Allstate Insurance Agency
Earnest & Associates, Inc, Lincoln, NE

FLMI

6100 S 58th St,

Ste E

Lincoln, NE 68516

Call

(402) 488-0955to quote by phone

Call

(402) 488-0955to quote by phone

Call

(402) 488-0955to quote by phone

Call

(402) 488-0955to quote by phone

Select a product to get a quote

Landlords & Hosts insurance

Motorcycle insurance

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	8:30 AM - 5:30 PM
Tue	8:30 AM - 5:30 PM
Wed	8:30 AM - 5:30 PM
Thu	8:30 AM - 5:30 PM
Fri	9:00 AM - 5:00 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(402) 488-0955

6100 S 58th St,
Ste E
Lincoln, NE 68516
US

Landmarks

Between Highway 2 and Pioneer, in the same building as Bonsall Pool & Spa.

Areas Served

Lincoln, Waverly, Seward, Milford, Crete, Eagle, Syracuse

Languages

English

Social

Earnest & Associates, Inc: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agency: Meet Earnest & Associates, Inc

Give our agency a call for a free auto insurance quote, homeowners insurance quote, business insurance quote, life insurance quote and more.

Our office in Lincoln, Nebraska. We offer auto insurance, home insurance, life insurance, business insurance, commercial auto insurance, ATV insurance, RV insurance, and more!

We service all of Nebraska, including, Crete, NE, Eagle, NE, Seward, NE, Lincoln, NE, Milford, NE, Waverly, NE, Syracuse, NE and more!

We offer free insurance quotes, from car insurance, home insurance, business insurance, life insurance and boat insurance to commercial auto insurance, ATV insurance, and RV insurance.

Looking for insurance near Lincoln, Nebraska, give us a call today for a free quote!

For over 25 years, I've proudly represented Allstate, helping individuals and families protect what matters most. As the owner of this Allstate Agency in Lincoln, Nebraska, I've built my agency around personal service, lasting relationships, and helping customers make informed insurance decisions.

Our team can help with auto insurance, homeowners insurance, renters insurance, condo insurance, motorcycle insurance, boat insurance, umbrella insurance, and life insurance. Whether you're purchasing a new home, adding a driver, reviewing your coverage, or looking for opportunities to bundle your home and auto insurance, we're here to help.

We believe insurance is about more than finding a competitive price. It's about understanding your coverage, identifying potential issues, and helping see that your protection keeps up with life's changes.

We're proud to serve Lincoln and surrounding Nebraska communities. With decades of experience and a commitment to dependable service, our goal is to make insurance easier to understand and manage.

**Call us today at 402-853-5065 for a free insurance quote. We look forward to earning your business!**

Products we offer:

Car Insurance Agent in Lincoln
Car Insurance Agent in Lincoln
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer underinsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, additional replacement protection coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
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Home Insurance Agent in Lincoln
Home Insurance Agent in Lincoln
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
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Condo Insurance Agent in Lincoln
Condo Insurance Agent in Lincoln
Helps protect the portion of your condo, co-op or townhome you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
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Renters Insurance Agent in Lincoln
Renters Insurance Agent in Lincoln
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
get a quote
Landlords & Hosts Insurance Agent in Lincoln
Landlords & Hosts Insurance Agent in Lincoln
Helps protect the structure of your rental property, from covered accidents such as fire, wind/hail, vandalism and more. It also offers protection for the liability you might face as an owner. Let’s chat about the right coverage for your additional property!
get a quote
Motorcycle Insurance Agent in Lincoln
Motorcycle Insurance Agent in Lincoln
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage, and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
get a quote
Business Insurance Agent in Lincoln
Business Insurance Agent in Lincoln
Commercial insurance protects your small business, your livelihood. Instead of having one policy for your business personal property/building then another for the liability, a BOP combines both policies into one. In addition to these basic coverages, commerical insurance can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business, and your employees.
Life Insurance Agent in Lincoln
Life Insurance Agent in Lincoln
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Lincoln
ATV Insurance Agent in Lincoln
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
get a quote
Boat Insurance Agent in Lincoln
Boat Insurance Agent in Lincoln
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

10+

Years of
Experience

25+

Years in the
Community

Your Local Allstate Team

Saundra Earnest

Agency Owner - Personal Financial Representative

Will Marshall

Licensed Sales Producer

Ashley Earnest

Licensed HR Manager

I was born and raised in Lincoln so it goes without saying I'm a die hard Husker fan. When I’m not on the job you can find me watching football or hockey (Go Blackhawks!), traveling to the next city on my bucket list, or discovering new ways to live a healthy, active lifestyle. I am always open to trying new things that get me outside my comfort zone.

Allstate Insurance Agent Reviews

stewart mohlman

Oct. 30, 2026

cydnee rand

Oct. 16, 2026

robert parish

Sep. 30, 2026

Pleased with the meeting. Trusting that we have a good agency for Allstate insurance..

roberta alexander

Sep. 10, 2026

patrick schrad

Aug. 28, 2026

Agent Response

Thank you, Patrick. Your trust and support as a va

Thank you, Patrick. Your trust and support as a valued customer mean a lot to us. We're thrilled to hear that you're satisfied with our services. If you ever need assistance, feel free to reach out at 402-488-0955.

will herres

Aug. 27, 2026

Agent Response

Thank you, Will, for sharing your feedback with us

Thank you, Will, for sharing your feedback with us. We're happy to hear you had a good experience with our insurance services. Please let us know how we can earn 5 stars by giving us your suggestions or concerns. Feel free to reach out to SEARNEST@ALLSTATE.COM. We appreciate your trust in us!

dennis seeba

Aug. 20, 2026

Agent Response

Thank you, Dennis, for the 5 stars! As a valued cu

Thank you, Dennis, for the 5 stars! As a valued customer, your trust means a lot to us. We're thrilled to hear that you're satisfied with our services. If you ever need assistance, feel free to reach out at 402-488-0955.

james waterbury

Aug. 18, 2026

Always very helpful!

Agent Response

Thank you, James, for your kind words! Your satisf

Thank you, James, for your kind words! Your satisfaction is our top priority. We're thrilled to hear that you've found our team to be very helpful. We look forward to continuing to serve your insurance needs. If you have any questions or concerns, please reach out to us at 402-488-0955.

james anderson

Aug. 17, 2026

Agent Response

Thank you, James, for being a valued customer. We'

Thank you, James, for being a valued customer. We're glad to hear you're satisfied with our services. If you have any further questions or need assistance, feel free to reach out to us at 402-488-0955. Your trust means a lot to us!

betsy shipley

Aug. 15, 2026

Agent Response

Thank you, Betsy, for taking the time to give us 5

Thank you, Betsy, for taking the time to give us 5 stars! We're happy to hear that you had a positive experience with us. As a valued customer, your satisfaction is our top priority. If you ever need assistance, feel free to reach out at 402-488-0955.

randall stucker

Aug. 12, 2026

Agent Response

Thank you, Randall, for your positive feedback and

Thank you, Randall, for your positive feedback and for being a valued customer. We're glad to hear you're satisfied with our services. If you have any further questions or need assistance, feel free to reach out to us at 402-488-0955.

merlin reiners

Jul. 14, 2026

Agent Response

Hi Merlin, thank you for taking the time to leave

Hi Merlin, thank you for taking the time to leave us a 5-star rating! We truly appreciate your business and support. We are always here to help. If you have any questions, please call us at 402-488-0955 because your peace of mind is our top priority.

jason schnieder

Jul. 9, 2026

Agent Response

Thank you, Jason, for taking the time to share you

Thank you, Jason, for taking the time to share your experience with us. If you ever want to share your thoughts on what you liked best, we would love to hear them. We look forward to serving you, and if you have any questions, please reach out to us at 402-488-0955.

ly bui

Jul. 2, 2026

Agent Response

Thank you, Ly, for your fantastic rating! We are p

Thank you, Ly, for your fantastic rating! We are proud to help protect what matters most to you and appreciate your business. Our team is always here to provide you with excellent service, and if you ever need anything, please call us at 402-488-0955.

clem pella

Jul. 2, 2026

Your agency provides great pricing and great support! Thank you!

Agent Response

Thank you, Clem! We are genuinely pleased you're h

Thank you, Clem! We are genuinely pleased you're happy with our pricing and support. Your happiness motivates our commitment, and we look forward to the opportunity to serve you in the future. If you have any questions, please don’t hesitate to reach out to us at 402-488-0955.

nancy brestel

Jul. 2, 2026

Agent Response

Thank you, Nancy, for being a valued customer. We

Thank you, Nancy, for being a valued customer. We appreciate hearing that you are satisfied with our services. Your trust in us is greatly appreciated. If you require assistance, please know that we are here to help and do not hesitate to reach out.

brady bauer

Jun. 18, 2026

Agent Response

Thank you, Brady, for your positive feedback! We'r

Thank you, Brady, for your positive feedback! We're happy to hear that you had a great experience with us. Your satisfaction is our top priority, and we're grateful for your trust in our services. If you ever need assistance, feel free to reach out.

andrew bloch

Jun. 4, 2026

Agent Response

Thank you, Andrew, for taking the time to give us

Thank you, Andrew, for taking the time to give us a review! We're happy to hear that you had a good experience with us. Your trust and satisfaction are important to us, and we're here to keep providing dependable service. If you need help, please reach out.

judith meyer

May. 28, 2026

Able to get the coverage I needed. Easy to work with

Agent Response

Thank you, Judith, for your honest feedback! We're

Thank you, Judith, for your honest feedback! We're pleased to hear that you found it easy to work with us and received the coverage you needed. Your satisfaction is our top priority, and we look forward to continuing to serve you. If you need anything, please don't hesitate to call us or stop by.

karin walton

May. 26, 2026

I felt that I got the most reasonable price for my insurance and good follow-up by the office.

Agent Response

Thank you, Karin, for choosing us for your insuran

Thank you, Karin, for choosing us for your insurance needs. We're thrilled to hear you found our pricing reasonable and appreciated our follow-up. Your satisfaction is our priority! If you have any questions, please feel to call us anytime!

Allstate Online Review Policy

Your Local Allstate Team

Saundra Earnest

Agency Owner - Personal Financial Representative

Will Marshall

Licensed Sales Producer

Ashley Earnest

Licensed HR Manager

Frequently asked questions

What are your agency hours?

Monday: 8:30 AM - 5:30 PM
Tuesday: 8:30 AM - 5:30 PM
Wednesday: 8:30 AM - 5:30 PM
Thursday: 8:30 AM - 5:30 PM
Friday: 9:00 AM - 5:00 PM
Saturday:
Sunday: Closed

Are you open on weekends?

Saturday:
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Do you have more than one location?

No, this is our only location.

Earnest & Associates, Inc is insurance licensed in the state(s) of Kansas and Nebraska. If you do not reside in the state(s) of Kansas or Nebraska, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®