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4304 6th AveTacoma, WA 98406
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Protect What Matters Most
Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.
What Does Homeowners Insurance Cover?
Homeowners insurance may help protect your house from a number of threats, such as fire, hail or vandalism. But you'll typically find that coverage extends to more than your home's physical structure. Most homeowners policies also provide some protection for your belongings, such as clothing, electronics or furniture. You'll usually also find that homeowners insurance includes liability coverage, which may help prevent you from paying out of pocket if a guest is injured at your home and you're found legally responsible for their medical bills. Give me a call with any questions about what your policy may cover or for help tailoring your coverages so that they better fit your needs.
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After A Car Accident
Most people don't want to think about getting into an accident, but it's a reality many of us will have to deal with at some point. I know that a car accident can be frightening, but you can help reduce some of the stress by knowing what to do ahead of time. Remember to always keep current proof of insurance in the car, and follow these tips about your personal safety, documenting the accident and beginning the claims process.
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What Is Renters Insurance?
Renting a home can be great, particularly if you don't have to worry about regular maintenance and upkeep. But you, and your stuff, are still at risk — from things such as a fire, theft or a guest getting injured. Having renters insurance in place can help protect you and your belongings. Whether it's helping you replace stolen items, paying for damage that you caused to a neighbor's window or paying for a hotel if you can't live in your home because of a covered loss, renters insurance may help when the unexpected happens.
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Life Insurance for the First-Time Buyer
You've made the important decision to buy life insurance for the first time. Now where do you start? First, you'll need to decide which of the two major types of policies you want: term or permanent insurance. Then, you can think about how much coverage you should buy. Keep this helpful information in mind as you start looking for the policy that is right for you.
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Employment Practices Liability Insurance
As a small business owner, you likely follow legal guidelines that address employment practices. But, what happens if an employee sues your business, alleging discrimination? There's insurance to help protect you and your business against that. It's called employment practices liability insurance, or EPLI. This type of business insurance coverage may help pay for legal costs if you have to defend your business against an employee discrimination lawsuit. Interested in learning more? Check out the information below, then give me a call.
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What is Event Liability Insurance?
Whether it's a wedding, a sweet 16, a golden anniversary or a baby shower, life's milestones often come with a celebration. You've probably spent a lot of time planning every detail for your special event, but sometimes things happen that you just can't predict. For instance, what if you or your guests damage a reception hall or accidentally injure someone during the event? Learn how event liability insurance may help if your event doesn't go exactly as planned.
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Motorcycle Passenger Protection
Sometimes the best way to enjoy a ride is with a friend on the back of your motorcycle. Before you take a friend or family member out for a ride, though, keep in mind that protection is essential for you and your passenger. Aside from donning helmets and safety gear, it's also a good idea to check your motorcycle insurance covers for passengers. Before you hit the road, take a look at these motorcycle passenger coverage requirements and tips for reducing accidents.
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Boat Insurance FAQs
From fishing on the lake, cruising in your pontoon boat with the kids or sailing down the coast with your wife, it’s easy to see why people fall in love with boating. And while there are likely plenty of great memories ahead, it's important to remember that accidents do happen. But what does boat insurance cover? And how much does it cost? Here are some answers to common questions about boat insurance. And let's talk about your coverage before you hit the water!
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Condo Association Coverage
If you own a condo, you may find that two different insurance policies help protect separate parts of your unit. While you are typically responsible for insuring your personal property such as furniture, clothing and other inside components, the condo association's master insurance policy usually helps protect the building's structure and common areas shared by multiple residents. It's important to understand what your condo association's insurance covers so that you can make arrangements to protect other aspects of your home.
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Insurance Premiums, Deductibles, Limits
When it comes to buying an insurance policy, there is no one-size-fits-all. Instead, it's important to choose the amount of coverage (known as limits) that is right for you. The same holds true when it comes to selecting a deductible (that's the amount you'll have to pay before your policy kicks in after a covered loss) and premium, which is your cost to maintain your policy. Understanding limits, premiums and deductibles is key when you’re buying or renewing insurance policies.
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Liability Coverage for Libel and Slander
In the digital age, it doesn't take much effort to post an online comment. But what happens if your contribution to a web forum or your negative review of a business leaves you on the receiving end of a defamation lawsuit? A personal umbrella policy is an optional protection that may provide you with liability coverage in this kind of situation. Here's a look at how you may qualify to purchase an umbrella policy and how that coverage may help protect you.
Learn More Melody (kanter) Williams is insurance licensed in the state(s) of Washington. If you do not reside in the state(s) of Washington, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Check the background of this firm on FINRA's BrokerCheck website.
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Check the background of this firm on FINRA's BrokerCheck website.
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