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Allstate Insurance Agent

Michael Higdon, Guntersville, AL

1024 Blount Ave

Guntersville, AL 35976

(256) 582-1239available 24/724/7

Select a Product to Get a Quote

Office Hours

Day of the Week	Hours
Mon	8:00 AM - 5:00 PM
Tue	Available by appointment8:00 AM - 5:00 PM
Wed	Available by appointment8:00 AM - 5:00 PM
Thu	Available by appointment8:00 AM - 5:00 PM
Fri	8:00 AM - 5:00 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(256) 582-1239

1024 Blount Ave
Guntersville, AL 35976
US

Landmarks

Travel north on Hwy 431/Blount Ave, we are just past Hwy 227 intersection on the left across from the post office.

319A Al Highway 75 N

Albertville, AL 35951

Areas Served

Guntersville, Grant, New Hope

Additional Contact

Fax: (256) 582-9272

Languages

English, Spanish

Social

Michael Higdon: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet Michael Higdon

View this video on YouTube

Insurance has been part of my life since my dad started working at an Allstate booth inside a Sears store back in 1979. He then moved to a neighborhood storefront location and established two agencies, in Albertville and Huntsville, which he ran for 33 years.

I worked at my dad’s offices during the summers but initially started down a different road when I entered Auburn University, pursuing a degree in biomedical sciences. When I realized the great opportunity my dad had, though, I tacked on a business minor and began working for him right after my December 2005 graduation. Later that spring, I purchased an agency of my own across from the Post Office here in Guntersville (where I live with my wife and three daughters). Then I bought my dad’s agencies when he retired in 2012 and another agency in Arab in 2014.

These four locations keep me busy, but I also make time for the community and our staff. We’re members of the Guntersville Rotary Club, Guntersville Chamber of Commerce, Marshall Young Professionals, and the Guntersville chapter of Business Network International. We do a lot to support Hospice of Marshall County and The Ogden House, the teen shelter here. We pick up the tab any time a staff member participates in a 5K or other sporting event, and we do the same when they go on a mission trip, along with a week’s paid time off — because I believe that helping keep your community healthy and your team happy keeps the customers happy, too.

Products we offer:

Auto Insurance in Guntersville
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Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property.

We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car.

I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
Get a Quote
Home Insurance in Guntersville
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Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more.

Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
Get a Quote
Condo Insurance in Guntersville
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Helps protect the portion of your condo, co-op or townhome in which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are “walls-in” and HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance in Guntersville
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Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism and more. Give me call today to review what type of coverage makes sense for where you live and what you own.
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Motorcycle Insurance in Guntersville
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Our motorcycle policies include the basic coverage you may need, like liability coverage, guest passenger liability and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage.

Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
Get a Quote
Business Insurance in Guntersville
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Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business.

I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build.

Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance in Guntersville
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Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance in Guntersville
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Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills.

If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire.

Give me a call to get a quote on an ATV insurance policy today!
Get a Quote
Boat Insurance in Guntersville
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Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

10+

Years of
Experience

25+

Years in the
Community

Our team

Wendy Jenkins

Customer Service Rep

Wendy is very knowledgeable and has been helping the customers on their service needs since 2010.

Carol Allred

Sales Agent

Carol has been with our agency since 2016. Since then she has become one of the best Sales Agents in the state of Alabama winning numerous awards working with customers on their individual policy needs.

Wes Cary

Licensed Agent

Alex Stanford

Licensed Agent

Our team

Wendy Jenkins

Customer Service Rep

Wendy is very knowledgeable and has been helping the customers on their service needs since 2010.

Carol Allred

Sales Agent

Wes Cary

Licensed Agent

Alex Stanford

Licensed Agent

Local events & news

Frequently Asked Questions

What are your agency hours?

Monday: 8:00 AM - 5:00 PM
Tuesday: 8:00 AM - 5:00 PM
Wednesday: 8:00 AM - 5:00 PM
Thursday: 8:00 AM - 5:00 PM
Friday: 8:00 AM - 5:00 PM
Saturday:
Sunday: Closed

Are you open on weekends?

Saturday:
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English, Spanish

Do you have more than one location?

319A Al Highway 75 N, Albertville, AL

Michael Higdon is insurance licensed in the state(s) of Alabama, Georgia, and Tennessee. If you do not reside in the state(s) of Alabama, Georgia, or Tennessee, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Allstate life insurance issued by Allstate Life Ins. Co. & Allstate Assurance Co., 3075 Sanders Rd, Northbrook IL 60062; American Heritage Life Ins. Co., 1776 American Heritage Life Dr., Jacksonville FL 32224. In New York, life insurance issued through Allstate Life Insurance Company of New York, Hauppauge NY. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.

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