(256) 878-8787(256) 878-8787
(256) 878-8795(256) 878-8795
319a Al Highway 75 NAlbertville, AL 35951

Office Hours:

8:00 AM - 5:00 PM
8:00 AM - 5:00 PM
8:00 AM - 5:00 PM
8:00 AM - 5:00 PM
8:00 AM - 5:00 PM
Available 24/7 at (256) 878-8787
Other Locations:


Insurance has been part of my life for as long as I can remember. My dad started in the business working at an Allstate booth inside a Sears store in 1979, transitioning to a neighborhood office in Albertville (where I was born and raised) and then buying a second location in Huntsville. I initially thought I’d take a different path, so when I entered Auburn University I declared a major in biomedical sciences. But with a year left in school, I began to realize what a great opportunity my dad had and added a business minor. I went right to work for my dad after my December 2005 graduation.

In April 2006, I purchased an agency of my own in Guntersville, where I live with my wife and three daughters. Things grew from there. In 2012, I bought my dad’s two agencies so he could retire. I added a fourth location in 2014 when I opened an office in Arab. Albertville remains our biggest, though, with a spacious office across from the Piggly Wiggly.

Our four locations keep me busy, but I also take time to help the community and develop our staff. We’re members of the Albertville Chamber of Commerce and the Marshall Young Professionals, and we support The Ogden House and Hospice of Marshall County. We also pay entry fees when our staff participates in 5Ks, and we offer a week’s paid time off when they go on a mission trip — because when our community is healthy and our team is happy, the customers will be, too.

  • B.S. Auburn University

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Meet the Team

Kaye Ledrew
Office Manager / Senior Agent
Serving customers with a smiley face for over 20 years.
Heath Lokey
Operations Manager
Born and raised in Albertville.
Sharon Nugent
Sales Producer / Commercial Specialist
Sharon is our commercial specialist in the office but can help you with your insurance needs.
Wendy Jenkins
Customer Service Representative
Susie Gutierrez
Employee of the Year 2012
Brenda Stone
Life Specialist
Call Brenda for your life insurance needs.
David Currier
CPR Specialist
Customer Protection Review Specialist
Melissa Reifer
Sales Producer
Licensed Sales Producer
Mandy Johnson
Claims Specialist
Assists customers through the claims process.

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Michael Higdon is insurance licensed in the state(s) of Alabama. If you do not reside in the state(s) of Alabama, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

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This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.