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Protect What Matters Most
Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.
What Is Covered by Dwelling Insurance?
While I hope your home never sustains major damage, it's still important to know what coverage your homeowners insurance includes. Should you ever need to rebuild or repair your home, your policy's dwelling coverage may help cover the costs. Coverage typically includes the home and attached structures, such as a garage or porch, and covers against a long list of causes, from fire to hail to vandalism. I'd be happy to talk to you about what coverages are available in NY today!
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After A Car Accident
Most people don't want to think about getting into an accident, but it's a reality many of us will have to deal with at some point. I know that a car accident can be frightening, but you can help reduce some of the stress by knowing what to do ahead of time. Remember to always keep current proof of insurance in the car, and follow these tips about your personal safety, documenting the accident and beginning the claims process.
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Vacation Home Coverage
Whether you're looking for that perfect spot on the beach, want a kitchen to use or need somewhere with room for extended family, sometimes a vacation rental is the best fit for your getaway. And while you probably thought about the cost, you may not have thought about the insurance implications of staying in a rental. Are you covered if your suitcases are stolen during your stay? What happens if the home is damaged while you're there? Before you start packing, make sure you'll be covered while you're away.
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Life Insurance Calculator
Buying life insurance is a very important decision, but I know it's one that can also be overwhelming — especially when it comes to figuring out how much you might want. You may want to consider things like your family's future expenses, income and life events, as well as the length and type of policy you are purchasing. It's a lot to think about, but this calculator is a great place to start. And once you get your results, I'm here to talk more in-depth as you choose the policy that may work best for you.
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Photographers Insurance
Families and businesses trust you to capture some of life's most important moments - from weddings and first birthdays to ribbon cuttings and charitable events. Your clients rely on you to document their special occasions, and you are very careful about safeguarding those irreplaceable images. You should take the same care when choosing your business insurance, too, from making sure your equipment is covered to knowing you have liability protection if something is damaged during a shoot. I'm here to help make sure you can focus on business as usual.
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Is a Wedding Covered by Event Insurance?
Considerable investments of time and money can go into planning a wedding. Two types of event insurance may be available to help protect that investment.
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Insurance That Protects Your Bike
Your motorcycle is more than just a way to get around. You've invested your time in it, you've made sure it's in perfect working order and you took classes and bought the right gear so you could enjoy it safely. It only make sense that you put the same effort into safeguarding your bike, and you, with insurance. Whether it's collision coverage or a custom paint job, it's important to make sure you have the protection that fits your bike. Here's a breakdown of coverages to help you decide what is right for you.
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Motorhome Insurance Basics
If you own a motorhome or are thinking about purchasing one, here are some things you may want to consider when it comes to protecting your home on wheels.
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Condo Liability
When you get ready for company, chances are you're planning what to serve and making sure everything is clean. Someone getting hurt may not even cross your mind, but unfortunately something as simple as a friend tripping on your rug could lead to an injury and lawsuit. Thankfully, personal liability coverage is typically included in standard condo insurance and can help if you are sued due to an accident or if you damage someone else's property. Let's make sure you have the coverage that fits your life so that you can focus on enjoying time with your guests.
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Have Policy Questions? I Can Help!
Whether you're moving, test driving a car or considering buying life insurance, an agent's expertise may come in handy. Certain life events and policy questions are best addressed with an insurance agent consultation.
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Quiz: How Much Do You Know About Personal Umbrella Policies?
You may know that a personal umbrella policy (PUP) may help protect you if the limits of an underlying policy (homeowners or auto, for instance) are exhausted. But how much do you know about how PUPs work? Test your knowledge with these five questions.
Learn More June P. Birrittella is insurance licensed in the state(s) of New York. If you do not reside in the state(s) of New York, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Check the background of this firm on FINRA's BrokerCheck website.
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Check the background of this firm on FINRA's BrokerCheck website.
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