Allstate Insurance Agent

Carter Young, Watertown, NY

18849 US Route 11

Watertown, NY 13601

(315) 788-9000available 24/724/7

Select a Product to Get a Quote

Office Hours

Day of the Week	Hours
Mon	8:30 AM - 5:00 PM
Tue	8:30 AM - 6:00 PM
Wed	8:30 AM - 5:00 PM
Thu	8:30 AM - 6:00 PM
Fri	8:30 AM - 5:00 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(315) 788-9000

18849 US Route 11
Watertown, NY 13601
US

Areas Served

Jefferson County, Lewis County, Onondaga County, Oswego County, St. Lawrence County, Oneida County

Landmarks

In the same building as Mane Street Salon & Rachel Kay Photography

Additional Contact

Fax: (315) 599-1408

Social

Link to Facebook

Allstate Insurance Agent: Carter Young

Local Allstate Agent: Meet Carter Young

View this video on YouTube

The Agency donated money to the local SPCA and set up a table at the Two Nations 1000 Islands Extravaganza Car, Truck, & Bike Show!

2019 Fall Community Broadcasters Bridal Show

We love to give back here at our agency!

I have lived in Jefferson County for my entire life. My family has spent much of the last 60 years creating meaningful, personal relationships with the wonderful people of this and the surrounding areas. Over the last 60 years, my family has had the privilege of owning and operating several businesses and serving this great area. One family tradition that I’ll carry on is putting customer service first. I look forward to helping customers insure some of what matters most to them with a focus on helping them understand their coverages.

You'll see me all around these great areas as my roots are all over the place. I graduated from La Fargeville Central School. I played football for Alexandria Central. I started and am President of La Fargeville Community Action, which is a community ran program determined to help create a better and safer community and school for the students. I own a house in Theresa, N.Y. that actually belonged to my incredible grandmother, Florence Dumas/Hoover, for 60 years before I bought it. I love to lift weights, so you can find me working out at my local gym. I love music, so you'll often find me out listening to my favorite local bands. I have a lot of hobbies and interests from basketball and football (all sports, really) to professional wrestling and swimming. I also love music, baking, movies, and much more, but what is most important to me are my family and friends.

Carter Young Agency strives to help customers protect some of the most important aspects of life by becoming their trusted Allstate advisor through listening to their desires, empathizing with their fears, informing them on their needs, and encompassing it all together to provide them help with their desired insurance protection.

Products we offer:

Auto
Auto Insurance in Watertown
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Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property.

We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car.

I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
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Home
Home Insurance in Watertown
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Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more.

Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our unique money-saving discounts.
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Condo
Condo Insurance in Watertown
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Helps protect the portion of your condo, co-op or townhome in which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are “walls-in” and HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters
Renters Insurance in Watertown
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Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism and more. Give me call today to review what type of coverage makes sense for where you live and what you own.
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Motorcycle
Motorcycle Insurance in Watertown
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Our motorcycle policies include the basic coverage you may need, like liability coverage, guest passenger liability and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage.

Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
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Business
Business Insurance in Watertown
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Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business.

I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build.

Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life
Life Insurance in Watertown
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Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV
ATV Insurance in Watertown
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Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills.

If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire.

Give me a call to get a quote on an ATV insurance policy today!
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Boat
Boat Insurance in Watertown
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Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

25+

Years in the
Community

Our team

Tonya Smith

Customer Service Representative

Tonya Smith is the face of this office. She has been working at this office for over five years beginning when it was the Nancy McCabe Agency and then helping everyone to transition to the Carter Young Agency. Customers and co-workers absolutely love Tonya for her energetic and bubbly personality, as well as, for her unmatched work ethic as she always and will always go above and beyond for everyone. Tonya’s work ethic and great personality keep customers whom could easily make payments and changes online with modern technology coming to the office just to get a dose of her contagious positive energy! Tonya is a strong woman and the fact that she has beaten cancer should tell you all you need to know about this wonderful person with whom the agency is so lucky to have!

Catherine Carlton

Licensed Sales Agent

My name is Catherine Carlton, and I am new to the Carter Young Agency as a Licensed Sales Agent! Developing strong relationships is the foundation of everything I do. I am originally from Ohio and recently moved to New York. My Husband is in the military and is currently stationed here at Fort Drum. In my spare time we love to kayak and travel. We currently have three dogs, which we love to take on every adventure with us. Being new to the Carter Young Agency, I look forward to helping people insure their most important possessions and building new relationships with the community. I can assist with a variety of insurance needs: Auto, Home, Renters, Manufactured/Mobile Home, Condo, Landlord Properties, Motorcycle, ATV/UTV, Snowmobile, Dirt Bike, Golf Cart, Umbrella, RV, Boat, Commercial. I can even help you with an appointment for Life Insurance! Give me a call today!

Bundle & save on insurance

Auto Insurance

Protecting what you love can be practical, too. With Allstate, you'll save when you purchase auto insurance along with another product. Your agent can help you maximize your savings and decide if bundling is right for you.
Get a Quote Learn More

Home Insurance

Protecting your home can save you money. When you purchase a home policy with at least one other Allstate policy, you'll unlock our bundling discount. Talk to your Allstate agent to learn how you can maximize your savings and best protect your home.
Get a Quote Learn More

Life Insurance

Protecting the people you love is your first priority. But, when you purchase a life insurance policy alongside another Allstate product, you can also save money. Talk to an agent for help deciding if bundling is right for you.
Learn More