As daily routines change to help slow the spread of COVID-19 in your community, you’ll need easy ways to work with us. We’re available at the touch of a button no matter when, where or how you need to reach Allstate.

Log in to MyAccount or download the Allstate mobile app to access and manage your policies.
Our office staff is available by phone or email during business hours. Phones are forwarded after hours to our customer care representatives.

Allstate and our network of Allstate agents are working to ensure continuity in serving you during this time. We’re following guidance and recommendations from municipal public health officials and the Centers for Disease Control and Prevention. Thank you for your patience.

Allstate Insurance Agent

Rich Cowles, Roseville, CA

CLU

1803 Cirby Way,

Ste 1

Roseville, CA 95661

(916) 783-3630available 24/724/7

Select a Product to Get a Quote

Office Hours

Day of the Week	Hours
Mon	Available by appointment8:00 AM - 5:00 PM
Tue	Available by appointment8:00 AM - 5:00 PM
Wed	Available by appointment8:00 AM - 5:00 PM
Thu	Available by appointment8:00 AM - 5:00 PM
Fri	Available by appointment8:00 AM - 5:00 PM
Sat	Available by appointment
Sun	Available by appointment

After-hours appointments available.

Available 24/7 at

(916) 783-3630

1803 Cirby Way,
Ste 1
Roseville, CA 95661
US

Areas Served

Roseville, Rocklin, Citrus Heights, Granite Bay, Antelope

Landmarks

Just South of Cirby Way on Sunrise & Kennsington... Across from KFC / A&W restaurant.

Additional Contact

Fax: (916) 783-4431

Languages

English

Social

Rich Cowles: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet Rich Cowles

As someone who has been in Roseville since 1987, I enjoy this area– I love golfing at Granite Bay Golf Club, riding the Roseville Bike Trails, walking the dog at Maidu Park or checking out the cars at Downtown Tuesday Nights (on Vernon Street). I appreciate what the community has to offer and that’s why I opened my Allstate agency here.

In an effort to give back locally, I've been a Roseville East Little League coach and donated/supported Oakmont High School athletics. I was the president of the Booster Club for guys and girls golf, and contribute annually to Oakmont's Touchdown Club.

I’ve been in the insurance business for 34 years, and at Allstate since ’96. Some of my biggest recommendations to customers is to get to know your agent or better yet, help your agent get to know you! I really enjoy meeting people face-to-face, simplifying insurance and helping them manage their everyday risks. Annual reviews are important! Ready to schedule yours?

Products we offer:

Auto Insurance in Roseville
Close Auto insurance modal
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property.

We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car.

I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
Get a Quote
Home Insurance in Roseville
Close Home insurance modal
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more.

Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our unique money-saving discounts.
Condo Insurance in Roseville
Close Condo insurance modal
Helps protect the portion of your condo, co-op or townhome in which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are “walls-in” and HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance in Roseville
Close Renters insurance modal
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism and more. Give me call today to review what type of coverage makes sense for where you live and what you own.
Get a Quote
Motorcycle Insurance in Roseville
Close Motorcycle insurance modal
Our motorcycle policies include the basic coverage you may need, like liability coverage, guest passenger liability and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage.

Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
Get a Quote
Business Insurance in Roseville
Close Business insurance modal
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business.

I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build.

Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance in Roseville
Close Life insurance modal
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance in Roseville
Close ATV insurance modal
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills.

If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire.

Give me a call to get a quote on an ATV insurance policy today!
Get a Quote
Boat Insurance in Roseville
Close Boat insurance modal
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

30+

Years of
Experience

25+

Years in the
Community

Our team

Stephanie Thompson

Sr. Customer Service Specialist

Stephanie is the consummate insurance professional, having over 37-years of insurance experience and a customer favorite in my office for the past 16 years! (...smile). Licensed and ready to rock, Stephanie is masterful with servi

Noel Bati

Personal Financial Representative

Our Allstate Personal Financial Representative, Noel, will help you prepare a strategy to achieve your financial goals. From your child's education to your retirement, he can assist you with financial products to help you build yo

Renee Hidalgo

Licensed Sales Professional

We welcomed Renee Hidalgo to our agency in March 2020. Renee comes to us with a wealth of insurance experience and brings her smile and can-do attitude to the agency on a daily basis. She loves the outdoors – be sure to ask her

Our team

Stephanie Thompson

Sr. Customer Service Specialist

Noel Bati

Personal Financial Representative

Renee Hidalgo

Licensed Sales Professional

Local events & news

Thank you to everyone in the community, especially family, friends and customers, who are working tirelessly to care for others during this pandemic. In times like this, I’m proud to represent Allstate, which is striving to help keep customers and communities safe and healthy. My agency donated N95 masks from our disaster preparedness kits to The Nephrology Group. Our hope is that these masks will help The Nephrology Group protect their front-line workers. We are in this together!

I was proud to represent Allstate at a meeting with California Assembly Insurance Committee members Chad Mayes, Frank Bigelow, Phil Chen and Randy Voepel. We had a good discussion about California's unique fire insurance challenges, and I hope to have the opportunity for similar meetings with them in the future!

My staff and I had a great time prepping kits during Disaster Week. We put these together as part of an Allstate effort to help prepare customers for disasters, especially wildfire. Even though we hope customers will never need to use them, it’s a great feeling knowing they have them in case of an emergency!

Saint John’s Program for Real Change recently received a $15,000 Allstate Foundation Helping Hands in the Community grant on our behalf to help lessen the cycle of poverty in our area. Giving back to our local community through volunteerism is tremendously rewarding and gives our team a sense of purpose. We believe when we help others our communities are stronger and healthier, which is why we’re proud to support Saint John’s Program for Real Change’s work.

We are proud to have assisted Whitney Ranch Charitable Foundation by volunteering at its annual Strokes4Hope Golf Tournament. Because we support the cause of the organization, we helped them to also qualify for a $40,000 Allstate Foundation Helping Hands in the Community grant. The grant will help them to bring the community together through events and programs. We look forward to working with Whitney Ranch again!

Frequently Asked Questions

What are your agency hours?

Monday: 8:00 AM - 5:00 PM
Tuesday: 8:00 AM - 5:00 PM
Wednesday: 8:00 AM - 5:00 PM
Thursday: 8:00 AM - 5:00 PM
Friday: 8:00 AM - 5:00 PM
Saturday:
Sunday:

Are you open on weekends?

Saturday:
Sunday:

Can I text your agency with questions?

Yes, we have text messagingtext messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Does your agency provide financial services?

Yes, we have a Personal Financial Representative on our team who is available to help you prepare a strategy to achieve your financial goals.

Do you have more than one location?

No, this is our only location.

Rich Cowles is insurance licensed in the state(s) of California. If you do not reside in the state(s) of California, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

California Insurance License Name and Number: 0D79662 RICHARD COWLES INSURANCE AGENCY INC, 0B94090 COWLES, RICHARD

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.

Choose a date and time that works best for you, and we’ll do our best to accommodate your schedule.

Month

Please select both a date and time for the appointment.

The time selected has already passed.

Please enter your first and last name when making an appointment.

Please select whether you are an Allstate customer when making an appointment.

Please select which product(s) you would like to discuss.

* All fields are required

Thank you for submitting your
appointment request.

Allstate is committed to protecting and respecting your privacy. The information submitted in this form will not be stored. By clicking submit on this appointment request form, you consent to allow an Allstate agent or agency representative to contact you to confirm your appointment request.