CLU
Address:
1098 Sunrise AveSte 150Roseville, CA 95661
Get a Quick, Personalized Insurance Quote
Select a product to begin.
Protect What Matters Most
Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.
Choosing Between Homeowners and Landlord Insurance
If you own more than one home, you may think homeowners insurance is the best way to protect them. But if you plan to rent one out to tenants, you may actually need a landlord insurance policy.
Learn More 
More Than Just An Auto Policy
If you're a safe driver, Allstate thinks you should enjoy some extra perks. That's why we're using Drivewise® technology to measure things like speed, mileage and braking and rewarding you for your safe driving behavior. It won't increase your rates, and you get rewarded just for signing up. I'd love to talk to you about Drivewise® and how you can earn Allstate Rewards℠ points.
Learn More 
Comparing Renters Insurance Quotes
When comparing renters insurance quotes from different insurers, it's important to take more than price into consideration. Understanding what the policy covers and making sure it fits your needs may help give you the peace of mind that comes from knowing you have certain protections in place while you're living in a rented home or apartment.
Learn More 
Retirement & Life Insurance
You've planned for your retirement so that you can afford what's important to you, whether it's travel, hobbies or time with the grandkids. But have you included life insurance in your planning, too? Retirement may affect your life insurance needs, from the cost of premiums on a new budget to how long you need a policy or if you need an emergency fund. Whether retirement is around the corner or you're already enjoying your new freedom, make sure you have a life insurance policy that will fit your needs during retirement.
Learn More 
Small Business Insurance Needs
You know the ins and outs of your small business and what it takes to keep things running. But do you know how to help protect the business you've worked so hard to build? From merchandise to machinery to a home-based operation, there are a lot of coverage options available to choose from. This quick rundown of things you'll want to consider when insuring your small business is a great place to start. I know the effort a small business takes, and I'm here to help you protect your life's work.
Learn More 
Cheap Motorcycle Coverage - Worth It?
You love the freedom that comes with your motorcycle and the open road, and paying a lot for insurance feels like taking away a bit of that joy. But the truth is that paying less now could mean paying more out of pocket for repairs and medical bills down the road. It's important to have the right coverage, and a cheap motorcycle insurance may not offer you the best protection. Consider these tips and ways to save as your shopping for motorcycle coverage.
Learn More 
RV Insurance 101
You may be so used to driving your RV that it doesn't seem different than any other vehicle on the road. But when it comes to insurance, an RV is quite different. You need coverage in case of an accident, but what about all the stuff that makes it your home away from home? From state required insurance coverage to storing your RV when it's not on the road, there's a lot to take into account. This overview can help get you thinking about the best options for insuring your RV.
Learn More 
Condo Insurance
You found the perfect condominium, called about the utilities and have movers lined up. But before you move in, do you have the right coverage for your new home? Condos are unique in the way they are insured - both you and the condo association need policies. From common areas to personal property, it's important that you understand what your policy covers and what your condo association's insurance may help protect. Take a look at this overview of condominium insurance, and then let's make sure you have the coverage you need.
Learn More Rich Cowles is insurance licensed in the state(s) of California. If you do not reside in the state(s) of California, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.
California Insurance License Name and Number: 0B94090 RICHARD ALAN COWLES
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Check the background of this firm on FINRA's BrokerCheck website.
California Insurance License Name and Number: 0B94090 RICHARD ALAN COWLES
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Check the background of this firm on FINRA's BrokerCheck website.
Ad Choices