(732) 761-0380(732) 761-0380
(732) 761-0380(732) 761-0380
(732) 761-0381(732) 761-0381
35 N Main StMarlboro, NJ 07746

Office Hours:

9:00 AM - 7:00 PM
9:00 AM - 7:00 PM
9:00 AM - 5:00 PM
9:00 AM - 5:00 PM
9:00 AM - 5:00 PM
8:00 AM - 11:00 AM
Available 24/7 at (732) 761-0380
Other Locations:

About Mary C Urbano - Marlboro Insurance Agent

  • Athlete
  • Dance
  • Family
  • Health/Fitness
  • Music
  • Outdoor Activities
  • Sports Fan
  • Travel
  • Youth Programs

Our family has worked closely with Allstate for years to help people with their insurance needs – from homes to auto to boats and more. Our quality, service-oriented agency is not only owned and operated by a family, customers tell us we make them feel like family too.

I’m proud to work with a company who’s been serving satisfied customers for over 70 years. I can offer quality insurance that’s affordable and provide easy access for you to contact me in person, over the phone, or through my Web site - wherever and whenever you need. Both Allstate and I know how important price and service are for a long-lasting relationship.

I take on a proactive working style with customers. I can help identify gaps in your protection and financial needs and assist you with helpful ideas and information along the way. Personally, I offer customers the same as what I’d expect from Allstate – professional service and solutions that can meet your financial needs.

  • Seton Hall University, BA & Masters
  • Awards
  • Allstate Hall Of Fame-1 years
  • Best In Company - All Lines-2 years
  • Agency Achievement Award-3 years
  • Inner Circle Elite-8 years
  • Million Dollar Round Table (MDRT)-7 years
  • Honor Ring-10 years
  • Circle of Champions-10 years
  • Community Services
  • Marlboro H.S./CBA Football & Baseball Supporter
  • Marlboro and Freehold Little League Supporter
  • Western Monmouth Chamber of Commerce Member
  • Marlboro Kiwanis Member
  • Western Monmouth YMCA
  • Marlboro Educational Fund Supporter
  • Marlboro Day
  • 10+ Years of Service

Here to Help You

Connect With Us

Meet the Team

Jennifer Cudzil
Licensed Sales Producer
Jenny is the newest member of our team. After graduating from Iona College in May of 2013 with a degree in Business Administration with a concentration in Marketing, she obtained her Property, Casualty, Life & Health insurance licenses and joined us full time as a licensed sales producer. She is currently an active member of the Young Professionals Group for the Western Monmouth Chamber of Commerce and is a Notary Public. During her free time Jenny enjoys spending time with her family, friends and cats as well as shopping and playing the piano.
Megan Flynn
Licensed Sales Associate
Megan started with us as a part time employee while attending Kean University. After receiving a Bachelor of Science degree in Physical Education and Health in May of 2011, Megan continued working for us and decided to obtain her Property & Casualty Insurance License in the fall of 2012. Megan Notary Public and treasurer for the Marlboro Kiwanis. Megan enjoys reading, working out, attending spin classes, and a good cup of Dunkin Donut’s Iced Tea.
Nikki Flynn
Director of Marketing / Office Manager / Sr. Account Associate
Nikki joined the Urbano & Associates agency in September of 2005 as a part time employee while attending Monmouth University. After graduating with a BS in Business Administration with a concentration in Marketing, she obtained her Property & Casualty and Life & Health insurance licenses, is a Notary Public and is Office Manager & Dir. of Marketing for Urbano & Associates. Outside of the office Nikki teaches dance, loves to workout and enjoys spending time with friends and family. Nikki and her husband welcomed a daughter in the beginning of 2015 and are expecting their second child in 2016.
Stephanie Frueh
Account Associate / Customer Service
Stephanie has been with Urbano & Associates since August of 2010 and has taken on sales & customer service roles since. She graduated from Freehold Boro HS in 2004 and went on to graduate from TCNJ with a BS in Business Marketing in 2008. She obtained her Property, Casualty, Life & Health Licenses and brings 5 years of sales and customer service experience. She and her husband have a beautiful baby girl and recently welcomed a son to their family. She enjoys traveling, meeting new people and spending time with her family.
Brian Held
Sr. Account Associate
Brian graduated from Hightstown High School in 1999, attended UNLV, and gained sales experience down in FL. before coming back to NJ to join Urbano & Associates in 2005. He has his Property, Casualty, Life & Health Insurance Licenses. As a Sr. Account Associate Brian loves "saving you money!" Brian loves spending time with his wife Jen, sons Max & Shane and recently welcomed his daughter Samantha to the mix. He still enjoys golf, billiards and jazz music.
Melody Kelly
Customer Service / Licensed Sales Producer
Melody joined our agency in October of 2006. She came to us with a Paralegal degree and has her Property, Casualty, Life and Health Licenses as well. Melody handles all of the service inquiries for the office and is a Notary Public. Melody is from Jackson, NJ with her husband, 2 beautiful children, and 3 dogs. She loves spending time at the beach and outdoors.
Rhea Ryan
Licensed Sales Producer
Rhea started with our agency part time while she was attending Brookdale Community College. She graduated in 2012 with an Associates of Applied Science degree in Fashion Merchandising then decided to obtain her Property, Casualty, Life & Health licenses and join our agency full time. She is currently the secretary for the Young Professionals Group for the Western Monmouth Chamber of Commerce. Rhea enjoys fashion, music and movies during her spare time.
Kristopher Urbano
Sr. Account Associate
Kris has been a part of the Urbano & Associates team since graduating from Monmouth University with a BS in Business Management in 2007. He acquired his Property, Casualty, Life & Health Licenses and is currently a Sr. Account Associate. In his free time he enjoys meeting new people, golfing and spending time with family and friends.

Request An Appointment

Want to request an appointment for a call or visit? Use the calendar to pick the date you'd like to visit and then choose a time. While we can't guarantee agency availability, your request will route to the agency inbox and we'll do our best to accommodate your schedule.
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Help Your Friends, Help Your Family, Help Yourself

With the Refer Friends and Family program, get a $75 credit when your referral signs up for an auto policy with me. Plus, you can bank up to three credits at a time! Only Allstate New Jersey offers that.
* cost varies
Get started

Protect What Matters Most

Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.

Insurance Products & Services

Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.

With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Marlboro.

You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. As an Allstate agent, I can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.

Insurance products and services offered at my Allstate agency include:

  • Auto Insurance
  • Car Insurance
  • Flood Insurance
  • Insurance
  • Life Insurance
  • Motorcycle Insurance
  • Home Insurance
  • Insurance Quote
  • Insurance Agency
  • Business Insurance
  • Annuities
  • Retirement
  • College Savings Plan

Plan Your Financial Future.
Calculator: Social Security & Retirement
Buy vs. Lease Calculator
What's the Difference Between Term and Permanent Life Insurance?
Mortgage Tax Credit Calculator

Make sure you're doing all you can to protect the life you deserve—no matter what stage you're at in life.
Is Social Security part of your retirement plan? Estimate your projected annual benefits.
What’s more cost efficient – buying or leasing a car? This calculator can help crunch the numbers.
Life insurance policies typically fall into two categories: term or permanent insurance. Which type of policy is right for you?
Calculate your potential average yearly tax savings over the life of your mortgage.
Learn moreLearn moreLearn moreLearn moreLearn more

Areas Served

Proud to serve the areas of:

  • Marlboro
  • Manalapan
  • Freehold

Quote, email, or call my agency today for your personalized insurance quote.

Referral Rewards: The referred customer must purchase an auto policy with Allstate New Jersey Property and Casualty Insurance Co. Under extremely rare circumstances the actual credit may be less than $75. These circumstances include instances where the premium charged is less than the credit amount. Maximum of three rewards can be banked at a time. Other rules and conditions apply.

Mary C Urbano is insurance licensed in the state(s) of New Jersey and Pennsylvania. If you do not reside in the state(s) of New Jersey or Pennsylvania, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

Subject to terms, conditions & availability.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.