(256) 837-8740(256) 837-8740
Toll Free
(888) 234-0188(888) 234-0188
(256) 837-0480(256) 837-0480
1109 Jordan Ln NW, Ste AHuntsville, AL 35816

Office Hours:

8:00 AM - 5:00 PM
8:00 AM - 5:00 PM
8:00 AM - 5:00 PM
8:00 AM - 5:00 PM
8:00 AM - 5:00 PM
After-Hours Appointments Available
Available 24/7 at (256) 837-8740
Other Locations:

About Michael Higdon - Huntsville Insurance Agent

  • Family
  • Health/Fitness
  • Outdoor Activities
  • Power Sports
  • Spiritual
  • Sports Fan
  • Technology
  • Travel
  • Water Sports

I can’t remember a time when insurance wasn’t part of my life. My dad started in the business in 1979, working an Allstate booth inside a Sears store before moving to a neighborhood office in Albertville and then buying an agency here in Huntsville.

I initially planned to take a different path in life, declaring a major in biomedical sciences when I entered Auburn University. I began to realize, though, what a great opportunity my dad had, and I took extra classes to add a business minor to my degree.

I went right to work for my dad after my December 2005 graduation, and in April 2006, I purchased my own agency in Guntersville (where I now live with my wife and three daughters). In 2012, I purchased my dad’s two agencies when he made plans to retire (our Huntsville office, near the intersection of University Drive and Jordan Lane, has been here for over 50 years). And then in 2014, I added a fourth location to my when I bought an agency in Arab.

My work keeps me busy, but I always make time for others. We’re members of the Chamber of Commerce of Hunstville/Madison County, the Marshall Young Professionals and the Huntsville chapter of Business Network International, and we help out The Ogden House and Hospice of Marshall County. We also support our staff, paying pay entry fees when they take part in a 5K and offering a week’s pay when they go on a mission trip. I believe that if we keep the community healthy and our staff happy, it’s good for the customers, too.

  • B.S. Auburn University
  • Awards
  • Inner Circle Elite-1 years
  • Allstate Leader's Forum-2 years
  • Honor Ring-5 years
  • National Conference-2 years
  • National Conference Award-2 years
  • Circle of Champions-2 years
  • Community Services
  • Rotary Club - Guntersville
  • Hospice of Marshall County
  • Lake Guntersville Chamber of Commerce
  • Rotary Club
  • Albertville Chamber of Commerce
  • Relay for Life
  • 10+ Years of Service

Here to Help You

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Meet the Team

Brad Davis
Associate Agent
Dan Proctor
Sales Agent

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Protect What Matters Most

Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.

Insurance Products & Services

Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.

With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Huntsville.

You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. At our Allstate agency, we can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.

Products & services offered at our agency include:

  • Auto Insurance
  • Car Insurance
  • Flood Insurance
  • Insurance
  • Life Insurance
  • Motorcycle Insurance
  • Home Insurance
  • Insurance Quote
  • Insurance Agency
  • Business Insurance
  • Annuities
  • Retirement
  • College Savings Plan

Plan Your Financial Future.
Calculator: Social Security & Retirement
Buy vs. Lease Calculator
What's the Difference Between Term and Permanent Life Insurance?
Mortgage Tax Credit Calculator

Make sure you're doing all you can to protect the life you deserve—no matter what stage you're at in life.
Is Social Security part of your retirement plan? Estimate your projected annual benefits.
What’s more cost efficient – buying or leasing a car? This calculator can help crunch the numbers.
Life insurance policies typically fall into two categories: term or permanent insurance. Which type of policy is right for you?
Calculate your potential average yearly tax savings over the life of your mortgage.
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Areas Served

We’re proud to serve the areas of:

  • Huntsville AL
  • Madison AL
  • Harvest AL
  • Toney AL
  • Meridianville AL
  • Hazel Green AL
  • Jones Valley AL
  • Hampton Cove AL
  • Moores Mill AL

Quote, email, or call our agency today for your personalized insurance quote.

Michael Higdon is insurance licensed in the state(s) of Alabama and Tennessee. If you do not reside in the state(s) of Alabama or Tennessee, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

Subject to terms, conditions & availability.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.