(301) 790-0100(301) 790-0100
(301) 797-3909(301) 797-3909
580 Northern Ave, Ste FHagerstown, MD 21742

Office Hours:

8:30 AM - 5:30 PM
8:30 AM - 5:30 PM
8:30 AM - 5:30 PM
8:30 AM - 5:30 PM
8:30 AM - 5:30 PM
Available 24/7 at (301) 790-0100
Other Locations:

About Terry Fincham - Hagerstown Insurance Agent

  • Animals
  • Athlete
  • Family
  • Fashion
  • Gaming
  • Health/Fitness
  • Outdoor Activities
  • Power Sports
  • Self-Improvement
  • Shopping
  • Sports Fan
  • Technology

I’ve been with Allstate for over 37 years and have worn many hats in the company. My tenure and experience has allowed me to not only understand the ins-and-outs of insurance, but also to service hundreds of families regarding their protection needs. I can help you protect the things that are important – your family, home, car, boat and more.

I’m proud to work with a company that’s one of the biggest in the insurance industry. In fact, last year Allstate had a relationship with about one of every six American households and protected an estimated 17 million autos. A stable, reputable company that reaches out to millions of American households to meet their needs – that’s my kind of company.

I’m committed to showing you how Allstate is different and better than the rest. From sharing our broad product offerings for your protection and financial needs to offering you a real relationship you can count on. I’ll help you prepare for your financial future and offer a higher standard of service, delivered wherever and whenever you need.

  • Bachelor of Business Administration-Virginia Tech
  • Awards
  • Circle of Champions-3 years
  • National Conference-2 years
  • Honor Ring-5 years
  • Allstate Leader's Forum-4 years
  • Community Services
  • Parent Child Center Advocate
  • 30+ Years of Service

Here to Help You

Connect With Us

Meet the Team

Allstate Team
Whether it is assisting you with an insurance claim, policy change, or providing you with a free quote ,the Terry Fincham Allstate agency of Hagerstown, MD is here for you. We are committed to utilizing our indepth knowledge and experience to provide you with superior & personalized auto insurance, home insurance, renters insurance, and life insurance protection for all your individual needs. Your free quote is waiting for you; so what are you waiting for? (301) 790-0100
Terry Fincham
Agency Owner
Owner and agent for 37 years with Allstate Terry is licensed for everything including, home insurance, homeowners insurance, property insurance, car Insurance & auto insurance and life insurance.
Cheri Ferguson
Office Manager
Cheri our office notary and office manager. She s licensed for everything including, home insurance, homeowners insurance, property insurance, car Insurance & auto insurance and life insurance. She has been with Allstate since 2007 and has 20 years of insurance Experience.
Missy Baker
Retention Specialist
Our specialist has been with the Agency since 2012. Missy is licensed in. licensed for everything including, home insurance, homeowners insurance, property insurance, car Insurance & auto insurance and more. She conducts annual review for our clients
Deanna Ball
Administrative Assistant
DeAnna is licensed for everything including, home insurance, homeowners insurance, property insurance, car Insurance & auto insurance and more. She is first on the incoming calls to the Agency
Lisa Hall
Licensed Sales Professional
Our newest team member and joined up in 2015; Lisa is licensed for everything including, home insurance, homeowners insurance, property insurance, car Insurance & auto insurance and more.
Steve Moore
Exclusive Financial Specialist
Exclusive Financial Specialist Steve specializes in Retirement Consulting and Life Insurance.

Request An Appointment

Want to request an appointment for a call or visit? Use the calendar to pick the date you'd like to visit and then choose a time. While we can't guarantee agency availability, your request will route to the agency inbox and we'll do our best to accommodate your schedule.
First, select a date:
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Your Insurance, On The Go

Scan your credit card to populate payment info within the app. Access policy information, keep a digital copy of your ID card and enjoy new roadside tools with the Allstate mobile app for iOS and Android.
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Protect What Matters Most

Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.

Insurance Products & Services

Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.

With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Hagerstown.

You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. At our Allstate agency, we can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.

Products & services offered at our agency include:

  • Auto Insurance
  • Car Insurance
  • Flood Insurance
  • Insurance
  • Life Insurance
  • Motorcycle Insurance
  • Home Insurance
  • Insurance Quote
  • Insurance Agency
  • Business Insurance
  • Annuities
  • Retirement
  • College Savings Plan

Plan Your Financial Future.
Calculator: Social Security & Retirement
Buy vs. Lease Calculator
What's the Difference Between Term and Permanent Life Insurance?
Mortgage Tax Credit Calculator

Make sure you're doing all you can to protect the life you deserve—no matter what stage you're at in life.
Is Social Security part of your retirement plan? Estimate your projected annual benefits.
What’s more cost efficient – buying or leasing a car? This calculator can help crunch the numbers.
Life insurance policies typically fall into two categories: term or permanent insurance. Which type of policy is right for you?
Calculate your potential average yearly tax savings over the life of your mortgage.
Learn moreLearn moreLearn moreLearn moreLearn more

Areas Served

We’re proud to serve the areas of:

  • Hagerstown MD
  • Williamsport MD
  • Frederick MD

Quote, email, or call our agency today for your personalized insurance quote.

Terry Fincham is insurance licensed in the state(s) of Maryland, Pennsylvania, Virginia, and West Virginia. If you do not reside in the state(s) of Maryland, Pennsylvania, Virginia, or West Virginia, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

Subject to terms, conditions & availability.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.