As daily routines change to help slow the spread of COVID-19 in your community, you’ll need easy ways to work with us. We’re available at the touch of a button no matter when, where or how you need to reach Allstate.

Log in to MyAccount or download the Allstate mobile app to access and manage your policies.
Our office staff is available by phone or email during business hours. Phones are forwarded after hours to our customer care representatives.

Allstate and our network of Allstate agents are working to ensure continuity in serving you during this time. We’re following guidance and recommendations from municipal public health officials and the Centers for Disease Control and Prevention. Thank you for your patience.

Allstate Insurance Agency

Bill Waugh & Associates, Waldorf, MD

3141 Old Washington Rd

Waldorf, MD 20602

(301) 870-4861available 24/724/7

Select a Product to Get a Quote

Office Hours

Day of the Week	Hours
Mon	9:00 AM - 6:00 PM
Tue	9:00 AM - 6:00 PM
Wed	9:00 AM - 6:00 PM
Thu	9:00 AM - 6:00 PM
Fri	9:00 AM - 6:00 PM
Sat	Closed
Sun	Closed

Available 24/7 at

(301) 870-4861

3141 Old Washington Rd
Waldorf, MD 20602
US

Map of 3141 Old Washington Rd in Waldorf

114 La Grange Ave

La Plata, MD 20646

Areas Served

Waldorf MD, Brandywine MD, White Plains MD, LaPlata MD

Landmarks

Located on Rt 925 across from Food Lion

Additional Contact

Fax: (301) 932-7465

Toll Free: (800) 273-9799

Languages

English, Spanish

Social

Bill Waugh & Associates: Allstate Insurance

Local Allstate Agency: Meet Bill Waugh & Associates

These are tough times, but we are here to answer every call to help handle your insurance needs. We are working remotely to serve you best!

I am very proud to call Charles County home. I have lived in this area my whole life. I was born and raised here and married a local girl — yes, my high school sweetheart. It was an easy decision to raise our girls in our hometown because we wanted nothing more than to give them the same childhood memories and sense of community that we felt growing up. It’s been one of my greatest pleasures to serve the community as an Allstate agent since 1991.

Starting the Charles County Youth League in 2002 has been a very important part of my life. I spent most of my childhood on various Charles County sports fields and wanted our children and their schoolmates to be able to have the same experiences. And, if you need to find me on the weekends, you will most likely find me still coaching ball. I know firsthand as a father that having access to quality and local healthcare is essential, which is the main reason I serve on the board of directors for our non-profit hospital, the University of Maryland Charles Regional Medical Center.

I also love to hit a golf balls, eat some blue crabs or stick my feet in the sand. Life is busy running a small business, but, like most of us here in Southern Maryland, raising a family is what life is all about.

Growing my business to the point of being able to provide local jobs to 10 employees has been a personally satisfying milestone. And I will always remember how it felt to help Charles County residents get back on their feet after the 2002 tornado. Moments like that are exactly why I went into this industry and why I love going to work each day — to help customers and the community.

I look forward to meeting you. We are located just a short distance from the Motor Vehicle Administration in Waldorf and just a couple doors down from the hard-working folks at the Waldorf Volunteer Fire Department.

Products we offer:

Auto Insurance in Waldorf
Close Auto insurance modal
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property.

We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car.

I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
Get a Quote
Home Insurance in Waldorf
Close Home insurance modal
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more.

Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our unique money-saving discounts.
Get a Quote
Condo Insurance in Waldorf
Close Condo insurance modal
Helps protect the portion of your condo, co-op or townhome in which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are “walls-in” and HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance in Waldorf
Close Renters insurance modal
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism and more. Give me call today to review what type of coverage makes sense for where you live and what you own.
Get a Quote
Motorcycle Insurance in Waldorf
Close Motorcycle insurance modal
Our motorcycle policies include the basic coverage you may need, like liability coverage, guest passenger liability and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage.

Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
Get a Quote
Business Insurance in Waldorf
Close Business insurance modal
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business.

I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build.

Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance in Waldorf
Close Life insurance modal
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance in Waldorf
Close ATV insurance modal
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills.

If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire.

Give me a call to get a quote on an ATV insurance policy today!
Get a Quote
Boat Insurance in Waldorf
Close Boat insurance modal
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

20+

Years of
Experience

25+

Years in the
Community

Our team

Vernonica Lopez-Hoggs

Customer Service Manager

Veronica has been a valued team member with BWA Insurance Group since 2008. She is bilingual (Spanish) and works extremely hard to help the Hispanic community with their insurance needs. She is a very busy mother of identical twin

Beth Gilliland

Licensed Sales Producer

Beth has over 15 years of experience in customer service and sales. In addition to being a licensed insurance producer, she is also a licensed Realtor, so she has unique knowledge in the geography and home market of the Greater Chesapeake Region. She is a graduate of the University of Maryland, and she is super proud of her two grown sons. Her oldest son is a graduate of Towson University and her youngest is a proud Marine. Semper Fi!

David Finch

Senior Account Representative

David Finch, CLU ChFC is a lifelong resident of Southern Maryland. David has 30 years of experience in the Personal Lines insurance industry and has been Bill's "right hand man" for almost 20 years! David has a huge extended family (he is #6 out of 13 brothers and sisters) and resides in Dentsville, MD with his wife Patsy. The customers might be surprised to learn that Dave can play a mean bass guitar! Around the office, everyone knows… If you are in a pinch, you better call Finch.

Michelle Douglass

Licensed Sales Producer

Michelle is a third generation insurance representative, so insurance is in her blood! She has earned a Business Administration Degree from the College of Southern Maryland. When she isn’t helping the customer’s at Bill Waugh and Associate’s, she can be found chasing after her son, rooting for the Redskins, and spending time at the beach with her family.

Mike Gibbons

Personal Financial Representative

As you can tell from all of the designations behind his name, Mike is good...very good. Mike is a Personal Financial Representative and Chartered Financial Consultant with over 40 years experience helping the families and business owners prepare for life's contingencies. He focuses on using life insurance and other insurance protections to protect families and help the customers reach retirement. Bill has so much confidence in Mike's ability in the life insurance arena, that you will hear him say "there is nobody better!" Mike and his wife (Susan) reside in St Mary's County, Maryland and enjoy the blessings of their children and grandchildren!

Meghan Monroe

Sales Executive Assistant

Meghan has over 10 years of experience working in customer service and you can find her smiling at the front desk in the Waldorf office. She has learned the insurance business from the ground up and is able to help people understand their insurance coverage in very basic terms. Having Meghan as a licensed agent on our staff is a true asset. She has two cats but loves all types of animals. In her free time she enjoys spending time with her family, reading, and painting her nails.

Yotzi Davila-Hernandez

Service Executive Assitant

Joseline Dos Santos

Licensed Sales Agent

Joseline has been a licensed agent since 2009 and has had tremendous success helping the customers maximize the available discounts to get the best value for their insurance dollars. When she is not helping folks with their coverage sections, she is very busy being the #1 fan for her amazing son as he competes in football and basketball. Being Mom is her top priority!

Zenee Steele

Zenee is proud to be a Licensed Insurance Agent and works hard everyday to give World Class Customer Service to the BWA customers. Her ability to breakdown complicated insurance matters into very simple to understand terms is really a gift. She exudes calm and happiness, and customers appreciate hearing her voice when they call. Zenee was born and raised in New York but, in her spare time, she enjoys learning more about Charles County and Maryland.

Our team

Vernonica Lopez-Hoggs

Customer Service Manager

Beth Gilliland

Licensed Sales Producer

David Finch

Senior Account Representative

Michelle Douglass

Licensed Sales Producer

Mike Gibbons

Personal Financial Representative

Meghan Monroe

Sales Executive Assistant

Yotzi Davila-Hernandez

Service Executive Assitant

Joseline Dos Santos

Licensed Sales Agent

Zenee Steele

Local events & news

Our community is collaborative and resilient because we believe in helping each other – especially during times of need. I am honored to support Mechanicsville Lions Club Foundation Inc and its efforts to conduct vision and health screenings, build parks, support eye hospitals, award scholarships, assist youth, provide help in time of a disaster, and much more. . As a volunteer, I earned a $1,000 Allstate Foundation Helping Hands grant for the organization. The funds will help Mechanicsville Lions Club Foundation Inc to support people in the Waldorf community.

I volunteered with more than 100 Allstate agency owners from across the country to provide Chicago youth with summer learning resources as part of an Allstate Foundation Helping Hands® project. When I return home, I look forward to donating my time to Bring Out The Good in Waldorf.

As a volunteer with Charles Regional Medical Center Foundation, I recently helped Charles Regional Medical Center Foundation qualify for a $1,000 Allstate Foundation Helping Hands in the Community grant. The grant supports Charles Regional Medical Center Foundation’s efforts to provide medical care to all members of the community. I see firsthand the opportunities and challenges facing our area, which is why I support Charles Regional Medical Center Foundation's work. I’m proud to be one of thousands of Allstate agency owners around the country who care for their communities by supporting important local causes.

Frequently Asked Questions

What are your agency hours?

Monday: 9:00 AM - 6:00 PM
Tuesday: 9:00 AM - 6:00 PM
Wednesday: 9:00 AM - 6:00 PM
Thursday: 9:00 AM - 6:00 PM
Friday: 9:00 AM - 6:00 PM
Saturday: Closed
Sunday: Closed

Are you open on weekends?

Saturday: Closed
Sunday: Closed

Can I text your agency with questions?

No, we do not have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English, Spanish

Does your agency provide financial services?

No, we do not provide financial services.

Do you have more than one location?

114 La Grange Ave, La Plata, MD

Bill Waugh & Associates is insurance licensed in the state(s) of District Of Columbia, Maryland, North Carolina, and Virginia. If you do not reside in the state(s) of District Of Columbia, Maryland, North Carolina, or Virginia, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY.

Choose a date and time that works best for you, and we’ll do our best to accommodate your schedule.

Month

Please select both a date and time for the appointment.

The time selected has already passed.

Please enter your first and last name when making an appointment.

Please select whether you are an Allstate customer when making an appointment.

Please select which product(s) you would like to discuss.

* All fields are required

Thank you for submitting your
appointment request.

Allstate is committed to protecting and respecting your privacy. The information submitted in this form will not be stored. By clicking submit on this appointment request form, you consent to allow an Allstate agent or agency representative to contact you to confirm your appointment request.