Car, Homeowners, & Life Insurance Quotes in
Fort Walton Beach, FL - Neal Bern

PhonePhone: (850) 243-5303

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Address:

21A Eglin Pkwy NEFort Walton Beach, FL 32548

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About Neal Bern - Fort Walton Beach Insurance Agent

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Our family has worked closely with Allstate for years to help people with their insurance needs – from homes to auto to boats and more. Our quality, service-oriented agency is not only owned and operated by a family, customers tell us we make them feel like family too.

I’m proud to work with a company who’s been serving satisfied customers for over 80 years. Customers count on outstanding financial strength and superior claims service to help protect what they value most. Allstate delivers on their promise. In fact, their outstanding financial strength and superior claims service received an A+ (Superior) rating by A.M. Best. Quality service, strength and satisfaction – that’s something I’m glad to be a part of.

I’m committed to showing you how Allstate is different and better than the rest. From sharing our broad product offerings that can help you with your protection and financial needs to offering you a real relationship you can count on. I’ll help you prepare for your financial future and offer a higher standard of service, delivered wherever and whenever you need.

Civic Services

Ft Walton Beach Rotary Member

Meet the Team

Neal Bern

Agency Owner

Your friendly local Agent.

Education

Auburn University

Maxine Bern

Marketing / Customer Service / Sales

Maxine Orange Bern, customer sales representative & marketing.

Education

University of Alabama

Ashley Davila

Licensed Sales Professional

Ashley Davila, customer sales representative.

Education

Florida State University

Kelly Britt

Office Assistant

Request An Appointment with Neal Bern

Want to request an appointment for a call or visit? Use the calendar to pick the date you'd like to visit and then choose a time. While we can't guarantee agency availability, your request will route to the agency inbox and we'll do our best to accommodate your schedule.

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Make this your Act of Love

Life insurance can help your family stay in the home you built together, get the education they deserve or enjoy the retirement you always talked about. Don’t take chances on protecting them.

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Protect What Matters Most

Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.

What's Covered by Homeowners Insurance?

There's no stock answer to what homeowners insurance covers, as policies vary from customer to customer and from state to state. But there are some standard coverages included in most homeowners policies, such as protection for your dwelling and personal property for certain natural disasters and personal liabilities. It's important to know exactly what is and isn't covered by your policy and to understand your coverage limits. If you'd like to talk through your current policy or get coverage tailored to life in FL, I'd be happy to help.

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More Than Just An Auto Policy

If you're a safe driver, Allstate thinks you should enjoy some extra perks. That's why we're using Drivewise® technology to measure things like speed, mileage and braking and rewarding you for your safe driving behavior. It won't increase your rates, and you get rewarded just for signing up. I'd love to talk to you about Drivewise® and how you can earn Allstate Rewards℠ points.

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Comparing Renters Insurance Quotes

When comparing renters insurance quotes from different insurers, it's important to take more than price into consideration. Understanding what the policy covers and making sure it fits your needs may help give you the peace of mind that comes from knowing you have certain protections in place while you're living in a rented home or apartment.

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Cash Value

You probably know that a life insurance policy's face value will be paid to the beneficiaries if something unfortunate should happen. But some policies have another valuable feature that may help you — cash value you can access and use for things like premium payments or loans. It can be a great addition to your financial plan, and it may be helpful if you run into an unexpected situation. Read this quick overview of the cash value feature, and then let's talk about whether this kind of policy is right for you.

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Small Business Insurance Needs

You know the ins and outs of your small business and what it takes to keep things running. But do you know how to help protect the business you've worked so hard to build? From merchandise to machinery to a home-based operation, there are a lot of coverage options available to choose from. This quick rundown of things you'll want to consider when insuring your small business is a great place to start. I know the effort a small business takes, and I'm here to help you protect your life's work.

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Cheap Motorcycle Coverage - Worth It?

You love the freedom that comes with your motorcycle and the open road, and paying a lot for insurance feels like taking away a bit of that joy. But the truth is that paying less now could mean paying more out of pocket for repairs and medical bills down the road. It's important to have the right coverage, and a cheap motorcycle insurance may not offer you the best protection. Consider these tips and ways to save as your shopping for motorcycle coverage.

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Condo Insurance

You found the perfect condominium, called about the utilities and have movers lined up. But before you move in, do you have the right coverage for your new home? Condos are unique in the way they are insured - both you and the condo association need policies. From common areas to personal property, it's important that you understand what your policy covers and what your condo association's insurance may help protect. Take a look at this overview of condominium insurance, and then let's make sure you have the coverage you need.

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Insurance Products & Services

Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.

With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Fort Walton Beach.

You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. As an Allstate agent, I can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.

Insurance products and services offered at my Allstate agency include:

Auto Insurance
Car Insurance
Flood Insurance
Insurance
Life Insurance
Motorcycle Insurance
Home Insurance
Insurance Quote
Insurance Agency
Business Insurance
Annuities
Retirement
College Savings Plan

Contact

Phone

(850) 243-5303(850) 243-5303

Email:

nealbern@allstate.com nealbern@allstate.com

Address:

21A Eglin Pkwy NEFort Walton Beach, FL 32548

Get Directions

Areas Served:

Proud to serve the areas of Niceville, Shalimar, Fort Walton Beach, Destin, Defuniak Springs, Freeport, Navarre, Pensacola, Choctaw Beach, Santa Rosa Beach, Okaloosa, Walton, Valparaiso, Gulf Breeze, Milton. Call or email me today for a personalized insurance review.

Office Hours:

Mon	8:30 AM - 5:30 PM
Tue	8:30 AM - 5:30 PM
Wed	8:30 AM - 5:30 PM
Thu	8:30 AM - 5:30 PM
Fri	8:30 AM - 5:30 PM
Sat	Closed
Sun	Closed

After-Hours Appointments Available

Available 24/7 at (850) 243-5303

You can view my financial industry experience and background at FINRA’s BrokerCheck

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What's the Difference Between Term and Permanent Life Insurance?
Plan Your Financial Future.
Buy vs. Lease Calculator
Mortgage Tax Credit Calculator

Neal Bern - What's the Difference Between Term and Permanent Life Insurance?

Neal Bern - Mortgage Tax Credit Calculator

Life insurance policies typically fall into two categories: term or permanent insurance. Which type of policy is right for you?

New Family? Nearing Retirement? Make sure you're doing all you can to protect the life you deserve—no matter what stage you're at in life.

What’s more cost efficient – buying or leasing a car? This calculator can help crunch the numbers.

Calculate your potential average yearly tax savings over the life of your mortgage.

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Protect What Matters Most

Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.

*Note: In Florida, Allstate agencies are authorized to represent a number of companies that are part of the Allstate family. Through these separate and distinct companies a wide variety of insurance products are available. For example, auto insurance in Florida is available from Allstate Insurance Company, Allstate Indemnity Company and Allstate Property and Casualty Insurance Company(Home Office:Northbrook, IL). Property insurance, such as homeowners, condominium owners and renters insurance is available in Florida from Castle Key Insurance Company and Castle Key Indemnity Company(Home Offices: St. Petersburg, FL).

It's important to note that Castle Key Insurance Company and Castle Key Indemnity Company are separate and distinct companies from each other and from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Life Insurance Company. This means, for example, that property insurance products provided by Castle Key Insurance Company and Castle Key Indemnity Company are not underwritten or reinsured by Allstate Insurance Company or Allstate Life Insurance Company.

Neal Bern is insurance licensed in the state(s) of Alabama and Florida. If you do not reside in the state(s) of Alabama or Florida, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Subject to terms, conditions & availability.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.

Car, Homeowners, & Life Insurance Quotes in Fort Walton Beach, FL - Neal Bern

Get a Quick, Personalized Insurance Quote

About Neal Bern - Fort Walton Beach Insurance Agent

Meet the Team

Request An Appointment with Neal Bern

Make this your Act of Love