Car, Homeowners, & Life Insurance Quotes in
West Hempstead, NY - Lester A. Davis

As a Personal Financial Representative in West Hempstead, I know many local families. My knowledge and understanding of the people in this community help me provide customers with an outstanding level of service. I look forward to helping families like yours protect the things that are important – your family, home, car and more. I can also help you prepare a strategy to achieve your financial goals.

Awards

Circle of Champions-1 years

National Conference Award-1 years

Honor Ring-1 years

Community Involvement

Lester A. Davis is a member of the Board of Directors for the Hempstead Boys & Girls Club

Inc.

Chamber of Commerce

Boys and Girls Club

Fire Department Volunteer

Police Department Volunteer

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Life insurance can help your family stay in the home you built together, get the education they deserve or enjoy the retirement you always talked about. Don’t take chances on protecting them.

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Protect What Matters Most

Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.

Homeowners Insurance and Fire Coverage

Whether it's an electrical issue, a barbecue mishap, a candle that gets knocked over or a small kitchen fire, homeowners insurance may offer protection in multiple ways if your home or belongings are damaged by fire. It's a good idea to know how much fire coverage your policy provides. Here are a few things you may want to consider if you're purchasing or updating your homeowners coverage.

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Car Insurance for College Students

When you think about college, you may think about choosing a school, how to decorate a dorm or apartment and what classes to take. Car insurance may not be on your radar, but it's something you should review if you're heading off to school. You may be eligible for discounts, especially if you're not bringing a car to campus or if you maintain good grades. Be smart and call me before you start your school year!

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What Is Renters Insurance?

Renting a home can be great, particularly if you don't have to worry about regular maintenance and upkeep. But you, and your stuff, are still at risk — from things such as a fire, theft or a guest getting injured. Having renters insurance in place can help protect you and your belongings. Whether it's helping you replace stolen items, paying for damage that you caused to a neighbor's window or paying for a hotel if you can't live in your home because of a covered loss, renters insurance may help when the unexpected happens.

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Permanent Life Insurance 101

If you've decided to get life insurance, you may be considering a permanent policy. But what exactly is permanent life insurance? Simply put, it provides coverage for the rest of your life. It can be a great way to help protect your family's financial future, particularly since permanent policies can build cash value over the years. If you're interested in learning more about permanent life insurance, here's an overview of the basic features and the types of permanent policies available.

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Tips for Managing Small Business Insurance Costs

Being a small business owner can mean working long after you've "closed" for the day. The to-do list is never done, and you're frequently juggling priorities. But you may want to move reviewing your business insurance to the top of that list. There's a lot to consider when covering the business you put your heart into. From making sure you having the right amount of protection to managing risks and bundling coverages, I'm here to help you choose the coverage that is right for your business.

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Insurance That Protects Your Bike

Your motorcycle is more than just a way to get around. You've invested your time in it, you've made sure it's in perfect working order and you took classes and bought the right gear so you could enjoy it safely. It only make sense that you put the same effort into safeguarding your bike, and you, with insurance. Whether it's collision coverage or a custom paint job, it's important to make sure you have the protection that fits your bike. Here's a breakdown of coverages to help you decide what is right for you.

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Insuring Your Snowmobile

If the thought of winter has you pulling out your snow pants and planning weekend adventures, you're probably anxious to get out there on your snowmobile. To you, winter doesn't mean shoveling snow and slippery commutes — it's the excitement of snowy trails and enjoying the beautiful views of the season. Before you get your snowmobile ready to ride and pull your gear out of the back closet for the season, here are a few things to consider about insuring your snowmobile.

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Water Damage In Your Condo

One of the great perks to living in a condo is that it's fairly low-maintenance. You likely don't have to worry about lawn care or replacing the roof. But what about water damage? Whether your washer overflows or a bathroom pipe bursts, water damage can wreak havoc. If you have condo insurance, though, you'll generally have coverage for accidental damage caused by your plumbing or appliances. While I hope your home stays dry and cozy, it's a good idea to know what your condo policy may cover just in case.

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Insurance Products & Services

Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.

With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to West Hempstead.

You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. As an Allstate agent, I can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.

Insurance products and services offered at my Allstate agency include:

Auto Insurance
Car Insurance
Flood Insurance
Insurance
Life Insurance
Motorcycle Insurance
Home Insurance
Insurance Quote
Insurance Agency
Business Insurance
Annuities
Retirement
College Savings Plan

Contact

Phone

(866) 489-4200(866) 489-4200

Fax

(516) 489-4203(516) 489-4203

Email:

lesdavis@allstate.com lesdavis@allstate.com

Address:

275 Hempstead TpkeSte BWest Hempstead, NY 11552

Get Directions

Landmarks:

Adjacent to the West Hempstead Fire Department. Directly across from Turnpike Cleaners.

Areas Served:

Proud to serve the areas of West Hempstead, Franklin Square, Elmont. Call or email me today for a personalized insurance review.

Office Hours:

Mon	9:00 AM - 6:00 PM
Tue	9:00 AM - 6:00 PM
Wed	9:00 AM - 6:00 PM
Thu	9:00 AM - 6:00 PM
Fri	9:00 AM - 5:00 PM
Sat	Closed
Sun	Closed

After-Hours Appointments Available

Available 24/7 at (866) 489-4200

You can view my financial industry experience and background at FINRA’s BrokerCheck

Languages:

Spanish

My Account

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What's the Difference Between Term and Permanent Life Insurance?
Plan Your Financial Future.
Buy vs. Lease Calculator
Mortgage Tax Credit Calculator

Lester A. Davis - What's the Difference Between Term and Permanent Life Insurance?

Lester A. Davis - Plan Your Financial Future.

Lester A. Davis - Buy vs. Lease Calculator

Lester A. Davis - Mortgage Tax Credit Calculator

Life insurance policies typically fall into two categories: term or permanent insurance. Which type of policy is right for you?

New Family? Nearing Retirement? Make sure you're doing all you can to protect the life you deserve—no matter what stage you're at in life.

What’s more cost efficient – buying or leasing a car? This calculator can help crunch the numbers.

Calculate your potential average yearly tax savings over the life of your mortgage.

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Protect What Matters Most

Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.

Lester A. Davis is insurance licensed in the state(s) of New York. If you do not reside in the state(s) of New York, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Subject to terms, conditions & availability.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.

Car, Homeowners, & Life Insurance Quotes in West Hempstead, NY - Lester A. Davis

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