Allstate Insurance Agent Michael Higdon

Allstate Insurance Agent
Michael Higdon, Guntersville, AL

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1024 Blount Ave
Guntersville, AL 35976
US
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Auto insurance
Home insurance
Renters insurance
Motorcycle insurance
ATVATV
ATV insurance

Location Details

Office Hours

Day of the WeekHours
Mon8:00 AM - 5:00 PM
TueAvailable by appointment8:00 AM - 5:00 PM
WedAvailable by appointment8:00 AM - 5:00 PM
ThuAvailable by appointment8:00 AM - 5:00 PM
Fri8:00 AM - 5:00 PM
SatAvailable by appointment
SunClosed
After-hours appointments available.
Available 24/7 at
(256) 582-1239
(256) 582-1239

1024 Blount Ave
Guntersville, AL 35976
US

Map of 1024 Blount Ave in Guntersville

Landmarks

Travel north on Hwy 431/Blount Ave, we are just past Hwy 227 intersection on the left across from the post office.
319A Al Highway 75 N
Albertville, AL 35951
US

Areas Served

Guntersville, Grant, New Hope

Additional Contact

Fax: (256) 582-9272

Languages

English, Spanish

Social

Michael Higdon: Allstate Insurance

Local Allstate Agent: Meet Michael Higdon

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Insurance has been part of my life since my dad started working at an Allstate booth inside a Sears store back in 1979. He then moved to a neighborhood storefront location and established two agencies, in Albertville and Huntsville, which he ran for 33 years.


I worked at my dad’s offices during the summers but initially started down a different road when I entered Auburn University, pursuing a degree in biomedical sciences. When I realized the great opportunity my dad had, though, I tacked on a business minor and began working for him right after my December 2005 graduation. Later that spring, I purchased an agency of my own across from the Post Office here in Guntersville (where I live with my wife and three daughters). Then I bought my dad’s agency when he retired in 2012.


These two locations keep me busy, but I also make time for the community and our staff. We’re members of the Guntersville Rotary Club, Guntersville Chamber of Commerce, Marshall Young Professionals, and the Guntersville chapter of Business Network International. We do a lot to support Hospice of Marshall County - Shepherd's Cove and The Ogden House, the teen shelter here. We pick up the tab any time a staff member participates in a 5K or other sporting event, and we do the same when they go on a mission trip, along with a week’s paid time off — because I believe that helping keep your community healthy and your team happy keeps the customers happy, too.

Insurance has been part of my life since my dad started working at an Allstate booth inside a Sears store back in 1979. He then moved to a neighborhood storefront location and established two agencies, in Albertville and Huntsville, which he ran for 33 years.


I worked at my dad’s offices during the summers but initially started down a different road when I entered Auburn University, pursuing a degree in biomedical sciences. When I realized the great opportunity my dad had, though, I tacked on a business minor and began working for him right after my December 2005 graduation. Later that spring, I purchased an agency of my own across from the Post Office here in Guntersville (where I live with my wife and three daughters). Then I bought my dad’s agency when he retired in 2012.


These two locations keep me busy, but I also make time for the community and our staff. We’re members of the Guntersville Rotary Club, Guntersville Chamber of Commerce, Marshall Young Professionals, and the Guntersville chapter of Business Network International. We do a lot to support Hospice of Marshall County - Shepherd's Cove and The Ogden House, the teen shelter here. We pick up the tab any time a staff member participates in a 5K or other sporting event, and we do the same when they go on a mission trip, along with a week’s paid time off — because I believe that helping keep your community healthy and your team happy keeps the customers happy, too.

Products we offer:

  • Auto Insurance in Guntersville

    Auto Insurance in Guntersville

    Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!

    get a quote
  • Home Insurance in Guntersville

    Home Insurance in Guntersville

    Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.

    get a quote
  • Condo Insurance in Guntersville

    Condo Insurance in Guntersville

    Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!

  • Renters Insurance in Guntersville

    Renters Insurance in Guntersville

    Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.

    get a quote
  • Motorcycle Insurance in Guntersville

    Motorcycle Insurance in Guntersville

    Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.

    get a quote
  • Business Insurance in Guntersville

    Business Insurance in Guntersville

    Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.

  • Life Insurance in Guntersville

    Life Insurance in Guntersville

    Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.

  • ATV Insurance in Guntersville

    ATV Insurance in Guntersville

    Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!

    get a quote
  • Boat Insurance in Guntersville

    Boat Insurance in Guntersville

    Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

10+
Years of
Experience
25+
Years in the
Community
Bachelor Of Science-Auburn University
Allstate Leader's Forum-2 years
Circle Of Champions Award-2 years
Honor Ring-5 years
Inner Circle Elite Award-3 years
National Conference Award-2 years
Hospice of Marshall County
Rotary Club - Guntersville
Rotary Club
Lake Guntersville Chamber of Commerce
Albertville Chamber of Commerce
Relay for Life
Guntersville Water Board Member

Our team

Photo of agent

Alex Stanford

Administrative Assistant
My name is Alex Stanford, I am a customer service representative and have been with the Higdon Insurance Group since 2018. I love connecting with customers and providing them the best customer service possible while helping them t
My name is Alex Stanford, I am a customer service representative and have been with the Higdon Insurance Group since 2018. I love connecting with customers and providing them the best customer service possible while helping them through their time of need. I am licensed in Property and Casualty insurance. I am originally from Chattanooga, TN and now reside in Albertville, AL with my husband Alex and our dog Dixie. Outside of work I enjoy attending sporting events, concerts and spending time with my family and friends.

Teresa McCollum

Associate Agent
I am a resident of Marshall County. I joined the Michael Higdon Agency in 2018. In the office, I love getting to know customers and being there for them in their time of need. I specialize in auto insurance, homeowners insurance a
I am a resident of Marshall County. I joined the Michael Higdon Agency in 2018. In the office, I love getting to know customers and being there for them in their time of need. I specialize in auto insurance, homeowners insurance and life insurance. I have been married to my husband since 2007 and we have two children. When I’m not at work, I enjoy family time and watching my kids participating in their sports.

Caleb Estes

Associate Agent
My Name is Caleb Estes, I am a licensed agent and have been with the Higdon Insurance Group since 2020. I was born and raised in Guntersville, so it is an honor to serve this community and assist them with their insurance needs, a
My Name is Caleb Estes, I am a licensed agent and have been with the Higdon Insurance Group since 2020. I was born and raised in Guntersville, so it is an honor to serve this community and assist them with their insurance needs, as well as throughout the state. My main responsibilities are helping see customers and potential customers have adequate insurance coverages on all their personal items including car insurance, boat insurance, ATV insurance and more. My wife Caleigh and our two kids, Cate, and Cole, reside in Guntersville. Outside of work I love spending time with my family and friends and enjoying the outdoors.

Our team

Photo of agent

Alex Stanford

Administrative Assistant
My name is Alex Stanford, I am a customer service representative and have been with the Higdon Insurance Group since 2018. I love connecting with customers and providing them the best customer service possible while helping them t
My name is Alex Stanford, I am a customer service representative and have been with the Higdon Insurance Group since 2018. I love connecting with customers and providing them the best customer service possible while helping them through their time of need. I am licensed in Property and Casualty insurance. I am originally from Chattanooga, TN and now reside in Albertville, AL with my husband Alex and our dog Dixie. Outside of work I enjoy attending sporting events, concerts and spending time with my family and friends.

Teresa McCollum

Associate Agent
I am a resident of Marshall County. I joined the Michael Higdon Agency in 2018. In the office, I love getting to know customers and being there for them in their time of need. I specialize in auto insurance, homeowners insurance a
I am a resident of Marshall County. I joined the Michael Higdon Agency in 2018. In the office, I love getting to know customers and being there for them in their time of need. I specialize in auto insurance, homeowners insurance and life insurance. I have been married to my husband since 2007 and we have two children. When I’m not at work, I enjoy family time and watching my kids participating in their sports.

Caleb Estes

Associate Agent
My Name is Caleb Estes, I am a licensed agent and have been with the Higdon Insurance Group since 2020. I was born and raised in Guntersville, so it is an honor to serve this community and assist them with their insurance needs, a
My Name is Caleb Estes, I am a licensed agent and have been with the Higdon Insurance Group since 2020. I was born and raised in Guntersville, so it is an honor to serve this community and assist them with their insurance needs, as well as throughout the state. My main responsibilities are helping see customers and potential customers have adequate insurance coverages on all their personal items including car insurance, boat insurance, ATV insurance and more. My wife Caleigh and our two kids, Cate, and Cole, reside in Guntersville. Outside of work I love spending time with my family and friends and enjoying the outdoors.

Frequently asked questions

What are your agency hours?
Monday: 8:00 AM - 5:00 PM
Tuesday: 8:00 AM - 5:00 PM
Wednesday: 8:00 AM - 5:00 PM
Thursday: 8:00 AM - 5:00 PM
Friday: 8:00 AM - 5:00 PM
Saturday:
Sunday: Closed
Are you open on weekends?
Saturday:
Sunday: Closed
Can I text your agency with questions?
Yes, we have text messaging services.
What languages do you speak?
We have staff members available who speak the following languages: English, Spanish
Do you have more than one location?
Michael Higdon is insurance licensed in the state(s) of Alabama and Georgia. If you do not reside in the state(s) of Alabama or Georgia, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Allstate life insurance issued by Direct General Life Insurance Co., 911 Chestnut Street, Orangeburg SC 29115; American Heritage Life Ins. Co., 1776 American Heritage Life Dr., Jacksonville FL 32224. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

you're in good hands®
Allstate Insurance Agent Michael Higdon
Michael Higdon, Guntersville, AL
Contact
Location pin icon
1024 Blount Ave
Guntersville, AL 35976
US
Get Directions
(256) 582-1239Phone24/7
Fax: (256) 582-9272
(256) 582-1239Phone24/7
Fax: (256) 582-9272
Notice
Notice
You Are Opting Into Texting With Your Allstate Agency
Mobile Terms & Conditions and Privacy Policy
  • Message frequency is recurring and may vary
  • Text STOP to cancel, text HELP for help
  • You agree to receive text messages at the number you designate
  • You authorize the delivery of autodialed marketing messages
  • You can revoke your consent at any time
  • Consent is not a condition of purchase
  • Message and data rates may apply
  • The mobile carriers are not liable for delayed or undelivered messages
  • Terms and Conditions are subject to change
  • Visit https://www.allstate.com/privacy-center for Allstate's privacy policy
Privacy StatementTerms of UseUnderwriting Companies
Confirm
Select a product to get a quoteSelect an Insurance Option Below

Select a product to get a quoteSelect an Insurance Option Below

Auto insurance
Home insurance
Renters insurance
Motorcycle insurance
ATVATV
ATV insurance
Allstate Insurance Agent Michael Higdon
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