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Local Allstate Insurance Agent: Zachary Dziczek
Products we offer:
Auto
Car Insurance in Cold Spring
Car Insurance in Cold Spring
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Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
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Life
Life Insurance in Cold Spring
Life Insurance in Cold Spring
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Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
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ATV
ATV Insurance in Cold Spring
ATV Insurance in Cold Spring
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Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!
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Allstate Leader's Forum-1 years
Circle Of Champions Award-1 years
Honor Ring-2 years
Inner Circle Elite Award-1 years
Recent reviews
Rating 2.0
jan roth
Feb. 26, 2026
Rating 0.0
george lansbury
Feb. 5, 2026
He is never available and has not returned repeated phone calls or emails. His office has closed in my area.
Rating 0.0
james rockett
Jan. 14, 2026
Zachery is the worst. No response. Would not recommend.
Rating 0.0
bruce lapidus
Jan. 10, 2026
been trying to get a hold of my agent for months and months I never get a response. I do not believe he is in business a
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been trying to get a hold of my agent for months and months I never get a response. I do not believe he is in business anymore but he's still listed on my account . ? please let me know if this agent is still in business with Allstate
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Rating 0.0
thomas viani
Dec. 29, 2025
It is near impossible to talk to a live body. I even have a personal cell phone to which I have gotten no response in th
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It is near impossible to talk to a live body. I even have a personal cell phone to which I have gotten no response in the past. I haven’t tried in about 2 months, though. I am currently shopping around elsewhere for my insurance needs.
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Rating 1.0
robert pyryemybida
Dec. 24, 2025
Never returns calls,emails,texts. Have called multiple times and have got no response.
Rating 5.0
paul oliverio
Dec. 4, 2025
Awesome
Rating 5.0
bonita lahey
Oct. 5, 2025
Rating 5.0
joan lake
Dec. 26, 2024
Rating 4.5
joseph schmidt
Oct. 31, 2024
Rating 4.0
anthony dalia
Aug. 31, 2024
Rating 5.0
lori cole
Aug. 30, 2024
Rating 5.0
charles burgio
Aug. 27, 2024
Rating 4.5
raymond lynn
Aug. 23, 2024
Rating 4.5
daniel stackhouse
Aug. 18, 2024
My experience in all the years of continuous apartment insurance has been perfect. However, I didn't rate 10 because I
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My experience in all the years of continuous apartment insurance has been perfect. However, I didn't rate 10 because I have never once needed any apartment damage to be reimbursed. So, I can't attest to how well that process works.
The experience so far has been efficient, automated yearly payments, even though I am terrible at keeping up with emails. I have never had a lapse in coverage, which would be the worst outcome. I expected to have that lapse by now, due to forgetting to pay the yearly fee, but so far so great. Thanks!
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Rating 5.0
pasquale daddio
Aug. 15, 2024
Generally good
Rating 3.0
deborah boire
Aug. 8, 2024
Insurance is great ....but it's a lot of trouble to go through just to get a real person to talk too.Would prefer to jus
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Insurance is great ....but it's a lot of trouble to go through just to get a real person to talk too.Would prefer to just be able to call and get a real person.
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Rating 1.0
sotiri papoulias
Aug. 4, 2024
My Agent emailed me the renewal documents fie my review. I first called the office that nobody picked the phone. Left vo
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My Agent emailed me the renewal documents fie my review. I first called the office that nobody picked the phone. Left voice mailed to call me back and nobody called back. So I sent a reply email with my questions that was not replied in the next week. Still waiting to hear back.
Please email me back as I am on vacation without phone access, but check my emails
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Rating 5.0
adrian sultana
Jul. 19, 2024
Rating 2.5
william ramsay
Jul. 18, 2024
You are too expensive, which trumps all other considerations
We have staff members available who speak the following languages: English, Portuguese
Zachary Dziczek is insurance licensed in the state(s) of New York. If you do not reside in the state(s) of New York, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.
Based on coverages selected. Subject to terms, conditions, availability & qualifications.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.