(908) 464-4500(908) 464-4500
Toll Free
(877) 882-7300(877) 882-7300
(908) 464-4006(908) 464-4006
302 Springfield AveBerkeley Heights, NJ 07922

Office Hours:

9:00 AM - 5:00 PM
9:00 AM - 7:30 PM
9:00 AM - 5:00 PM
9:00 AM - 7:30 PM
9:00 AM - 5:00 PM
Available 24/7 at (908) 464-4500
Other Locations:

About Lori Cicali - Berkeley Heights Insurance Agent

  • Family
  • Gardening
  • Health/Fitness
  • Music
  • Shopping
  • Spiritual
  • Theater/Stage
  • Travel
  • Volunteerism

I’ve been with Allstate for over 15 years and have worn many hats in the company. My tenure and experience has allowed me to not only understand the ins-and-outs of insurance, but also to service hundreds of families regarding their protection needs. I can help you protect the things that are important – your family, home, car, boat and more.

One of the things I like best about working with Allstate is the variety of products and services I can offer customers. More than insurance, I can offer a variety of solutions to address their financial needs – such as saving for a child’s education or retirement.

I’m committed to showing you how Allstate is different and better than the rest. From sharing our broad product offerings for your protection and financial needs to offering you a real relationship you can count on. I’ll help you prepare for your financial future and offer a higher standard of service, delivered wherever and whenever you need.

    Civic Services
  • Berkeley Heights Chamber of Commerce
  • Awards
  • Circle of Champions-2 years
  • Honor Ring-2 years
  • National Conference-1 years
  • National Conference Award-1 years
  • Community Services
  • Suburban Chamber of Commerce
  • Suburban Chamber of Commerce Board of Directors
  • Neighborhood Networking Group of Berkeley Heights, New Providence and Summit
  • Meet the Professionals
  • Summit Lions Club
  • Summit YMCA - Berkeley Heights
  • 20+ Years of Service

Here to Help You

Connect With Us

Meet the Team

Lori Cicali
Agency Owner
Lori has over 24 years of experience within the insurance industry. Her extensive knowledge across the aspects of the business along with commitment to customer service has established her as one of the industry's top agents.
Kathy Heim
Sr. Licensed Representative
Kathy's knowledge, experience, and active involvement within the community make her the "go to person" at the agency. Kathy loves working with customers to help with insurance selections and is committed to everything that she does.
Brendaliz Vargas
Licensed Representative
Brenda joined Heights Agency in December of 2012. She comes to the agency with an insurance background and is truly a professional. She is eager to help the customers and is especially helpful to the Spanish speaking customers.
Maureen Kelly
Licensed Representative
Maureen enjoys working with customers helping to educate and support them with their insurance needs. She has been a member of the community for many years and brings a wealth of information to both the agency and customers.
Alexandra Fittin
Executive Assistant
Alexandra is happy to help customers with their daily insurance needs and guides them to our team members when more help is needed. She helps our agency team to see that we have all the tools necessary to assist customers.
Joseph Cicali
Operations Manager
Joseph’s background provides the agency with the oversight needed to stay competitive in today’s dynamic economic environment. He handles all of the agency’s back office operations and provides strategic insight to the agency’s marketing initiatives.
William Madden, CFP®
Personal Financial Representative
Bill is a Certified Financial Planner® and entered the financial services industry because he had a passion for making a difference in people's lives. Bill emphasizes building trusting relationships and strives to create economic confidence and financial peace of mind. He is very involved in his local community and church and is an avid golfer and US Army veteran.

Request An Appointment

Want to request an appointment for a call or visit? Use the calendar to pick the date you'd like to visit and then choose a time. While we can't guarantee agency availability, your request will route to the agency inbox and we'll do our best to accommodate your schedule.
First, select a date:
Next, select a time:

Help Your Friends, Help Your Family, Help Yourself

With the Refer Friends and Family program, get a $75 credit when your referral signs up for an auto policy with me. Plus, you can bank up to three credits at a time! Only Allstate New Jersey offers that.
* cost varies
Get started

Protect What Matters Most

Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.

Insurance Products & Services

Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.

With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Berkeley Heights.

You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. As an Allstate agent, I can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.

Insurance products and services offered at my Allstate agency include:

  • Auto Insurance
  • Car Insurance
  • Flood Insurance
  • Insurance
  • Life Insurance
  • Motorcycle Insurance
  • Home Insurance
  • Insurance Quote
  • Insurance Agency
  • Business Insurance
  • Annuities
  • Retirement
  • College Savings Plan

Plan Your Financial Future.
Calculator: Social Security & Retirement
Buy vs. Lease Calculator
What's the Difference Between Term and Permanent Life Insurance?
Mortgage Tax Credit Calculator

Make sure you're doing all you can to protect the life you deserve—no matter what stage you're at in life.
Is Social Security part of your retirement plan? Estimate your projected annual benefits.
What’s more cost efficient – buying or leasing a car? This calculator can help crunch the numbers.
Life insurance policies typically fall into two categories: term or permanent insurance. Which type of policy is right for you?
Calculate your potential average yearly tax savings over the life of your mortgage.
Learn moreLearn moreLearn moreLearn moreLearn more

Areas Served

Proud to serve the areas of:

  • Berkeley Heights
  • New Providence
  • Stirling

Quote, email, or call my agency today for your personalized insurance quote.

Referral Rewards: The referred customer must purchase an auto policy with Allstate New Jersey Property and Casualty Insurance Co. Under extremely rare circumstances the actual credit may be less than $75. These circumstances include instances where the premium charged is less than the credit amount. Maximum of three rewards can be banked at a time. Other rules and conditions apply.

Lori Cicali is insurance licensed in the state(s) of New Jersey. If you do not reside in the state(s) of New Jersey, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

Subject to terms, conditions & availability.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.