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Allstate Insurance Agent

Michael Higdon, Albertville, AL

319A Al Highway 75 N

Albertville, AL 35951

(256) 878-8787available 24/724/7

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Office Hours

Day of the Week	Hours
Mon	Available by appointment8:00 AM - 5:00 PM
Tue	Available by appointment8:00 AM - 5:00 PM
Wed	Available by appointment8:00 AM - 5:00 PM
Thu	Available by appointment8:00 AM - 5:00 PM
Fri	Available by appointment8:00 AM - 5:00 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(256) 878-8787

319A Al Highway 75 N
Albertville, AL 35951
US

Map of 319A Al Highway 75 N in Albertville

7535 Memorial Pkwy SW

Huntsville, AL 35802

1024 Blount Ave

Guntersville, AL 35976

2100 Data Park,

Ste 208

Hoover, AL 35244

Areas Served

Albertville, Boaz, Douglas, Geraldine, Crossville, Guntersville, Asbury, Nixon Chapel, Arab

Additional Contact

Fax: (256) 878-8795

Toll Free: (888) 234-0188

Languages

English, Spanish

Social

Michael Higdon: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet Michael Higdon

Insurance has been part of my life for as long as I can remember. My dad started in the business working at an Allstate booth inside a Sears store in 1979, transitioning to a neighborhood office in Albertville (where I was born and raised) and then buying a second location in Huntsville. I initially thought I’d take a different path, so when I entered Auburn University I declared a major in biomedical sciences. But with a year left in school, I began to realize what a great opportunity my dad had and added a business minor. I went right to work for my dad after my December 2005 graduation.

In April 2006, I purchased an agency of my own in Guntersville, where I live with my wife and three daughters. Things grew from there. In 2012, I bought my dad’s two agencies so he could retire. I added a fourth location in 2014 when I opened an office in Arab. Albertville remains our biggest, though, with a spacious office across from the Piggly Wiggly.

Our four locations keep me busy, but I also take time to help the community and develop our staff. We’re members of the Albertville Chamber of Commerce and the Marshall Young Professionals, and we support The Ogden House and Hospice of Marshall County. We also pay entry fees when our staff participates in 5Ks, and we offer a week’s paid time off when they go on a mission trip — because when our community is healthy and our team is happy, the customers will be, too.

Products we offer:

Auto Insurance in Albertville
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Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property.

We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car.

I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
Get a Quote
Home Insurance in Albertville
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Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more.

Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our unique money-saving discounts.
Get a Quote
Condo Insurance in Albertville
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Helps protect the portion of your condo, co-op or townhome in which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are “walls-in” and HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance in Albertville
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Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism and more. Give me call today to review what type of coverage makes sense for where you live and what you own.
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Motorcycle Insurance in Albertville
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Our motorcycle policies include the basic coverage you may need, like liability coverage, guest passenger liability and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage.

Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
Get a Quote
Business Insurance in Albertville
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Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business.

I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build.

Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance in Albertville
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Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance in Albertville
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Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills.

If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire.

Give me a call to get a quote on an ATV insurance policy today!
Get a Quote
Boat Insurance in Albertville
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Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

10+

Years of
Experience

25+

Years in the
Community

Our team

Kaye Ledrew

Office Manager / Senior Agent

Serving customers with a smiley face for over 20 years.

Heath Lokey

Operations Manager

Born and raised in Albertville.

Wendy Jenkins

Customer Service Representative

Susie Gutierrez

Agent

Staff of the Year 2012

Melissa Reifer

Licensed Sales Professional

Siera Stegeman

Licensed Agent

Jessica Peppers

Licensed Agent

Lyndsey McNay

Receptionist

Shon Howard

Life & Retirement Specialist

Our team

Kaye Ledrew

Office Manager / Senior Agent

Serving customers with a smiley face for over 20 years.

Heath Lokey

Operations Manager

Born and raised in Albertville.

Wendy Jenkins

Customer Service Representative

Susie Gutierrez

Agent

Staff of the Year 2012

Melissa Reifer

Licensed Sales Professional

Siera Stegeman

Licensed Agent

Jessica Peppers

Licensed Agent

Lyndsey McNay

Receptionist

Shon Howard

Life & Retirement Specialist

Local events & news

As an agency, we believe in trying to reduce the number of accidents caused by texting and driving. We are a strong supporter of Allstate’s X the Text initiative, which primary goal is to reduce this problem from happening. You can help by joining the the Allstate Family Texting Pledge . Click “Learn More” below to download it.

Frequently Asked Questions

What are your agency hours?

Monday: 8:00 AM - 5:00 PM
Tuesday: 8:00 AM - 5:00 PM
Wednesday: 8:00 AM - 5:00 PM
Thursday: 8:00 AM - 5:00 PM
Friday: 8:00 AM - 5:00 PM
Saturday: Closed
Sunday: Closed

Are you open on weekends

Saturday: Closed
Sunday: Closed

Can I text your agency with questions?

No, we do not have text messaging services.

What languages do you speak?

English, Spanish

Does your agency provide financial services?

Yes, we have a Personal Financial Representative on our team who is available to help you prepare a strategy to achieve your financial goals.

Do you have more than one location?

Michael Higdon is insurance licensed in the state(s) of Alabama, Georgia, and Tennessee. If you do not reside in the state(s) of Alabama, Georgia, or Tennessee, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.

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