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910 NE High StIssaquah, WA 98029
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Protect What Matters Most
Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.
What's Covered by Homeowners Insurance?
There's no stock answer to what homeowners insurance covers, as policies vary from customer to customer and from state to state. But there are some standard coverages included in most homeowners policies, such as protection for your dwelling and personal property for certain natural disasters and personal liabilities. It's important to know exactly what is and isn't covered by your policy and to understand your coverage limits. If you'd like to talk through your current policy or get coverage tailored to life in WA, I'd be happy to help.
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How to Compare Car Insurance Rates
Shopping around for any product means comparing prices. You may talk with friends or scope out two or three locations before you decide where to buy. But, how do you compare auto insurance rates? One way is to get several quotes from different insurers and compare them side by side. In order to do a fair comparison, it helps to make sure each quote you get is for the same coverages, limits and deductibles.
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Does Renters Insurance Cover Jewelry?
Suppose your diamond ring or grandmother's broach is stolen. Would your renters insurance policy cover it? It may depend on the value of your jewelry. You may find that renters insurance offers limited coverage for certain valuables, such as jewelry. Here are some things for renters to consider when it comes to protecting high-value items like engagement rings or heirloom jewelry.
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Life Insurance Myths
I can't afford life insurance." Or "My beneficiaries will have to pay income tax on proceeds from my policy." Read up these life insurance myths so you can make informed decisions to help protect your family.
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Employment Practices Liability Insurance
As a small business owner, you likely follow legal guidelines that address employment practices. But, what happens if an employee sues your business, alleging discrimination? There's insurance to help protect you and your business against that. It's called employment practices liability insurance, or EPLI. This type of business insurance coverage may help pay for legal costs if you have to defend your business against an employee discrimination lawsuit. Interested in learning more? Check out the information below, then give me a call.
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Safety Vs. Style
The choice between stylish riding gear and truly protective gear should be easy - whatever makes it more likely you'll walk away from an accident safely. Thankfully there is a lot of gear that is both safe and stylish these days. And while I certainly hope you're never in an accident, choosing your protective wear wisely can make a big different if you are. From helmet guidelines to leather jackets to armor, here are some helpful tips on choosing the right gear for your ride.
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Condo Association Coverage
If you own a condo, you may find that two different insurance policies help protect separate parts of your unit. While you are typically responsible for insuring your personal property such as furniture, clothing and other inside components, the condo association's master insurance policy usually helps protect the building's structure and common areas shared by multiple residents. It's important to understand what your condo association's insurance covers so that you can make arrangements to protect other aspects of your home.
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An Overview of Property and Casualty Insurance
You've probably heard of property and casualty insurance. These are two types of coverages that can be included within a single policy, that help protect the things you own and also provide liability coverage that may help you protect yourself. Here are some examples of policies that generally offer both types of protection.
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Liability Coverage for Libel and Slander
In the digital age, it doesn't take much effort to post an online comment. But what happens if your contribution to a web forum or your negative review of a business leaves you on the receiving end of a defamation lawsuit? A personal umbrella policy is an optional protection that may provide you with liability coverage in this kind of situation. Here's a look at how you may qualify to purchase an umbrella policy and how that coverage may help protect you.
Learn More David Ngai is insurance licensed in the state(s) of Washington. If you do not reside in the state(s) of Washington, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Check the background of this firm on FINRA's BrokerCheck website.
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Check the background of this firm on FINRA's BrokerCheck website.
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