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Mary C Urbano - Marlboro, NJ - Allstate Agent

Mary C Urbano

35 N Main St
Marlboro, NJ, 07746


Call: (732) 761-0380
Fax: (732) 761-0381

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Get quality protection at a great price. Every policy comes with the support of a knowledgeable and friendly Allstate agent.

Auto Insurance

Save up to 30% on your auto insurance by taking advantage of the available discounts.

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Home Insurance

Protect your family and your biggest investment with quality home protection from Allstate.

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Other Products

Allstate offers many kinds of insurance. Speak with me about renters insurance, life insurance, motorcycle insurance, and more.

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About me

Our family has worked closely with Allstate for years to help people with their insurance needs – from homes to auto to boats and more. Our quality, service-oriented agency is not only owned and operated by a family, customers tell us we make them feel like family too.

I’m proud to work with a company who’s been serving satisfied customers for over 70 years. I can offer quality insurance that’s affordable and provide easy access for you to contact me in person, over the phone, or through my Web site - wherever and whenever you need. Both Allstate and I know how important price and service are for a long-lasting relationship.

I take on a proactive working style with customers. I can help identify gaps in your protection and financial needs and assist you with helpful ideas and information along the way. Personally, I offer customers the same as what I’d expect from Allstate – professional service and solutions that can meet your financial needs.

As a Personal Financial Representative in Marlboro, I know many local families. My knowledge and understanding of the people in this community help me provide customers with an outstanding level of service. I look forward to helping families like yours protect the things that are important - your family, home, car and more. I can also help you prepare a strategy to achieve your financial goals.
Allstate Hall Of Fame-1 years
Best In Company - All Lines-2 years
Agency Achievement Award-3 years
Inner Circle Elite-8 years
Million Dollar Round Table (MDRT)-7 years
Honor Ring-10 years
Circle of Champions-10 years

Community Services:
Marlboro H.S./CBA Football & Baseball Supporter
Marlboro and Freehold Little League Supporter
Western Monmouth Chamber of Commerce Member
Freehold Optimist Club / Marlboro Kiwanis Member
Western Monmouth YMCA / Bella Vista Day
Marlboro Educational Fund Supporter
Italian American Club / Marlboro Day

Other-Seton Hall University
BA & Masters

My Team

Jennifer Cudzil - Marlboro, NJ - Allstate Team
Jennifer CudzilLicensed Sales ProducerJennifercudzil@allstate.comJenny is the newest member of our team. After graduating from Iona College in May of 2013 with a degree in Business Administration with a concentration in Marketing, she obtained her Property & Casualty insurance license and joined us full time as a licensed sales producer. During her free time Jenny enjoys spending time with her family, friends and cats as well as shopping and playing the piano.
Megan Flynn - Marlboro, NJ - Allstate Team
Megan FlynnLicensed Sales AssociateMeganFlynn@Allstate.comMegan started with us as a part time employee while attending Kean University. After receiving a Bachelor of Science degree in Physical Education and Health in May of 2011, Megan continued working for us and decided to obtain her Property & Casualty Insurance License in the fall of 2012. This year Megan became a Notary Public. Megan enjoys reading, working out, attending spin classes, and a good cup of Dunkin Donut’s Iced Tea.
Nikki Flynn - Marlboro, NJ - Allstate Team
Nikki FlynnDirector of Marketing / Office Manager / Sr. Account Associate(732) 761-0380Nikkiflynn@allstate.comNikki joined the Urbano & Associates agency in September of 2005 as a part time employee while attending Monmouth University. She then obtained her Property & Casualty and Life & Health insurance licenses and has quickly grown from Sr. Account Assoc. to Office Manager & Dir. of Marketing. Outside of the office Nikki teaches dance, loves to workout and enjoys spending time with friends and family. During the last year Nikki got married, purchased a home in Howell and became a Notary Public.
Stephanie Frueh - Marlboro, NJ - Allstate Team
Stephanie FruehAccount Associate / Customer Service(732) 761-0380stephaniefrueh@allstate.comStephanie has been with Urbano & Associates since August of 2010 and has taken on sales & customer service roles since. She graduated from Freehold Boro HS in 2004 and went on to graduate from TCNJ with a BS in Business Marketing in 2008. She obtained her Property, Casualty, Life & Health Licenses and brings 5 years of sales and customer service experience. She recently welcomed a beautiful baby girl to her family and enjoys traveling, meeting new people and spending time with her family.
Brian Held - Marlboro, NJ - Allstate Team
Brian HeldSr. Account Associate(732) 761-0380Brianheld@allstate.comBrian graduated from Hightstown High School in 1999, attended UNLV, and gained sales experience down in FL. before coming back to NJ to join Urbano & Associates in 2005. He has his Property, Casualty, Life & Health Insurance Licenses. As a Sr. Account Associate Brian loves "saving you money!" Brian loves spending time with his son Max Xavier and still enjoys golf, billiards and jazz music. He and his wife are expecting baby #2 in March
Melody Kelly - Marlboro, NJ - Allstate Team
Melody KellyCustomer Service / Licensed Sales Producer(732) 761-0380Melodytierney@allstate.comMelody joined our agency in October of 2006. She came to us with a Paralegal degree and has her Property, Casualty, Life and Health Licenses as well. Melody handles all of the service inquiries for the office and is a notary public. Melody was recently married, has 2 beautiful children, 3 dogs and loves spending time at the beach and outdoors.
Rhea Ryan - Marlboro, NJ - Allstate Team
Rhea RyanLicensed Sales ProducerRhearyan@allstate.comRhea started with our agency part time while she was attending Brookdale Community College. She graduated in 2012 with an Associates of Applied Science degree in Fashion Merchandising then decided to obtain her Property & Casualty license and join our agency full time. Rhea enjoys fashion, music and movies during her spare time.
Kristopher Urbano - Marlboro, NJ - Allstate Team
Kristopher UrbanoSr. Account Associate(732) 761-0380kurbano@allstate.comKris has been a part of the Urbano & Associates team for the last 5 years. Upon graduating from Monmouth University with a BS in Business Management in 2007, he acquired his Property, Casualty, Life & Health Licenses and is currently a Sr. Account Associate. In his free time he enjoys meeting new people, golfing and spending time with family and friends.


Business Hours
9:00 a.m.
7:00 p.m.
9:00 a.m.
7:00 p.m.
9:00 a.m.
5:00 p.m.
9:00 a.m.
5:00 p.m.
9:00 a.m.
5:00 p.m.
8:00 a.m.
11:00 a.m.
Auto Insurance
Car Insurance
Flood Insurance
Life Insurance
Motorcycle Insurance
Home Insurance
Insurance Quote
Insurance Agency
Business Insurance
College Savings Plan
  • Marlboro
  • Manalapan
  • Freehold
  • 07751
  • 07726
  • 07728
  • 07746
  • 07731
  • 07730
  • 08527
  • 07735
  • 07747
  • 07748
  • 07763
  • 07765
  • 08520
  • 08540
  • 08512
  • 08550
  • 08510
  • 08535
  • Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.
    With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Marlboro.

    You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. An agent can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.
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    Referral Rewards: The referred customer must purchase an auto policy with Allstate New Jersey Property and Casualty Insurance Co. Under extremely rare circumstances the actual credit may be less than $75. These circumstances include instances where the premium charged is less than the credit amount. Maximum of three rewards can be banked at a time. Other rules and conditions apply.

    Mary C Urbano is insurance licensed in the state(s) of New Jersey and Pennsylvania. If you do not reside in the state(s) of New Jersey or Pennsylvania, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

    Subject to terms, conditions & availability.

    This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.You should carefully consider the investment objectives, risks, charges and expenses of 529 college savings plans before purchasing or investing money. Investors should consider whether the investor's or designated beneficiary's home state offers any state tax or other benefits that are only available with an investment in the home state's plan. Additional information about these and other subjects can be found in the Plan Description. You may obtain copies of the Plan Description from your Allstate Personal Financial Representative. Please read the Plan Description carefully before purchasing or sending money.

    Allstate and its affiliates do not render tax or legal advice. Please consult with your tax and legal advisors regarding your personal circumstance.