Allstate Insurance Agent Richard Howes

Allstate Insurance Agent
Richard HowesOviedo, FL

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Auto Insurance
Motorcycle Insurance
ATV Insurance

Office Hours

Day of the WeekHours
Mon8:00 AM - 5:00 PM
Tue8:15 AM - 5:00 PM
Wed8:15 AM - 5:00 PM
Thu8:15 AM - 5:00 PM
Fri8:15 AM - 5:00 PM
SatAvailable by appointment
SunClosed
After-hours appointments available.
Available 24/7 at

Additional Contact

Richard Howes: Allstate Insurance
You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet Richard Howes

In 2005, I chose to become an Allstate agent in Oviedo because I appreciate a neighborhood that comes together in times of need. My wife, Nikki, and daughter, Norah, love to take our two Back Labs, Poppy and Lunker, to Oviedo on the Park, and we also love to visit Orlando’s theme parks for recreation. We are lucky to have extended family in the area that we frequently visit. I enjoy spending time with them and love playing the guitar when they visit! I am also a professional Bass Fisherman on the National Bass Fishing Trail and participated in the 2014 Bassmaster Classic on Lake Guntersville.


Being involved and giving back to the Oviedo community is important to me. I’m proud to support organizations including Toys for Tots, Canine Companions for Independence and Kids Beating Cancer.


My agency is family oriented, honest, compassionate and friendly. I want customers to walk away feeling informed about Allstate’s products and the coverages we helped them choose. I like to think my team takes care of customers as if they were their own family. I find fulfillment working with my team to help protect the community with Allstate’s products. Please call or stop by my office, near Oviedo High School, today.

In 2005, I chose to become an Allstate agent in Oviedo because I appreciate a neighborhood that comes together in times of need. My wife, Nikki, and daughter, Norah, love to take our two Back Labs, Poppy and Lunker, to Oviedo on the Park, and we also love to visit Orlando’s theme parks for recreation. We are lucky to have extended family in the area that we frequently visit. I enjoy spending time with them and love playing the guitar when they visit! I am also a professional Bass Fisherman on the National Bass Fishing Trail and participated in the 2014 Bassmaster Classic on Lake Guntersville.


Being involved and giving back to the Oviedo community is important to me. I’m proud to support organizations including Toys for Tots, Canine Companions for Independence and Kids Beating Cancer.


My agency is family oriented, honest, compassionate and friendly. I want customers to walk away feeling informed about Allstate’s products and the coverages we helped them choose. I like to think my team takes care of customers as if they were their own family. I find fulfillment working with my team to help protect the community with Allstate’s products. Please call or stop by my office, near Oviedo High School, today.

Products we offer:

  • Auto
  • Home
  • Condo
  • Renters
  • Motorcycle
  • Business
  • Life
  • ATV
  • Boat
Honor Ring-2 years

Our team

Bundle & save on insurance

Auto Insurance

Protecting what you love can be practical, too. With Allstate, you'll save when you purchase auto insurance along with another product. Your agent can help you maximize your savings and decide if bundling is right for you.

Home Insurance

Protecting your home can save you money. When you purchase a home policy with at least one other Allstate policy, you'll unlock our bundling discount. Talk to your Allstate agent to learn how you can maximize your savings and best protect your home.
Learn More

Life Insurance

Protecting the people you love is your first priority. But, when you purchase a life insurance policy alongside another Allstate product, you can also save money. Talk to an agent for help deciding if bundling is right for you.
Learn More

Our team

Local events & news

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Celebrating Honor Ring

We’re so proud that our agency earned the Honor Ring distinction from Allstate. This award symbolizes a distinct level of achievement as an agency. It has truly been a pleasure working with people in our community and we enjoy every minute of being your local Allstate agency. We’re looking forward to another year of providing outstanding service to our community.
We’re so proud that our agency earned the Honor Ring distinction from Allstate. This award symbolizes a distinct level of achievement as an agency. It has truly been a pleasure working with people in our community and we enjoy every minute of being your local Allstate agency. We’re looking forward to another year of providing outstanding service to our community.

Bundle & save on insurance

Auto Insurance

Protecting what you love can be practical, too. With Allstate, you'll save when you purchase auto insurance along with another product. Your agent can help you maximize your savings and decide if bundling is right for you.

Home Insurance

Protecting your home can save you money. When you purchase a home policy with at least one other Allstate policy, you'll unlock our bundling discount. Talk to your Allstate agent to learn how you can maximize your savings and best protect your home.
Learn More

Life Insurance

Protecting the people you love is your first priority. But, when you purchase a life insurance policy alongside another Allstate product, you can also save money. Talk to an agent for help deciding if bundling is right for you.
Learn More

Be Ready For Whatever the Road May Bring.

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From fixing a flat to getting a jump, Allstate offers several roadside assistance plans to help get you back on the road. Let’s find the roadside product that best suits your needs and your budget.
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*Note: In Florida, Allstate agencies are authorized to represent a number of companies that are part of the Allstate family. Through these separate and distinct companies a wide variety of insurance products are available. For example, auto insurance in Florida is available from Allstate Insurance Company, Allstate Indemnity Company and Allstate Property and Casualty Insurance Company(Home Office:Northbrook, IL). Property insurance, such as homeowners, condominium owners and renters insurance is available in Florida from Castle Key Insurance Company and Castle Key Indemnity Company(Home Offices: St. Petersburg, FL).

It's important to note that Castle Key Insurance Company and Castle Key Indemnity Company are separate and distinct companies from each other and from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Life Insurance Company. This means, for example, that property insurance products provided by Castle Key Insurance Company and Castle Key Indemnity Company are not underwritten or reinsured by Allstate Insurance Company or Allstate Life Insurance Company.

Richard Howes is insurance licensed in the state(s) of Colorado, Florida, and Ohio. If you do not reside in the state(s) of Colorado, Florida, or Ohio, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.