Allstate Insurance Agent
Jose Espejo, Berkeley Heights, NJ

302 Springfield Ave

Berkeley Heights, NJ 07922

Call

(908) 464-4500to quote by phone

Call

(908) 464-4500to quote by phone

Call

(908) 464-4500to quote by phone

Call

(908) 464-4500to quote by phone

Select a product to get a quote

Auto insurance

Motorcycle insurance

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	Available by appointment9:00 AM - 6:00 PM
Tue	Available by appointment9:00 AM - 6:00 PM
Wed	Available by appointment9:00 AM - 6:00 PM
Thu	Available by appointment9:00 AM - 6:00 PM
Fri	Available by appointment9:00 AM - 6:00 PM
Sat	Closed
Sun	Closed

After-hours appointments available.

Available 24/7 at

(908) 464-4500

302 Springfield Ave
Berkeley Heights, NJ 07922
US

Map of 302 Springfield Ave in Berkeley Heights

Landmarks

Our is office is located next to Firestone.

216 Washington Ave

Little Ferry, NJ 07643

1318 Plainfield St

Johnston, RI 02919

Areas Served

Berkeley Heights, New Providence, Long Hill, Watchung, Mountainside, Summit, Springfield, Plainfield

Languages

English, Spanish, Portuguese

Social

Jose Espejo: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Insurance Agent: Jose Espejo

I’ve gotten to know many local families as an Allstate agent in Berkeley Heights. I enjoy being a part of the community, and building local relationships is one of the best parts of my job. I know what life is like here in Berkeley Heights – that you choose your car and your home to fit your lifestyle and your budget. I also know how important it is to do the same when it comes to insurance. I look forward to getting to know you and helping you to find the solutions that meet your needs.

Part of what I like best about my job is that I can offer customers options for a wide variety of coverage and services. You can depend on me to help you look at the big picture.

I’m committed to helping Berkeley Heights residents assess their immediate and long-term needs and choose options that will help them achieve their goals. When you want to explore options for protecting your home, personal property, or financial future, I’m available to answer your questions. If you’re already a customer, I’m ready to review your coverage so that you can make any necessary adjustments to fit your changing needs. Call me today.

Part of what I like best about my job is that I can offer customers options for a wide variety of coverage and services. You can depend on me to help you look at the big picture.

Products we offer:

Car Insurance Agent in Berkeley Heights
Car Insurance Agent in Berkeley Heights
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
get a quote
Home Insurance Agent in Berkeley Heights
Home Insurance Agent in Berkeley Heights
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
Condo Insurance Agent in Berkeley Heights
Condo Insurance Agent in Berkeley Heights
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance Agent in Berkeley Heights
Renters Insurance Agent in Berkeley Heights
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
Landlords & Hosts Insurance Agent in Berkeley Heights
Landlords & Hosts Insurance Agent in Berkeley Heights
Helps protect the structure of your rental property, from covered accidents such as fire, wind/hail, vandalism and more. It also offers protection for the liability you might face as an owner. Let’s chat about the right coverage for your additional property!
Motorcycle Insurance Agent in Berkeley Heights
Motorcycle Insurance Agent in Berkeley Heights
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
get a quote
Business Insurance Agent in Berkeley Heights
Business Insurance Agent in Berkeley Heights
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Berkeley Heights
Life Insurance Agent in Berkeley Heights
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Berkeley Heights
ATV Insurance Agent in Berkeley Heights
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
get a quote
Boat Insurance Agent in Berkeley Heights
Boat Insurance Agent in Berkeley Heights
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

20+

Years of
Experience

10+

Years in the
Community

Allstate Insurance Agent Reviews

mary wright

Feb. 28, 2026

Agent Response

Thank you, Mary, for your wonderful feedback! If y

Thank you, Mary, for your wonderful feedback! If you ever need assistance, feel free to reach out.

daniel bratcher

Feb. 14, 2026

Agent Response

Hi Daniel, thank you for sharing your feedback. I'

Hi Daniel, thank you for sharing your feedback. I'm sorry to hear about your experience. We value your input and would like to address your concerns. Please feel free to reach out to joseespejo@allstate.com for further assistance. Your satisfaction is important to us.

anthony barrett

Feb. 4, 2026

From my experience Jose and his team is very helpful!. They always ready to help with question and answer and the best p

From my experience Jose and his team is very helpful!.
They always ready to help with question and answer and the best product that fit your needs

Agent Response

Thank you, Anthony, for your kind words and for be

Thank you, Anthony, for your kind words and for being a valued customer. We're thrilled to hear that the team have been helpful in addressing your questions and finding the best products for your needs. Your satisfaction is our priority!

mat carlson

Feb. 2, 2026

Agent Response

Hi Mat, thank you for sharing your feedback. I'm s

Hi Mat, thank you for sharing your feedback. I'm sorry to hear about your experience. We strive to provide reliable service and would like to address your concerns. Please reach out to joseespejo1@allstate.com for further assistance. Your input is valuable to us.

philip desmond

Dec. 28, 2025

Agent Response

Thank you, Philip, for your positive feedback! We'

Thank you, Philip, for your positive feedback! We're thrilled to hear that you had a great experience with us. Your satisfaction is our priority, and we're here to assist you with any insurance needs. We appreciate your trust in Allstate Insurance!

donna o leary

Dec. 24, 2025

Agent Response

Thank you, Donna, for your positive feedback! We'r

Thank you, Donna, for your positive feedback! We're thrilled to hear that you're satisfied with our services. Your trust and support mean a lot to us. If you ever need assistance, feel free to reach out.

marianna stoy

Dec. 11, 2025

Great service.

Agent Response

Thank you, Marianna, for your kind words and the 5

Thank you, Marianna, for your kind words and the 5-star rating! We're thrilled to hear you had a great experience with our service. If you ever need assistance, feel free to reach out.

daniel roberts

Oct. 14, 2025

Agent Response

Hi Daniel, I'm sorry to hear about your recent e

Hi Daniel,

I'm sorry to hear about your recent experience. We value your feedback and are committed to improving our services. Please reach out to joseespejo@allstate.com so we can address your concerns directly. Thank you for sharing your thoughts with us.

Best regards,

Jose Espejo: Allstate Insurance

grace smith

Oct. 8, 2025

Good

Agent Response

Thank you, Grace, for your positive feedback! We'r

Thank you, Grace, for your positive feedback! We're glad to know you had a good experience with us. If there's anything more we can do to improve your experience, feel free to reach out. Your satisfaction is important to us!

barbara mass

Aug. 20, 2025

Always a pleasant encounter. Everyone is pleasant and engaging.

Agent Response

Thank you, Barbara, for your kind words and for be

Thank you, Barbara, for your kind words and for being a valued customer. We're delighted to hear that your experiences with us have been pleasant and engaging. Your satisfaction is our priority, and we look forward to continuing to serve you.

elizabeth williams

Aug. 5, 2025

Agent Response

Thank you, Elizabeth, for your wonderful feedback!

Thank you, Elizabeth, for your wonderful feedback! We're thrilled to hear that you had a positive experience with our agency. Your trust and satisfaction mean a lot to us. If you ever need assistance in the future, feel free to reach out. We appreciate your support!

ricardo catarino

Feb. 11, 2025

Agent Response

Thank you for the 5-star review, Ricardo! Your sup

Thank you for the 5-star review, Ricardo! Your support is greatly appreciated.

achuth rao

Nov. 6, 2024

Agent Response

Thank you, Achuth, for your positive feedback and

Thank you, Achuth, for your positive feedback and for being a valued customer. We're thrilled to know you're satisfied with our services. Your trust in us is greatly appreciated, and we're here to support you with all your insurance needs.

todd klavens

Sep. 16, 2024

Very helpful and responsive.

Agent Response

Thank you, Todd, for your kind words! We're thrill

Thank you, Todd, for your kind words! We're thrilled to hear that you found our service helpful and responsive. Your satisfaction is our priority, and we appreciate your feedback. If you ever need assistance, feel free to reach out.

barbara oberding

Sep. 9, 2024

it was easy

Agent Response

Thank you, Barbara, for your positive feedback! We

Thank you, Barbara, for your positive feedback! We're delighted to hear that your experience with us was easy. Your satisfaction is important to us, and we look forward to continuing to serve your insurance needs.

samir tewfik

Aug. 23, 2024

Agent Response

Thank you, Samir, for your positive feedback! We'r

Thank you, Samir, for your positive feedback! We're thrilled to hear that you had a great experience with us. At Jose Espejo: Allstate Insurance, we strive to provide reliable and trustworthy service to all our clients. If you ever need assistance, feel free to reach out.

michael kuper

Aug. 20, 2024

Agent Response

Thank you, Michael, for your feedback and for bein

Thank you, Michael, for your feedback and for being a valued customer. We're glad to hear you had a positive experience. If you have any further questions or need assistance, please feel free to reach out to joseespejo@allstate.com. Your trust in us is greatly appreciated.

linda mayers

Aug. 7, 2024

Jose and his team are very helpful and professional. We highly recommend them

Agent Response

Thank you, Linda, for your kind words and recommen

Thank you, Linda, for your kind words and recommendation! We're thrilled to hear that you found our team helpful and professional. Your support means a lot to us, and we're here whenever you need assistance.

robert m froehlich

Jul. 20, 2024

You are my insurance company. Judith Froehlich

shanna baker

Jul. 16, 2024

Allstate Online Review Policy

Frequently asked questions

What are your agency hours?

Monday: 9:00 AM - 6:00 PM
Tuesday: 9:00 AM - 6:00 PM
Wednesday: 9:00 AM - 6:00 PM
Thursday: 9:00 AM - 6:00 PM
Friday: 9:00 AM - 6:00 PM
Saturday: Closed
Sunday: Closed

Are you open on weekends?

Saturday: Closed
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English, Spanish, Portuguese

Do you have more than one location?

216 Washington Ave, Little Ferry, NJ
1318 Plainfield St, Johnston, RI

Referral Rewards: The referred customer must purchase an auto policy with Allstate New Jersey Property and Casualty Insurance Co. Under extremely rare circumstances the actual credit may be less than $75. These circumstances include instances where the premium charged is less than the credit amount. Maximum of three rewards can be banked at a time. Other rules and conditions apply.

Jose Espejo is insurance licensed in the state(s) of New Jersey and Pennsylvania. If you do not reside in the state(s) of New Jersey or Pennsylvania, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®

Allstate Insurance Agent Jose Espejo, Berkeley Heights, NJ

Location Details

Office Hours

302 Springfield Ave Berkeley Heights, NJ 07922 US

Landmarks

Other Locations

Areas Served

Languages

Social

Local Allstate Insurance Agent: Jose Espejo

Products we offer:

Car Insurance Agent in Berkeley Heights

Home Insurance Agent in Berkeley Heights

Condo Insurance Agent in Berkeley Heights

Renters Insurance Agent in Berkeley Heights

Landlords & Hosts Insurance Agent in Berkeley Heights

Motorcycle Insurance Agent in Berkeley Heights

Business Insurance Agent in Berkeley Heights

Life Insurance Agent in Berkeley Heights

ATV Insurance Agent in Berkeley Heights

Boat Insurance Agent in Berkeley Heights

Frequently asked questions

Select a product to get a quoteSelect an Insurance Option Below

Allstate Insurance Agent
Jose Espejo, Berkeley Heights, NJ

302 Springfield Ave
Berkeley Heights, NJ 07922
US