

Call

(908) 782-7760to quote by phone

Call

(908) 782-7760to quote by phone

Call

(908) 782-7760to quote by phone

Select a product to get a quote

Auto insurance

Motorcycle insurance

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	9:00 AM - 5:00 PM
Tue	9:00 AM - 5:00 PM
Wed	9:00 AM - 5:00 PM
Thu	9:00 AM - 5:00 PM
Fri	9:00 AM - 5:00 PM
Sat	Closed
Sun	Closed

Available 24/7 at

(908) 782-7760

176 Hwy 202 31 N
Ringoes, NJ 08551
US

Landmarks

Across the street from the Flemington DMV. Next door to Fredd Beans Toyota.

Areas Served

Flemington, Lambertville, Ringoes, Branchburg, Whitehouse Station, Bridgewater, Somerville

Additional Contact

Fax: (908) 782-6503

Languages

English

Social

Woody Erhardt: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Insurance Agent: Woody Erhardt

I was proud to present my confirmation class to Father Tom of St Ann's Parish in Raritan NJ this Pentecost. Go forth!!

I always love the Army Navy Game! The traditions before, during and after the game are amazing!

Just about to complete the Long Branch half marathon. Somehow

Proud to become a Third Degree Knight of Columbus!

I always love the Army Navy Game! The traditions before, during and after the game are amazing!

I was proud to present my confirmation class to Father Tom of St Ann's Parish in Raritan NJ this Pentecost. Go forth!!

Picnic celebrating the Corpus Cristi procession in Raritan

Corpus Cristi procession ends at The Shrine in Raritan NJ

Corpus Cristi procession begins at The Shrine in Raritan NJ

Corpus Cristi Procession in Raritan NJ

I’m long-time New Jersey resident. I grew up in Colts Neck before moving to Clark and then to Bridgewater where my family and I have lived since 2004. I have been an Allstate Agent since 2013. We specialize in auto, home and life insurance

I am an active member of St John Basilone Knights of Columbus Chapter 13264 in Raritan. We proudly support the Raritan Pregnancy Aid Center as well as St Ann's Church.

I attended Red Bank Catholic H.S and graduated from York College of Pennsylvania with my bachelor’s degree in marketing.

Products we offer:

Car Insurance Agent in Ringoes
Car Insurance Agent in Ringoes
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
get a quote
Home Insurance Agent in Ringoes
Home Insurance Agent in Ringoes
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
Condo Insurance Agent in Ringoes
Condo Insurance Agent in Ringoes
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance Agent in Ringoes
Renters Insurance Agent in Ringoes
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
Motorcycle Insurance Agent in Ringoes
Motorcycle Insurance Agent in Ringoes
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
get a quote
Business Insurance Agent in Ringoes
Business Insurance Agent in Ringoes
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Ringoes
Life Insurance Agent in Ringoes
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Ringoes
ATV Insurance Agent in Ringoes
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
get a quote
Boat Insurance Agent in Ringoes
Boat Insurance Agent in Ringoes
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

10+

Years of
Experience

10+

Years in the
Community

Your Local Allstate Team

Christine Erharrdt

Licensed Sales Professional

Christine has lived in Bridgewater since 2005 but has proudly served the Flemington community since she began working at our agency in 2014. She loves helping others. As a member of this family-run business, she enjoys meeting other families and seeing how she can help. Outside of the agency, Christine can often be found walking her dog and playing word games to keep her mind sharp.

Allstate Insurance Agent Reviews

louis glinn

May. 26, 2026

Agent Response

Thank you, Louis, for your wonderful feedback! We'

Thank you, Louis, for your wonderful feedback! We're thrilled to hear that you're satisfied with our services. Your trust and support as a valued customer mean a lot to us. If you ever need assistance, feel free to reach out.

robert brodman

May. 19, 2026

Agent Response

Thank you, Robert, for your positive feedback! We'

Thank you, Robert, for your positive feedback! We're thrilled to know you're satisfied with our services. As a long-time customer, your trust means a lot to us. If you ever need assistance, feel free to reach out.

frederick reichert

May. 14, 2026

Agent Response

Thank you, Frederick, for your positive feedback!

Thank you, Frederick, for your positive feedback! We're thrilled to hear that you had a great experience with us. As a valued long-time customer, your trust and satisfaction mean a lot to us. If you ever have any questions or need assistance, feel free to reach out.

mary devito

Apr. 23, 2026

Whenever I had contact with agency, it was a very easy pleasant experience and accomplished whatever I set out to do. D

Whenever I had contact with agency, it was a very easy pleasant experience and accomplished whatever I set out to do.

Do not feel that way about the Allstate app which is never easy.

Agent Response

Thank you, Mary, for your kind words about your ex

Thank you, Mary, for your kind words about your experiences with our agency. We're delighted to hear that your interactions with us have been pleasant and effective. We're sorry to hear about your difficulties with the Allstate app. Please feel free to reach out to WERHARDT@allstate.com for assistance. Your feedback is invaluable to us.

diedre bichsel

Apr. 16, 2026

Easy and efficient!
Saved me money!

Agent Response

Thank you, Diedre, for your wonderful feedback! We

Thank you, Diedre, for your wonderful feedback! We're thrilled to hear that you found our service easy and efficient, and that we could help you save money. Your satisfaction is our priority. If you need anything else, feel free to reach out.

joseph lawrence

Mar. 30, 2026

Agent Response

Thank you, Joseph, for your positive feedback! We'

Thank you, Joseph, for your positive feedback! We're thrilled to hear that you had a great experience with us. As a valued customer, your trust and satisfaction are our top priorities. If you ever need assistance, feel free to reach out.

martha arpad

Mar. 24, 2026

Agent Response

Thank you, Martha, for your wonderful feedback and

Thank you, Martha, for your wonderful feedback and for being a valued customer. We're thrilled to know you're satisfied with our services. Your trust in us is greatly appreciated, and we're here to support you whenever you need.

keith hightower

Mar. 23, 2026

Good a little too high ……how can reduces my coverage?

Agent Response

Thank you for your feedback, Keith. We understand

Thank you for your feedback, Keith. We understand your concern about the coverage cost. Please reach out to us at WERHARDT@allstate.com, and we'll be happy to discuss options to adjust your coverage to better fit your needs.

lori gabrielsen

Mar. 22, 2026

Helpful and knowledgeable. Adding my new vehicle was quick and easy, as well as dropping coverage for my old vehicle.

Agent Response

Thank you, Lori, for your kind words and for being

Thank you, Lori, for your kind words and for being a valued customer. We're thrilled to hear that adding your new vehicle and adjusting your coverage was quick and easy. If you need further assistance, feel free to reach out.

andrew j haspel

Mar. 21, 2026

Terrible. Allstate is WAY too expensive.

Agent Response

Hi Andrew, I'm sorry to hear about your experience

Hi Andrew, I'm sorry to hear about your experience with our pricing. We strive to offer competitive rates and value. Please feel free to reach out to WERHARDT@allstate.com to discuss your concerns further. Thank you for your feedback.

judy castillo

Mar. 17, 2026

Agent Response

Thank you, Judy, for your positive feedback! We're

Thank you, Judy, for your positive feedback! We're thrilled to hear that you had a great experience with us. As a valued customer, your satisfaction is our top priority. If you ever need assistance, feel free to reach out.

karl hitzelberger

Mar. 7, 2026

Agent Response

Thank you, Karl, for your positive feedback and pe

Thank you, Karl, for your positive feedback and perfect rating! We're thrilled to hear that you're satisfied with our services. As a valued customer, your trust means a lot to us. If you ever need assistance, feel free to reach out.

ernestine jones

Feb. 22, 2026

Everyone was was very helpful and directed me to the correct persons in a timely manner.

Agent Response

Thank you, Ernestine, for your feedback! We're gla

Thank you, Ernestine, for your feedback! We're glad to hear that our team was helpful and efficient in directing you to the right people. Your satisfaction is important to us, and we appreciate your support. If you have any further questions or need assistance, feel free to reach out.

neil pesaniello

Feb. 19, 2026

Agent Response

Thank you, Neil, for your positive feedback! We're

Thank you, Neil, for your positive feedback! We're thrilled to hear that you're satisfied with our services. As a valued customer, your trust means a lot to us. If you ever need assistance, feel free to reach out.

douglas white

Feb. 19, 2026

Agent Response

Thank you, Douglas, for your positive feedback and

Thank you, Douglas, for your positive feedback and for being a valued customer. We're thrilled to hear that you're satisfied with our services. Your trust in us is greatly appreciated, and we're here to support you with all your insurance needs.

nelson fairchild

Feb. 14, 2026

Agent Response

Thank you for sharing your feedback, Nelson. We va

Thank you for sharing your feedback, Nelson. We value your perspective and are sorry to hear about your experience. Please feel free to reach out to us at WERHARDT@allstate.com so we can address your concerns directly. Your satisfaction is important to us.

melvyn bray

Feb. 6, 2026

Being relatively safe drivers, we haven't needed to contact our agency very often. When those times did arise, our issue

Being relatively safe drivers, we haven't needed to contact our agency very often. When those times did arise, our issues were dealt with quickly and the service provided was excellent in resolving them with one call.

Agent Response

Thank you, Melvyn, for your kind words and for bei

Thank you, Melvyn, for your kind words and for being a valued customer. We're delighted to hear that our team was able to resolve your issues quickly and efficiently. Your trust in us is greatly appreciated, and we're here whenever you need us.

francis fitzgerald

Jan. 30, 2026

Edward went over both car and home insurance a called me back some good suggestions to both polices. Saved money and imp

Edward went over both car and home insurance a called me back some good suggestions to both polices. Saved money and improved coverage.

Agent Response

Thank you, Francis, for sharing your positive expe

Thank you, Francis, for sharing your positive experience with Edward. We're thrilled to hear that he was able to provide valuable suggestions and help you save money while improving your coverage. Your satisfaction is our priority, and we appreciate your trust in us.

stephen serafin

Jan. 5, 2026

Agent Response

Thank you, Stephen, for your positive feedback! We

Thank you, Stephen, for your positive feedback! We're thrilled to hear that you're satisfied with our services. Your trust and support as a valued customer mean a lot to us. If you ever need assistance, feel free to reach out.

robert pyzik

Dec. 28, 2025

Agent Response

Thank you, Robert, for your positive feedback! We'

Thank you, Robert, for your positive feedback! We're thrilled to hear that you're satisfied with our services. As a valued customer, your trust and support mean a lot to us. If you ever need assistance, feel free to reach out.

Allstate Online Review Policy

Your Local Allstate Team

Christine Erharrdt

Licensed Sales Professional

Frequently asked questions

What are your agency hours?

Monday: 9:00 AM - 5:00 PM
Tuesday: 9:00 AM - 5:00 PM
Wednesday: 9:00 AM - 5:00 PM
Thursday: 9:00 AM - 5:00 PM
Friday: 9:00 AM - 5:00 PM
Saturday: Closed
Sunday: Closed

Are you open on weekends?

Saturday: Closed
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Do you have more than one location?

No, this is our only location.

Referral Rewards: The referred customer must purchase an auto policy with Allstate New Jersey Property and Casualty Insurance Co. Under extremely rare circumstances the actual credit may be less than $75. These circumstances include instances where the premium charged is less than the credit amount. Maximum of three rewards can be banked at a time. Other rules and conditions apply.

*Note: In Florida, Allstate agencies are authorized to represent a number of companies that are part of the Allstate family. Through these separate and distinct companies a wide variety of insurance products are available. For example, auto insurance in Florida is available from Allstate Insurance Company, Allstate Indemnity Company and Allstate Property and Casualty Insurance Company(Home Office:Northbrook, IL). Property insurance, such as homeowners, condominium owners and renters insurance is available in Florida from Castle Key Insurance Company and Castle Key Indemnity Company(Home Offices: St. Petersburg, FL).

It's important to note that Castle Key Insurance Company and Castle Key Indemnity Company are separate and distinct companies from each other and from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Life Insurance Company. This means, for example, that property insurance products provided by Castle Key Insurance Company and Castle Key Indemnity Company are not underwritten or reinsured by Allstate Insurance Company or Allstate Life Insurance Company.

Woody Erhardt is insurance licensed in the state(s) of Florida, New Jersey, and Pennsylvania. If you do not reside in the state(s) of Florida, New Jersey, or Pennsylvania, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®