(256) 878-8787(256) 878-8787
Toll Free
(888) 234-0188(888) 234-0188
(256) 878-8795(256) 878-8795
319a Al Highway 75 NAlbertville, AL 35951

Office Hours:

8:00 AM - 5:00 PM
8:00 AM - 5:00 PM
8:00 AM - 5:00 PM
8:00 AM - 5:00 PM
8:00 AM - 5:00 PM
Available 24/7 at (256) 878-8787
Other Locations:

About Michael Higdon - Albertville Insurance Agent

  • Health/Fitness
  • Outdoor Activities
  • Spiritual
  • Sports Fan
  • Technology
  • Travel

Insurance has been part of my life for as long as I can remember. My dad started in the business working at an Allstate booth inside a Sears store in 1979, transitioning to a neighborhood office in Albertville (where I was born and raised) and then buying a second location in Huntsville. I initially thought I’d take a different path, so when I entered Auburn University I declared a major in biomedical sciences. But with a year left in school, I began to realize what a great opportunity my dad had and added a business minor. I went right to work for my dad after my December 2005 graduation.

In April 2006, I purchased an agency of my own in Guntersville, where I live with my wife and three daughters. Things grew from there. In 2012, I bought my dad’s two agencies so he could retire. I added a fourth location in 2014 when I opened an office in Arab. Albertville remains our biggest, though, with a spacious office across from the Piggly Wiggly.

Our four locations keep me busy, but I also take time to help the community and develop our staff. We’re members of the Albertville Chamber of Commerce and the Marshall Young Professionals, and we support The Ogden House and Hospice of Marshall County. We also pay entry fees when our staff participates in 5Ks, and we offer a week’s paid time off when they go on a mission trip — because when our community is healthy and our team is happy, the customers will be, too.

  • B.S. Auburn University
  • Awards
  • Honor Ring-5 years
  • National Conference-2 years
  • National Conference Award-2 years
  • Circle of Champions-2 years
  • Inner Circle Elite-1 years
  • Allstate Leader's Forum-2 years
  • Community Services
  • Hospice of Marshall County
  • Rotary Club - Guntersville
  • Lake Guntersville Chamber of Commerce
  • Rotary Club
  • Albertville Chamber of Commerce
  • Relay for Life
  • 10+ Years of Service

Here to Help You

Connect With Us

Meet the Team

Kaye Ledrew
Office Manager / Senior Agent
Serving customers with a smiley face for over 20 years.
Heath Lokey
Operations Manager
Born and raised in Albertville.
Sharon Nugent
Sales Producer / Commercial Specialist
Sharon is our commercial specialist in the office but can help you with your insurance needs.
Wendy Jenkins
Customer Service Representative
Susie Gutierrez
Employee of the Year 2012
Brenda Stone
Life Specialist
Call Brenda for your life insurance needs.
David Currier
Senior Customer Service Rep
David is here to serve all your day-to-day needs on your existing insurance policies.
Melissa Reifer
Senior Customer Service Rep

Request An Appointment

Want to request an appointment for a call or visit? Use the calendar to pick the date you'd like to visit and then choose a time. While we can't guarantee agency availability, your request will route to the agency inbox and we'll do our best to accommodate your schedule.
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Your Insurance, On The Go

Scan your credit card to populate payment info within the app. Access policy information, keep a digital copy of your ID card and enjoy new roadside tools with the Allstate mobile app for iOS and Android.
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Protect What Matters Most

Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.

Insurance Products & Services

Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.

With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Albertville.

You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. As an Allstate agent, I can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.

Insurance products and services offered at my Allstate agency include:

  • Auto Insurance
  • Car Insurance
  • Flood Insurance
  • Insurance
  • Life Insurance
  • Motorcycle Insurance
  • Home Insurance
  • Insurance Quote
  • Insurance Agency
  • Business Insurance
  • Annuities
  • Retirement
  • College Savings Plan

Plan Your Financial Future.
Calculator: Social Security & Retirement
Buy vs. Lease Calculator
What's the Difference Between Term and Permanent Life Insurance?
Mortgage Tax Credit Calculator

Make sure you're doing all you can to protect the life you deserve—no matter what stage you're at in life.
Is Social Security part of your retirement plan? Estimate your projected annual benefits.
What’s more cost efficient – buying or leasing a car? This calculator can help crunch the numbers.
Life insurance policies typically fall into two categories: term or permanent insurance. Which type of policy is right for you?
Calculate your potential average yearly tax savings over the life of your mortgage.
Learn moreLearn moreLearn moreLearn moreLearn more

Areas Served

Proud to serve the areas of:

  • Albertville
  • Boaz
  • Douglas
  • Geraldine
  • Crossville
  • Guntersville
  • Asbury
  • Nixon Chapel
  • Arab

Quote, email, or call my agency today for your personalized insurance quote.

Michael Higdon is insurance licensed in the state(s) of Alabama and Tennessee. If you do not reside in the state(s) of Alabama or Tennessee, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

Subject to terms, conditions & availability.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.