(281) 290-7245(281) 290-7245
(800) 763-6827(800) 763-6827
17521 Telge Rd, Ste ACypress, TX 77429

Office Hours:

8:00 AM - 5:00 PM
8:00 AM - 5:00 PM
8:00 AM - 5:00 PM
8:00 AM - 5:00 PM
8:00 AM - 4:00 PM
Available 24/7 at (281) 290-7245
Other Locations:

About Todd Ray - Cypress Insurance Agent

  • Family
  • Music
  • Outdoor Activities
  • Spiritual
  • Sports Fan
  • Travel
  • Volunteerism
  • Youth Programs

As a lifelong resident of Northwest Houston, I consider it an honor to help serve and protect the members of this community. I grew up in Spring, TX and graduated from Klein High School in 1984 and Texas A&M University in 1988. After a 24 year career at Hewlett-Packard, I decided to embark on a career change and entered the insurance industry in 2012. I am an avid outdoorsman and enjoy hunting, fishing and camping with my family. My career as an Allstate agent supports my goals related to family, professional growth, and a more direct and personal relationship with the community and customers.

Our new office is located in the high growth area of Cypress, TX where I also reside with my wife and two sons, ages 20 and 12. We are on the boarder of Cypress and Tomball, and are actually within the Tomball ISD school district. Our office is on Telge Road between Jacobs Overhead Door Company and Safe Harbor Boat/RV Storage just north of Grant Road and about 1.5 Miles south of the new Grand Parkway that surrounds Houston.

We have a strong allegiance to the extended community and the people who make this such a great place to live. Cypress, TX is the epicenter of national growth, and we plan to grow our agency in parallel with a dedication to outstanding customer service and community involvement. I am an active Board Member for Young Life, a youth Christian organization. Our agency is actively involved in both the Tomball and Cy-Fair Chamber of Commerce, and we have adopted Goodson Middle School for fundraising activities and mentoring of junior high school students. We are also actively involved in volunteering for the Cy-Fair Education Foundation and Cy-Hope, a non-profit organization focused on the youth in our area.

It is our goal to manage this agency with the highest degree of integrity and respect for the customers, the agency team members, and the community. Our #1 priority is and will always be to take care of customers and help them to manage and protect the important elements of their lives.

  • B.S. Texas A&M University
  • Awards
  • Honor Ring-2 years
  • Community Services
  • Young Life (student ministry)
  • Cy-Fair Education Foundation
  • Texas A&M 12th Man Foundation

Here to Help You

Connect With Us

Meet the Team

Todd Ray
Agency Owner
I grew up locally in Spring, TX and graduated from Texas A&M University in 1988 with a degree in Industrial Engineering. After a 24 year career at Hewlett-Packard, in 2012 I decided to make a career change and purchased an existing Allstate agency in the NH Houston area. This opportunity supports my personal goals related to family, professional growth, and a more direct and meaningful relationship with customers. I have a strong allegiance to the extended community and the people who make this such a great place to live. At the Todd Ray Agency, our #1 priority is and will always be to take care of the customers and help them to manage and protect the important elements of their lives.
Billie Gene Underwood
Customer Service Manager
I joined the Todd Ray team in 2012 and became the customer service manager in 2013. I live in Cypress, TX with my family and have built a career of over 20 years servicing the insurance needs of Texans. I pride myself in helping others and providing superior service. My very unique way with people and deep understanding of the industry helps me assist in protecting families and their assets. Let me help you protect your family!
Anthony Roy
Sales Manager
After selling an insurance agency of my own, I joined Todd’s team in 2014 to help grow his business. Since then, our team has created many changes to preserve the name of Allstate as well as bring a certain value to the customers that is unmatched by any other company or agency. I’m a business major and a perfectionist, and I take great pride in being able to provide the best rates possible for the best coverage imaginable.
Gracie Llamas
Customer Experience Specialist
I have over 10 years’ experience as a Customer Service Representative in personal and commercial insurance. My experience with these types of policies helps provide the customers with the latest policy information available. I enjoy getting to know the customers on a more personal level and finding an insurance policy that will give them the peace of mind they deserve. My core values include honesty and integrity when dealing with all of the customers. I take pride in representing you as the customer and meeting every need!
Lindsey Comeaux
Administrative Assistant
I live in the Tomball area with my family, and joined The Todd Ray agency in May of 2014. My many years of customer service experience helps me relate to customers at all levels. I will always try to go above your expectations to meet your needs. Insurance is more than just numbers and coverages; it’s about trust.
Mary Nolen
Licensed Sales Associate
I joined the Todd Ray Agency in late March of 2015. Insurance is a second career for me. I originally worked in the technology industry in software development and took time off to start a family. When considering reentering the workforce I found my niche in insurance. With strong ties to the community, I take great pride in assisting the customers with being protected for the uncertainties of life. Allstate has been helping to protect families and their assets since 1931. Here at the Todd Ray Agency we strive for excellence by providing a personalized sales and service experience.

Request An Appointment

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Protect What Matters Most

Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.

Insurance Products & Services

Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.

With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Cypress.

You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. As an Allstate agent, I can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.

Insurance products and services offered at my Allstate agency include:

  • Auto Insurance
  • Car Insurance
  • Flood Insurance
  • Insurance
  • Life Insurance
  • Motorcycle Insurance
  • Home Insurance
  • Insurance Quote
  • Insurance Agency
  • Business Insurance
  • Annuities
  • Retirement
  • College Savings Plan

Plan Your Financial Future.
Calculator: Social Security & Retirement
Buy vs. Lease Calculator
What's the Difference Between Term and Permanent Life Insurance?
Mortgage Tax Credit Calculator

Make sure you're doing all you can to protect the life you deserve—no matter what stage you're at in life.
Is Social Security part of your retirement plan? Estimate your projected annual benefits.
What’s more cost efficient – buying or leasing a car? This calculator can help crunch the numbers.
Life insurance policies typically fall into two categories: term or permanent insurance. Which type of policy is right for you?
Calculate your potential average yearly tax savings over the life of your mortgage.
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Areas Served

Proud to serve the areas of:

  • Tomball
  • Spring
  • Cypress

Quote, email, or call my agency today for your personalized insurance quote.

Todd Ray is insurance licensed in the state(s) of Texas. If you do not reside in the state(s) of Texas, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

Subject to terms, conditions & availability.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.