Car, Homeowners, & Life Insurance Quotes in
Bellingham, WA - Scott Richardson

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PhonePhone: (360) 676-1822

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Address:

1901 N State StSte ABellingham, WA 98225

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About Scott Richardson - Bellingham Insurance Agent

Animals
Book Lover
Family
History Buff
Travel

Our family has worked closely with Allstate for years to help people with their insurance needs – from homes to auto to boats and more. Our quality, service-oriented agency is not only owned and operated by a family, customers tell us we make them feel like family too.

I’m proud to offer Allstate products, because they stand by their service. As an Allstate customer, when you’re in need, you can take advantage of a variety of repair options for a damaged home or auto. From selecting a repair shop, to workmanship warranties – it just makes sense to work with Allstate.

As a small business owner, I understand the importance of building a solid foundation for the future and developing long-lasting customer relationships. That’s why I’m committed to offering you the same level of service I’d expect from my own business dealings. When you leave my office, I hope you’ll feel confident, informed and satisfied in your choices. The way you should feel.

Education

B.S. Western Washington University

Goodhands Certified

Fellow Life Underwriting Training Council American College

Civic Services

Bellingham Chamber of Commerce

Lydia Place

Bellingham Connections Club

Industry Services

Past Regional VP NAIFA-WASHINGTON

Past President NAIFA-NORTHWEST

Past LUPIC Chair Washington State

Past Chairman of the Board Chamber

Localloop Customer Service Certified

Awards

Circle of Champions-8 years

Honor Ring-16 years

Allstate Financial Leader Award-2 years

National Conference-1 years

Community Involvement

Washington Insurance Council Speakers Bureau 31 years

Past Chairman of the Board of Directors Bellingham/Whatcom Chamber of Commerce and Industry

Past Board member Lydia Place

Past Board of Directors of The National Association of Insurance and Financial Advisors Northwest

Small Business of the Year 2014 Bellingham/Whatcom Chamber of Commerce and Industry

30+ Years of Service

Request An Appointment with Scott Richardson

Want to request an appointment for a call or visit? Use the calendar to pick the date you'd like to visit and then choose a time. While we can't guarantee agency availability, your request will route to the agency inbox and we'll do our best to accommodate your schedule.

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Make this your Act of Love

Life insurance can help your family stay in the home you built together, get the education they deserve or enjoy the retirement you always talked about. Don’t take chances on protecting them.

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Protect What Matters Most

Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.

Clean Your Washing Machine

It may seem a little odd to clean the machine that washes your clothes, but it is actually something you should do regularly. Whether you have a front- or top-loader, a routine cleaning may help your machine run more efficiently and help keep it running well for a long time. From removing debris and detergent residue to preventing odors, these tips can help your washer stay squeaky clean so that it can do its job well.

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Your First Car Insurance

Congratulations on buying your first car! There's a lot of independence that comes with your very own ride. There's a lot to think about, too, like how much insurance you need and what you can afford. That's where I come in - I'm here to help you choose the coverage that fits your needs and your budget. I'll walk you through your options and let you know what Allstate discounts are available.

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Vacation Home Coverage

Whether you're looking for that perfect spot on the beach, want a kitchen to use or need somewhere with room for extended family, sometimes a vacation rental is the best fit for your getaway. And while you probably thought about the cost, you may not have thought about the insurance implications of staying in a rental. Are you covered if your suitcases are stolen during your stay? What happens if the home is damaged while you're there? Before you start packing, make sure you'll be covered while you're away.

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What Is A Beneficiary?

I know that choosing to buy life insurance can be an emotional decision. No one wants to think about leaving their loved ones behind. And selecting beneficiaries, who will receive the benefits from the policy, can be a very hard choice - especially if you have multiple people or groups you'd like to provide for. Your life insurance beneficiary may be your spouse, your children of even your alma mater. Start here for some helpful information on selecting or changing your beneficiary.

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Liability Insurance for Your Business

Part of owning a business is staying one-step ahead and managing risks before they happen. But no amount of planning can keep accidents from happening, and it's good to have some backup. That's where liability insurance comes in - it may help protect your business in the event of a work-related accident or mistake that damages a third party. I'm here to answer any questions you may have, but keep these questions in mind when you're choosing liability coverage for your business.

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Motorcycle Passenger Protection

Sometimes the best way to enjoy a ride is with a friend on the back of your motorcycle. Before you take a friend or family member out for a ride, though, keep in mind that protection is essential for you and your passenger. Aside from donning helmets and safety gear, it's also a good idea to check your motorcycle insurance covers for passengers. Before you hit the road, take a look at these motorcycle passenger coverage requirements and tips for reducing accidents.

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Motorhome Insurance Basics

If you own a motorhome or are thinking about purchasing one, here are some things you may want to consider when it comes to protecting your home on wheels.

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Condo Association Coverage

If you own a condo, you may find that two different insurance policies help protect separate parts of your unit. While you are typically responsible for insuring your personal property such as furniture, clothing and other inside components, the condo association's master insurance policy usually helps protect the building's structure and common areas shared by multiple residents. It's important to understand what your condo association's insurance covers so that you can make arrangements to protect other aspects of your home.

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Quiz: How Much Do You Know About Personal Umbrella Policies?

You may know that a personal umbrella policy (PUP) may help protect you if the limits of an underlying policy (homeowners or auto, for instance) are exhausted. But how much do you know about how PUPs work? Test your knowledge with these five questions.

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Insurance Products & Services

Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.

With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Bellingham.

You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. As an Allstate agent, I can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.

Insurance products and services offered at my Allstate agency include:

Auto Insurance
Car Insurance
Flood Insurance
Insurance
Life Insurance
Motorcycle Insurance
Home Insurance
Insurance Quote
Insurance Agency
Business Insurance
Annuities
Retirement
College Savings Plan

Contact

Phone

(360) 676-1822(360) 676-1822

Fax

(360) 671-2875(360) 671-2875

Email:

srichardson@allstate.com srichardson@allstate.com

Address:

1901 N State StSte ABellingham, WA 98225

Get Directions

Landmarks:

Located on the corners of State, Ohio, and Humboldt Streets in Bellingham, Washington

Areas Served:

Proud to serve the areas of Bellingham, Geneva, Marietta-Alderwood, Ferndale, Lynden, Blaine. Call or email me today for a personalized insurance review.

Office Hours:

Mon	8:30 AM - 5:30 PM
Tue	8:30 AM - 5:30 PM
Wed	8:30 AM - 5:30 PM
Thu	8:30 AM - 5:30 PM
Fri	8:30 AM - 5:00 PM
Sat	Closed
Sun	Closed

Available 24/7 at (360) 676-1822

You can view my financial industry experience and background at FINRA’s BrokerCheck

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What's the Difference Between Term and Permanent Life Insurance?
Plan Your Financial Future.
Buy vs. Lease Calculator
Mortgage Tax Credit Calculator

Scott Richardson - What's the Difference Between Term and Permanent Life Insurance?

Scott Richardson - Plan Your Financial Future.

Scott Richardson - Buy vs. Lease Calculator

Scott Richardson - Mortgage Tax Credit Calculator

Life insurance policies typically fall into two categories: term or permanent insurance. Which type of policy is right for you?

New Family? Nearing Retirement? Make sure you're doing all you can to protect the life you deserve—no matter what stage you're at in life.

What’s more cost efficient – buying or leasing a car? This calculator can help crunch the numbers.

Calculate your potential average yearly tax savings over the life of your mortgage.

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Protect What Matters Most

Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.

Motorhome Insurance Basics

If you own a motorhome or are thinking about purchasing one, here are some things you may want to consider when it comes to protecting your home on wheels.

Learn More

Condo Association Coverage

Learn More

Quiz: How Much Do You Know About Personal Umbrella Policies?

Learn More

*Note: In Florida, Allstate agencies are authorized to represent a number of companies that are part of the Allstate family. Through these separate and distinct companies a wide variety of insurance products are available. For example, auto insurance in Florida is available from Allstate Insurance Company, Allstate Indemnity Company and Allstate Property and Casualty Insurance Company(Home Office:Northbrook, IL). Property insurance, such as homeowners, condominium owners and renters insurance is available in Florida from Castle Key Insurance Company and Castle Key Indemnity Company(Home Offices: St. Petersburg, FL).

It's important to note that Castle Key Insurance Company and Castle Key Indemnity Company are separate and distinct companies from each other and from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Life Insurance Company. This means, for example, that property insurance products provided by Castle Key Insurance Company and Castle Key Indemnity Company are not underwritten or reinsured by Allstate Insurance Company or Allstate Life Insurance Company.

Scott Richardson is insurance licensed in the state(s) of Florida and Washington. If you do not reside in the state(s) of Florida or Washington, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Subject to terms, conditions & availability.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.

Car, Homeowners, & Life Insurance Quotes in Bellingham, WA - Scott Richardson

Get a Quick, Personalized Insurance Quote

About Scott Richardson - Bellingham Insurance Agent

Request An Appointment with Scott Richardson

Make this your Act of Love