Contact

Phone
(434) 974-9762(434) 974-9762
Fax
(434) 974-7595(434) 974-7595
Address:
3042 Berkmar Dr, Ste CCharlottesville, VA 22901

Office Hours:

Mon
8:30 AM - 5:30 PM
Tue
8:30 AM - 5:30 PM
Wed
8:30 AM - 5:30 PM
Thu
8:30 AM - 5:30 PM
Fri
8:30 AM - 5:30 PM
SatClosed
SunClosed
Available 24/7 at (434) 974-9762
Other Locations:

About Steve Harper - Charlottesville Insurance Agent

  • Animals
  • Family
  • Health/Fitness
  • Military Service
  • Outdoor Activities
  • Sports Fan
  • Technology
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  • Youth Programs

At our Allstate Agency in Charlottesville, we’ve gotten to know many local families. We enjoy being a part of the community, and building local relationships is one of the best parts of our job. We know what life is like in Charlottesville – that we choose our cars and homes to fit our lifestyle and budget. We also know how important it is to do the same when it comes to protecting our neighbors. We look forward to getting to know you and helping you to find the insurance solutions that meet your needs. We are dedicated to Allstate’s mission of providing people with best-in-class service, whether you want to explore your coverage options or need to file a claim. Allstate delivers on its promise of acting with respect and care, and you can count on us to do the same. We understand the importance of having the right coverage in place before the unexpected happens. That’s why we recommend customers regularly review their coverage to try to prevent gaps that could put their finances or belongings at risk. It’s important to stay ahead of life’s changes, and one of our jobs is to make sure we offer you the coverage options that keep up with your changing needs. Call, email, or stop by our agency in Charlottesville today.

    Industry Services
  • Auto
  • Homeowners
  • Life Insurance
  • Retirement
  • Motorcycle
  • Cars
  • Awards
  • Circle of Champions-2 years
  • National Conference Award-3 years
  • Honor Ring-11 years
  • Quality Agent-2 years
  • Community Services
  • Charlottesville Northside Cal Ripken Baseball League Sponsor 2012-2017
  • 2013 Albemarle High School Fall Sports Sponsor
  • Seminole Trail Fire Department
  • American Cancer Society
  • 30+ Years of Service

Here to Help You

Connect With Us

Meet the Team

Daniel Harper
Licensed Insurance Representative
Daniel joined Harper's Insurance in 2011. As a lifelong resident of Charlottesville he understands the needs of our area. He leads the team in day to day operations while assisting the customers with their Auto, Homeowners & Life Insurance.
Deb Harper
Office Manager
In 2000 Deb joined Harper's Insurance in our Charlottesville VA office. She manages the day to day operations of the homeowners and auto insurance business.

Request An Appointment

Want to request an appointment for a call or visit? Use the calendar to pick the date you'd like to visit and then choose a time. While we can't guarantee agency availability, your request will route to the agency inbox and we'll do our best to accommodate your schedule.
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Your Insurance, On The Go

Scan your credit card to populate payment info within the app. Access policy information, keep a digital copy of your ID card and enjoy new roadside tools with the Allstate mobile app for iOS and Android.
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Protect What Matters Most

Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.

Insurance Products & Services

Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.

With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Charlottesville.

You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. At our Allstate agency, we can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.

Products & services offered at our agency include:

  • Auto Insurance
  • Car Insurance
  • Flood Insurance
  • Insurance
  • Life Insurance
  • Motorcycle Insurance
  • Home Insurance
  • Insurance Quote
  • Insurance Agency
  • Business Insurance

Why It Pays to Build Your Retirement Account Now
Plan Your Financial Future.
Calculator: Social Security & Retirement
Buy vs. Lease Calculator
Mortgage Tax Credit Calculator

See how much you need to save to help reach your retirement goal—and what it could cost if you put off saving.
Make sure you're doing all you can to protect the life you deserve—no matter what stage you're at in life.
Is Social Security part of your retirement plan? Estimate your projected annual benefits.
What’s more cost efficient – buying or leasing a car? This calculator can help crunch the numbers.
Calculate your potential average yearly tax savings over the life of your mortgage.
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Areas Served

We’re proud to serve the areas of:

  • Charlottesville VA
  • Ruckersville VA
  • Crozet VA

Quote, email, or call our agency today for your personalized insurance quote.

Steve Harper is insurance licensed in the state(s) of Virginia. If you do not reside in the state(s) of Virginia, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Subject to terms, conditions & availability.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY.