Allstate Insurance Agent
Jose Espejo, Johnston, RI

1318 Plainfield St

Johnston, RI 02919

Call

(401) 831-2099to quote by phone

Call

(401) 831-2099to quote by phone

Call

(401) 831-2099to quote by phone

Call

(401) 831-2099to quote by phone

Select a product to get a quote

Auto insurance

Home insurance

Renters insurance

Motorcycle insurance

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	9:00 AM - 6:00 PM
Tue	9:00 AM - 6:00 PM
Wed	9:00 AM - 6:00 PM
Thu	9:00 AM - 6:00 PM
Fri	9:00 AM - 6:00 PM
Sat	Closed
Sun	Closed

Available 24/7 at

(401) 831-2099

1318 Plainfield St
Johnston, RI 02919
US

Landmarks

Plainfield Avenue near to St Rocco's Church and Walgreens.

216 Washington Ave

Little Ferry, NJ 07643

302 Springfield Ave

Berkeley Heights, NJ 07922

Areas Served

Cranston, Providence, Johnston, Warwick, East Greenwich, North Providence, Pawtucket

Languages

English, Spanish, Portuguese

Social

Jose Espejo: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Insurance Agent: Jose Espejo

I’ve gotten to know many local families as an Allstate agent in Johnston. I enjoy being a part of the community, and building local relationships is one of the best parts of my job. I know what life is like here in Johnston – that you choose your car and your home to fit your lifestyle and your budget. I also know how important it is to do the same when it comes to insurance. I look forward to getting to know you and helping you to find the solutions that meet your needs.

Part of what I like best about my job is that I can offer customers options for a wide variety of coverage and services. You can depend on me to help you look at the big picture.

I’m committed to helping Johnston residents assess their immediate and long-term needs and choose options that will help them achieve their goals. When you want to explore options for protecting your home, personal property, or financial future, I’m available to answer your questions. If you’re already a customer, I’m ready to review your coverage so that you can make any necessary adjustments to fit your changing needs. Call me today.

Part of what I like best about my job is that I can offer customers options for a wide variety of coverage and services. You can depend on me to help you look at the big picture.

Products we offer:

Car Insurance Agent in Johnston
Car Insurance Agent in Johnston
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
get a quote
Home Insurance Agent in Johnston
Home Insurance Agent in Johnston
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
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Condo Insurance Agent in Johnston
Condo Insurance Agent in Johnston
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance Agent in Johnston
Renters Insurance Agent in Johnston
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
get a quote
Motorcycle Insurance Agent in Johnston
Motorcycle Insurance Agent in Johnston
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
get a quote
Business Insurance Agent in Johnston
Business Insurance Agent in Johnston
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Johnston
Life Insurance Agent in Johnston
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Johnston
ATV Insurance Agent in Johnston
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
get a quote
Boat Insurance Agent in Johnston
Boat Insurance Agent in Johnston
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

20+

Years of
Experience

Years in the
Community

Allstate Insurance Agent Reviews

john thiel

Jun. 2, 2026

Our transition to Allstate for our homeowners insurance was smooth; details were clearly explained, and we saved money o

Our transition to Allstate for our homeowners insurance was smooth; details were clearly explained, and we saved money on more than comparable coverage to our previous company. Everyone we worked with at Jose Espejo’s agency was both warm and knowledgeable, very professional yet with a human touch. We would definitely recommend them to others :-)

Agent Response

Thank you, John, for sharing your positive experie

Thank you, John, for sharing your positive experience with us! We're thrilled to hear that your transition was smooth and that you found our team both professional and personable. It's wonderful to know you saved money while receiving comparable coverage. Your recommendation means a lot to us!

daovin vongviengkham

May. 30, 2026

Agent Response

Thank you, Daovin, for your positive feedback! We'

Thank you, Daovin, for your positive feedback! We're thrilled to hear that you had a great experience with us. Your trust and satisfaction are our top priorities. If you ever need assistance, feel free to reach out.

john tomasso

May. 19, 2026

Agent Response

Thank you, John, for your feedback and for being a

Thank you, John, for your feedback and for being a valued customer. We're glad to hear you had a positive experience. If you have any further suggestions or concerns, please feel free to reach out to joseespejo3@allstate.com. Your trust is important to us.

donald jagunla

May. 17, 2026

Agent Response

Thank you, Donald, for your positive feedback! We'

Thank you, Donald, for your positive feedback! We're thrilled to hear that you're satisfied with our service. As a valued customer, your trust and support mean a lot to us. If you ever need assistance, feel free to reach out.

joan rebecchi

May. 15, 2026

Agent Response

Thank you, Joan, for your wonderful feedback and f

Thank you, Joan, for your wonderful feedback and for being a valued customer. We're thrilled to know you're satisfied with our services. Your trust and support mean a lot to us. If you ever need assistance, feel free to reach out.

morlai mansaray

May. 14, 2026

Agent Response

Thank you, Morlai, for your positive feedback! We'

Thank you, Morlai, for your positive feedback! We're thrilled to hear that you're satisfied with our services. Your trust and support as a valued customer mean a lot to us. If you ever need assistance, feel free to reach out.

minh le

May. 11, 2026

Terrible service, policy too expensive

Agent Response

I'm sorry to hear about your experience, Minh. We

I'm sorry to hear about your experience, Minh. We strive to provide competitive rates and quality service. Please reach out to joseespejo3@allstate.com so we can address your concerns directly. Thank you for your feedback.

john mcgeehan

May. 10, 2026

Professional and fast!!!!!!

Agent Response

Thank you, John, for your fantastic feedback! We'r

Thank you, John, for your fantastic feedback! We're thrilled to hear that you found our service professional and fast. Your satisfaction is our priority, and we appreciate your support. If you need anything else, feel free to reach out 401-250-0006.

sydney dominick

May. 6, 2026

Agent Response

Hi Sydney, thank you for sharing your feedback. I'

Hi Sydney, thank you for sharing your feedback. I'm sorry to hear about your experience. We strive to provide reliable service, and your input is valuable. Please feel free to reach out to 401-250-0006 or joseespejo3@allstate.com to discuss your concerns further.

lisa antonaccio

May. 4, 2026

Agent Response

Thank you, Lisa, for your wonderful feedback and f

Thank you, Lisa, for your wonderful feedback and for being a valued customer. We're thrilled to hear that you're satisfied with our services. Your trust in us is greatly appreciated, and we're here to support you with all your insurance needs.

linda hayes

May. 2, 2026

My claim was processed quickly and efficiently.

Agent Response

Thank you, Linda, for sharing your positive experi

Thank you, Linda, for sharing your positive experience with us! We're delighted to hear that your claim was processed quickly and efficiently. Your satisfaction is important to us, and we appreciate your feedback. If you have any further questions or need assistance, feel free to reach out.

mark macdonald

Apr. 25, 2026

Dedicated, helpful and always pleasant.

Agent Response

Thank you, Mark, for your kind words and for being

Thank you, Mark, for your kind words and for being a valued customer. We're thrilled to hear that you've found our team dedicated, helpful, and pleasant. Your satisfaction is our top priority, and we look forward to continuing to serve you with the same level of care and commitment.

kellie hug

Apr. 24, 2026

Agent Response

Thank you, Kellie, for your wonderful feedback! We

Thank you, Kellie, for your wonderful feedback! We're thrilled to hear that you had a positive experience with us. Your trust and satisfaction are our top priorities. If you ever need assistance, feel free to reach out.

john flanagan

Apr. 21, 2026

Agent Response

Hi John, thank you for sharing your feedback. I'm

Hi John, thank you for sharing your feedback. I'm sorry to hear about your experience. We strive to provide reliable service and would like to address your concerns. Please reach out to joseespejo3@allstate.com so we can assist you further.

denise watson

Apr. 18, 2026

Agent Response

Thank you, Denise, for your wonderful feedback! We

Thank you, Denise, for your wonderful feedback! We're thrilled to hear that you had a positive experience with us. Your trust and satisfaction are our top priorities. If you ever need assistance or have questions, feel free to reach out. We're here to help!

danielle place

Apr. 8, 2026

Rachel is always helpful and gets back to me in a timely manner. Always manages to find me a good rate.

Agent Response

Hi Danielle, thank you for sharing your positive e

Hi Danielle, thank you for sharing your positive experience with Rachel! We're thrilled to hear that she has been helpful and efficient in finding you great rates. Your satisfaction is important to us, and we appreciate your feedback. If you ever need further assistance, feel free to reach out.

dawn caddick

Apr. 7, 2026

Agent Response

Thank you, Dawn, for your feedback!

edward diorio

Apr. 7, 2026

Agent Response

Thank you, Edward, for your feedback!

garabed danayan

Apr. 2, 2026

Agent Response

Thank you, Garabed, for your positive feedback. We

Thank you, Garabed, for your positive feedback. We're pleased that you are satisfied with our services. If you have any questions or need assistance, please let us know. We appreciate your trust!

joanne arcand

Mar. 30, 2026

Agent Response

Thank you, Joanne, for your wonderful feedback and

Thank you, Joanne, for your wonderful feedback and for being a valued customer.

Allstate Online Review Policy

Frequently asked questions

What are your agency hours?

Monday: 9:00 AM - 6:00 PM
Tuesday: 9:00 AM - 6:00 PM
Wednesday: 9:00 AM - 6:00 PM
Thursday: 9:00 AM - 6:00 PM
Friday: 9:00 AM - 6:00 PM
Saturday: Closed
Sunday: Closed

Are you open on weekends?

Saturday: Closed
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English, Spanish, Portuguese

Do you have more than one location?

216 Washington Ave, Little Ferry, NJ
302 Springfield Ave, Berkeley Heights, NJ

Jose Espejo is insurance licensed in the state(s) of Connecticut, Massachusetts, and Rhode Island. If you do not reside in the state(s) of Connecticut, Massachusetts, or Rhode Island, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®